689 E Ridge Rd, Rochester, NY 14621 Property Records

Monroe County and Irondequoit Town property record for 689 E Ridge Rd, Rochester, NY 14621

Property Summary

Property Type	Retail Stores (Personal Services, Photography, Travel)
Details	13,274 sqft · built 2002
Lot Size	1.35 acres (58,806 sqft)
Owner	Company Name on File
Last Sale	$3,400,000 (May 2023)
Tax Bill	$130,934 (2026)
Deeds & Mortgages	May 2023 Sale May 2023 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`263400 091.07-1-89.11`

Property Details

APN / Parcel Number

Primary APN	`263400 091.07-1-89.11`
Alternative APNs	`34000910700001089110` `09438000000`

Interior

Stories	1 Story
Building Area	13,274 sqft Gross Area
Fire Sprinklers	Fire Sprinklers

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Lot Area	58,806 sqft (1.35 acres)
Lot Dimensions	288 ft deep x 434 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	09438000000
Street Address	689 E RIDGE RD
City	ROCHESTER
State	NY
Zip	14621-1706
Property Category	Commercial
Property Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Local Zoning Code	05 - COMME
Legal Subdivision	MAP OF HUDSON AVENUE
Legal Block	1
Legal Lot Number	89.110
Jurisdiction	MONROE NY
Township / Civil Division	IRONDEQUOIT
Census Block Group	2
Census Block	2017
Census Tract	10602

Owner

689 E Ridge Rd, a commercial property, is owned by a company that bought it in May 2023.

Source: Monroe County and Irondequoit Town records, as of September 23, 2026

Owner of Record	Company Name on File
Mailing Address	3611 N KEDZIE AVE, CHICAGO, IL 60618-4513
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 9, 2023	Bargain and Sale Deed, Transfer FIDELITY NATIONAL TITLE NY, FIDELITY NATIONAL TITLE NYC
May 17, 2023	Lease, Transfer
Jan 10, 2017	Grant Deed, Mortgage · Line of Credit A10 CAP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 9, 2023 · Amount on File
Deed Sale	May 9, 2023 · Amount on File
Prior Sale	Nov 23, 2005 · Amount on File
Deed Document Number	2023206
Deed Book / Page	12812 / 1
Prior Transfer Date	Aug 18, 2005
Prior Transfer Doc	0000000383
Record Updated	Oct 29, 2026

May 2023: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	MONROE NY
Recording Date	May 9, 2023
Property Address	689 E RIDGE RD, ROCHESTER, NY 14621-1706
Document Number	0000000206
Book / Page	12812 / 1
Instrument Date	May 2, 2023
Instrument	202305090206
Transaction Type	Transfer
Record Updated	May 29, 2023
Title Company	FIDELITY NATIONAL TITLE NY, FIDELITY NATIONAL TITLE NYC

Transaction

Amount	Amount on Record
Tax	$13,600.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	875 PROSPECT ST STE 303, 303, LA JOLLA, CA 92037-4264

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3611 N KEDZIE AVE, CHICAGO, IL 60618-4513

May 2023: Lease, Transfer

Document Type	Lease
Jurisdiction	MONROE NY
Recording Date	May 17, 2023
Property Address	689 E RIDGE RD, ROCHESTER, NY 14621-1706
Document Number	0000000167
Book / Page	12815 / 275
Instrument Date	Mar 7, 2023
Instrument	202305170167
Transaction Type	Transfer
Record Updated	Jun 6, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	875 PROSPECT ST STE 303, 303, LA JOLLA, CA 92037-4264

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10644 WESTLAKE DR, CHARLOTTE, NC 28273-3930
Investor	Possibly a Property Investor

January 2017: Grant Deed, Mortgage

Document Type	Grant Deed
Jurisdiction	MONROE NY
Recording Date	Jan 10, 2017
Property Address	689 E RIDGE RD, ROCHESTER, NY 14621-1706
Document Number	0000000580
Book / Page	01180 / 000512
Instrument Date	Nov 23, 2016
Instrument	580
Transaction Type	Mortgage
Record Updated	Jan 8, 2019
Title Company	LINCOLN LAND SERVICES, LINCOLN LAND SVCS

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	875 PROSPECT ST #303 LA JOLLA CA 920374264, 303, LA JOLLA, CA 92037-4264

Mortgage

Document Number	581
Date	Jan 10, 2017
Book Page	026988/000298
Instrument	581

Lender

Name	A10 CAP
Type	Funding / Finance Company
Address	800 W MAIN ST # 1100, BOISE, ID 83702-5970

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 689 E Ridge Rd was $130,934, up 4.5% from the year before.

Source: Monroe County and Irondequoit Town assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Monroe County
County Subdivision	Irondequoit Town
Unified School District	West Irondequoit Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$130,934.00 (+4.54%)
2025	$125,249.00	$3,500,000 Land $789,000 Building $2,711,000	$4,166,700 Land $939,293 Building $3,227,407
2023		$3,500,000 (+169.23%) Land $789,000 Building $2,711,000	$3,500,000 (+11%) Land $789,000 Building $2,711,000
2022		$1,300,000 Land $789,000 Building $511,000	$1,666,700 Land $1,011,559 Building $655,141
2021	$64,389.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 689 E Ridge Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 689 E Ridge Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MCWA public/private · serves 525,262 people · EPA ID NY2701047
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control currently in violation since Jan 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 224 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20

May also be available: Empire Long Distance, Frontier, Greenlight Networks.

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