689 Kyles Ln, Fort Wright (Ft Mitchell), KY 41017 Property Records

Kenton County property record for 689 Kyles Ln, Fort Wright, KY 41017

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,768 sqft · built 1959
Lot Size	1.55 acres (67,518 sqft)
Owner	2 Individual Names on Record
Last Sale	$400,000 (Aug 2023)
Tax Bill	$3,964 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Aug 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`042-30-00-004.00`

Property Details

APN / Parcel Number

Primary APN	`042-30-00-004.00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,768 sqft Finished Area
Gross Area	3,778 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Exterior Material	Brick
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	67,518 sqft (1.55 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	689 KYLES LN
City	FT MITCHELL
State	KY
Zip	41017-8152
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BOWLING DIV PT LOTS 3 & 4 1.55 ACS 450' W KYLES LN WEST OF KYLES LN S OF HERMITAGE CT
Legal Subdivision	BOWLING J DIVISION
Legal Lot Number	3,4
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	3
Census Block	3018
Census Tract	65200

Owner

Source: Kenton County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	689 KYLES LN, FT MITCHELL, KY 41017-8152
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Deeds, Mortgages & Sale History

Date	Document
Aug 4, 2026	Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BANK
Aug 1, 2023	Fiduciary Deed, Transfer · Conventional Mortgage PROSPERITY HOME MORTGAGE LLC
May 20, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 1, 2023 · Amount on Record
Deed Sale	Aug 1, 2023 · Amount on Record
Deed Document Number	202382
Deed Book / Page	238 / 984
Prior Transfer Date	May 14, 2021
Prior Transfer Doc	0000000030
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Recording Date	Aug 4, 2026
Property Address	689 KYLES LN, FT MITCHELL, KY 41017-8152
Document Number	0000017131
Book / Page	472 / 537
Instrument Date	Jul 22, 2026
Instrument	202617131
Transaction Type	Mortgage
Record Updated	Aug 18, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	689 KYLES LN, FT MITCHELL, KY 41017-8152

Mortgage

Document Number	0000017131,
Date	Aug 4, 2026
Book Page	472/537
Instrument	202617131

Lender

Name	FIFTH THIRD BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.49%
Initial Type	Fixed Rate
Max Rate	-1%

August 2023: Fiduciary Deed, Transfer

Document Type	Fiduciary Deed
Jurisdiction	KENTON KY
Recording Date	Aug 1, 2023
Property Address	689 KYLES LN, FT WRIGHT, KY 41017-8152
Document Number	0005900082
Book / Page	KC 238 / 984
Map Reference	PG 705
Instrument Date	Jul 28, 2023
Instrument	23080105900082
Transaction Type	Transfer
Record Updated	Aug 11, 2023
Title Company	360 AMERICAN TITLE SERVICES, 360 AMERICAN TITLE SVCS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3777 W FORK RD, CINCINNATI, OH 45247-7575

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	689 KYLES LN, FT WRIGHT, KY 41017-8152

Mortgage

Document Number	0005900083
Date	Aug 1, 2023
Instrument	23080105900083

Lender

Name	PROSPERITY HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2053

May 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KENTON KY
Recording Date	May 20, 2021
Property Address	689 KYLES LN, FT WRIGHT, KY 41017-8152
Document Number	0005900030
Book / Page	91 / 621
Map Reference	PG 705
Instrument Date	May 14, 2021
Instrument	21052005900030
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	689 KYLES LN, FT MITCHELL, KY 41017-8152

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Fort Wright City
Unified School District	Kenton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$400,000 (-) Land $50,000 Building $350,000	$400,000 (-) Land $50,000 Building $350,000
2025	$3,964.00 (+78%)	$400,000 (+91.39%) Land $50,000 Building $350,000	$400,000 (+91.39%) Land $50,000 Building $350,000
2023	$2,227.00 (+21.03%) Homeowner's exemption	$209,000 (-) Land $40,000 Building $169,000	$209,000 (-) Land $40,000 Building $169,000
2022	$1,840.00 Homeowner's exemption	$209,000 Land $40,000 Building $169,000	$209,000 Land $40,000 Building $169,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 252 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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