689 Highland Ln, Sugarloaf, CA 92386 Property Records

San Bernardino County property record for 689 Highland Ln, Sugarloaf, CA 92386

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 885 sqft · built 1978
Lot Size	0.115 acres (5,000 sqft)
Owner	Individual Name on File
Last Sale	$385,000 (Mar 2022)
Tax Bill	$5,222 (2025)
Deeds & Mortgages	Mar 2022 Sale & Mortgage Sep 2020 Sale & Mortgage + 1 more
Flood Zone	Zone D (undetermined)
APN	`2350-546-03-0000`

Property Details

APN / Parcel Number

Primary APN	`2350-546-03-0000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	885 sqft Living Area
Gross Area	1,165 sqft
1st Floor Area	885 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Chalet/Alpine
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	5,000 sqft (0.115 acres)
Lot Dimensions	100 ft deep x 50 ft wide
Garage Type	Attached
Garage Area	280 sqft
Parking Spaces	1 Parking Space
Porch	Patio/Porch
Porch Area	351 sqft
Patio Area	351 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Floor/Wall Furnace
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	689 HIGHLAND LN
City	SUGARLOAF
State	CA
Zip	92386
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	BVRS
Legal Description	BIG BEAR HIGHLANDS LOTS 13 AND 14 BLK 57
Legal Subdivision	BIG BEAR HIGHLANDS
Legal Block	57
Legal Lot Number	13,14
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	BIG BEAR
Census Block Group	2
Census Block	2040
Census Tract	11408

Owner

689 Highland Ln is owned by an individual who bought it in March 2022.

Source: San Bernardino County records, as of July 14, 2026

Owner of Record	Individual Name on File
Mailing Address	2047 FINCH LN, SAN DIEGO, CA 92123-3708
Owner Type	Individual
Vesting	Sole Owner

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 2, 2022	Grant Deed, Transfer · Conventional Mortgage ARC HOME LLC
Sep 23, 2020	Grant Deed, Transfer · Conventional Mortgage NATIONS RELIABLE LENDING LLC
May 18, 2018	Deed of Trust, Mortgage · VA Mortgage CALIBER HM LOANS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 2, 2022 · Amount on File
Deed Sale	Mar 2, 2022 · Amount on File
Prior Sale	Sep 23, 2020 · Amount on File
Deed Document Number	202281872
Prior Transfer Date	Mar 19, 2014
Prior Transfer Doc	0000130556
Record Updated	Sep 20, 2026

March 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Mar 2, 2022
Property Address	689 HIGHLAND LN, SUGARLOAF, CA 92386
Document Number	0000081872
Map Reference	MB 25 PG 11&12
Instrument Date	Feb 18, 2022
Instrument	2022-0081872
Transaction Type	Transfer
Record Updated	Mar 17, 2022
Title Company	LAWYERS TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2047 FINCH LN, SAN DIEGO, CA 92123-3708

Mortgage

Document Number	0000081873
Date	Mar 2, 2022
Instrument	2022-0081873

Lender

Name	ARC HOME LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

September 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Sep 23, 2020
Property Address	689 HIGHLAND LN, SUGARLOAF, CA 92386
Document Number	0000358703
Map Reference	MB 25 PG 11&12
Instrument Date	Aug 17, 2020
Instrument	2020-0358703
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	WFG TITLE COMPANY OF CA

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 5453, SUGARLOAF, CA 92386-5453

Mortgage

Document Number	0000358704
Date	Sep 23, 2020
Instrument	2020-0358704

Lender

Name	NATIONS RELIABLE LENDING LLC
Type	Mortgage Company
Address	HOUSTON, TX 77027

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	689 HIGHLAND LN, SUGARLOAF, CA 92386
Document Number	0000188769
Instrument Date	May 18, 2018
Transaction Type	Mortgage
Record Updated	Nov 21, 2018
Title Company	LAWYERS TITLE-IE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	689 HIGHLAND LN SUGARLOAF CA 92386, SUGARLOAF, CA 92386

Mortgage

Document Number	0000188769
Date	May 23, 2018
Instrument	188769

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 22, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 689 Highland Ln was $5,222.

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Unified School District	Bear Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$364,500 (-10.79%) Land $72,900 Building $291,600
2025	$5,222.00 Homeowner's exemption	$408,565 Land $81,713 Building $326,852
2023	$5,334.00 (+47.76%) Homeowner's exemption	$392,700 Land $78,540 Building $314,160
2022	$3,610.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 689 Highland Ln in Zone D, where flood risk has not been studied.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 689 Highland Ln is high, ranking above 75% of the US, with a 0.5% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 75% of the US · above 51% of California
Wildfire Likelihood	0.5% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BIG BEAR LAKE DWP - BIG BEAR SYSTEM serves 26,164 people · EPA ID CA3610044
Water Source	Groundwater
Also Mapped Here	BIG BEAR CITY CSD
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,102 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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