Whatcom County property record for 689 Deer Ln, Point Roberts, WA 98281
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 889 sqft · built 1967 |
| Lot Size | 0.1 acres (4,356 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $402,458 (Jul 2026) |
| Tax Bill | $2,584 (2025) |
| Deeds & Mortgages | Jul 2026 Sale & Mortgage Oct 2017 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 405311-100451-0000 |
| Primary APN | 405311-100451-0000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 889 sqft Living Area |
| 1st Floor Area | 889 sqft |
| Flooring | Carpet |
| Interior Walls | Finished/Painted |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1967 |
|---|---|
| Effective Year Built | Effective 2002 |
| Exterior Material | Combination |
| Roof Material | Composition Shingle |
| Lot Area | 4,356 sqft (0.1 acres) |
| Deck Area | 199 sqft |
| Storage Building | 100 sqft |
| Heating System | Baseboard |
|---|---|
| Heating Fuel | Electric |
| Account Number | 156206 |
|---|---|
| Street Address | 689 DEER LN |
| City | POINT ROBERTS |
| State | WA |
| Zip | 98281-8507 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR2 |
| Legal Description | BEAP 270 FT W-1120 FT S OF NE COR OF GOVT LOT 1-TH W 100 FT-TH S 50 FT-TH E 100 FT-TH N 50 FT TO POB-BEING LOT 9 BLK 10 UNREC SOUTH BEACH-EXC ALL OIL-GAS-MIN RTS AS RES AF 933658 |
| Legal Range | 53 |
| Legal Township | 40 |
| Legal Section | 11 |
| Legal Block | 1 |
| Legal Lot Number | 1 |
| Jurisdiction | WHATCOM WA |
| Township / Civil Division | POINT ROBERTS |
| Census Block Group | 1 |
| Census Block | 1035 |
| Census Tract | 11000 |
689 Deer Ln is owned by two individuals who bought it in July 2026.
Source: Whatcom County records, as of July 16, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 518 COLUMBIA ST, HOUSTON, TX 77007-2626 |
| Owner Type | Individual |
| Vesting | Married Couple |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 9, 2026 | Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK |
| Oct 13, 2017 | Warranty Deed, Transfer WHATCOM LAND TITLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 9, 2026 · Amount on File |
| Deed Sale | Jul 9, 2026 · Amount on File |
| Prior Sale | Oct 13, 2017 · Amount on File |
| Deed Document Number | 202607692 |
| Prior Transfer Date | Apr 25, 2001 |
| Prior Transfer Doc | 0000500776 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WHATCOM WA |
| Recording Date | Jul 9, 2026 |
| Property Address | 689 DEER LN, POINT ROBERTS, WA 98281-8507 |
| Document Number | 0000000692 |
| Instrument Date | Jul 6, 2026 |
| Instrument | 2026692 |
| Transaction Type | Transfer |
| Record Updated | Jul 24, 2026 |
| Title Company | WHATCOM LAND TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $650,877.33 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 518 COLUMBIA ST, HOUSTON, TX 77007-2626 |
| Document Number | 0000000693, |
|---|---|
| Date | Jul 9, 2026 |
| Instrument | 202607693 |
| Name | JPMORGAN CHASE BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.5% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WHATCOM WA |
| Recording Date | Oct 13, 2017 |
| Property Address | 689 DEER LN, POINT ROBERTS, WA 98281-8507 |
| Document Number | 2171001584 |
| Instrument Date | Oct 11, 2017 |
| Instrument | 1001584 |
| Transaction Type | Transfer |
| Record Updated | Nov 17, 2017 |
| Title Company | WHATCOM LAND TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $4,900.00 |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4058 ST GEORGES |
The 2025 property tax bill for 689 Deer Ln was $2,584, up 14.2% from the year before.
Source: Whatcom County assessment roll, as of December 30, 2025
| Type | Name |
|---|---|
| State | Washington |
| County | Whatcom County |
| Unified School District | Blaine School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,584.00 (+14.18%) | $310,614 (+5.12%) Land $133,815 Building $176,799 | $310,614 (+5.12%) Land $133,815 Building $176,799 |
| 2024 | $2,263.00 | $295,490 Land $120,450 Building $175,040 | $295,490 Land $120,450 Building $175,040 |
| 2022 | $269,854 Land $110,000 Building $159,854 | $269,854 Land $110,000 Building $159,854 | |
| 2021 | $2,355.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 689 Deer Ln in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2006.
Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 11 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 43 units insured incl. 32 condo units |
| Nearby Flood Claims | 3 (2006–2021) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Nov 2021 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 689 Deer Ln has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | POINT ROBERTS WATER DISTRICT NO 4 serves 1,440 people · EPA ID WA5395750 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2022 |
| Lead | 1 ppb (2020–2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 247 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Whidbey Telephone DSL · Fiber in parts of the area | 25 / 3 |
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