689 Debra St, Livermore, CA 94550 Property Records

Alameda County property record for 689 Debra St, Livermore, CA 94550

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,318 sqft · built 1971
Lot Size	0.142 acres (6,200 sqft)
Owner	Individual Name on Record
Tax Bill	$2,256 (2025)
Deeds & Mortgages	Jun 2019 Mortgage Jul 2020 Reverse Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`99A-1438-106`

Property Details

APN / Parcel Number

Primary APN	`99A-1438-106`
Alternative APN	`099A-1438-106-00`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,318 sqft Living Area

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1973
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	6,200 sqft (0.142 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	689 DEBRA ST
City	LIVERMORE
State	CA
Zip	94550-2355
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 00076 BLK: TR: 3222
Legal Tract	3222
Legal Lot Number	76
Jurisdiction	ALAMEDA CA
Township / Civil Division	LIVERMORE-PLEASANTON
Census Block Group	2
Census Block	2019
Census Tract	451505

Owner

Source: Alameda County records, as of August 5, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	689 DEBRA ST, LIVERMORE, CA 94550-2355
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 27, 2019	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP
Jul 28, 2020	Deed of Trust, Mortgage · Reverse Mortgage FINANCE OF AMERICA REVERSE LLC
Jul 22, 2020	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Jul 3, 2018	Deed of Trust, Mortgage · Conventional Mortgage PATELCO FCU

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	689 DEBRA ST, LIVERMORE, CA 94550-2355
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000122640
Date	Jun 27, 2019
Instrument	2019122640

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2049

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	689 DEBRA ST, LIVERMORE, CA 94550-2355
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	689 DEBRA ST, LIVERMORE, CA 94550-2355

Mortgage

Document Number	0000180590
Date	Jul 28, 2020
Instrument	2020180590

Lender

Name	FINANCE OF AMERICA REVERSE LLC
Type	Reverse Mortgage Lender
Address	TULSA, OK 74133

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	917 Months
Due	Dec 8, 2096

Interest

Rate Type	Adjustable Rate
Rate	2.72%
Type Change Date	Aug 1, 2021
Change Frequency	Annually
Index	1-Year LIBOR

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	689 DEBRA ST, LIVERMORE, CA 94550-2355
Document Number	0000180591
Instrument Date	Jul 22, 2020
Transaction Type	Mortgage
Record Updated	Sep 16, 2020
Title Company	FIDELITY NATIONAL TITLE, FIDELITY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	689 DEBRA ST LIVERMORE CA 945502355, LIVERMORE, CA 94550-2355

Mortgage

Document Number	0000180591
Date	Jul 28, 2020
Instrument	180591

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	912 Months
Due	Jul 27, 2096

Interest

Rate Type	Adjustable Rate
Rate	2.72%

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	689 DEBRA ST, LIVERMORE, CA 94550-2355
Document Number	0000138920
Instrument Date	Jul 3, 2018
Transaction Type	Mortgage
Record Updated	Aug 3, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	689 DEBRA ST LIVERMORE CA 945502355, LIVERMORE, CA 94550-2355

Mortgage

Document Number	0000138920
Date	Jul 16, 2018
Instrument	138920

Lender

Name	PATELCO FCU
Type	Credit Union
Address	PLEASANTON, CA 94588

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Jul 15, 2043

Tax Assessment & Valuation

Source: Alameda County assessment roll, as of August 5, 2026

Property Jurisdictions

Type	Name
State	California
County	Alameda County
Municipality	Livermore City
Unified School District	Livermore Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$96,131 (-4.92%) Land $28,195 Building $74,936
2025	$2,256.00 (+5.62%) Homeowner's exemption	$101,109 (+4.04%) Land $27,642 Building $73,467
2023	$2,136.00 Homeowner's exemption	$97,183 Land $26,569 Building $70,614	$982,170

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LIVERMORE serves 38,892 people · EPA ID CA0110011
Water Source	Purchased surface water from ZONE 7 WATER AGENCY
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 725 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Unwired Fixed Wireless	300 / 25
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Verizon.

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