Polk County property record for 689 D St, Independence, OR 97351
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,146 sqft · built 1910 |
| Lot Size | 0.115 acres (5,012 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $335,000 (Jul 2021) |
| Tax Bill | $1,971 (2025) |
| Deeds & Mortgages | Jul 2021 Sale & Mortgage Apr 2021 Sale & Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 08428-BC-10601 |
| Primary APN | 08428-BC-10601 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,146 sqft Living Area |
| 1st Floor Area | 1,146 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1990 |
| Exterior Material | Concrete |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 5,012 sqft (0.115 acres) |
| Patio Area | 96 sqft |
|---|---|
| Shed | 1 Shed |
| Shed Area | 235 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Gas |
| Sewer | Connected |
| Water Source | Commercial |
| Account Number | 205650 |
|---|---|
| Street Address | 689 D ST |
| City | INDEPENDENCE |
| State | OR |
| Zip | 97351-1715 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS |
| Legal Description | NULL NULL BLOCK NULL |
| Legal Range | 4W |
| Legal Township | 08S |
| Legal Section | 28 |
| Legal Subdivision | NULL |
| Legal Block | 3 |
| Legal Lot Number | NULL |
| Jurisdiction | POLK OR |
| Township / Civil Division | MONMOUTH-INDEPENDENCE |
| Census Block Group | 3 |
| Census Block | 3037 |
| Census Tract | 20305 |
Source: Polk County records · APN 08428-BC-10601
Assessment roll updated May 21, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 689 D ST, INDEPENDENCE, OR 97351-1715 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Jul 09, 2021 | Warranty Deed, Transfer · Conventional Mortgage SUMMIT MORTGAGE CORP |
| Apr 23, 2021 | Warranty Deed, Construction Loan · Line of Credit LPMC LLC |
| Mar 15, 2021 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Feb 23, 2021 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Apr 03, 2020 | Deed of Trust, Mortgage · Line of Credit FIRST TECHNOLOGY FEDERAL CU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 09, 2021 · Amount on Record |
| Deed Sale | Jul 09, 2021 · Amount on Record |
| Prior Sale | Aug 23, 2011 · Amount on Record |
| Deed Document Number | 202111227 |
| Prior Transfer Date | Aug 22, 2011 |
| Prior Transfer Doc | 0000007655 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK OR |
| Recording Date | Jul 09, 2021 |
| Property Address | 689 D ST, INDEPENDENCE, OR 97351-1715 |
| Document Number | 0000011227 |
| Instrument Date | Jul 07, 2021 |
| Instrument | 2021-011227 |
| Transaction Type | Transfer |
| Record Updated | Jul 19, 2021 |
| Title Company | FIRST AMERICAN |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 689 D ST, INDEPENDENCE, OR 97351-1715 |
| Document Number | 0000011228 |
|---|---|
| Date | Jul 09, 2021 |
| Instrument | 2021-011228 |
| Name | SUMMIT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK OR |
| Recording Date | Apr 23, 2021 |
| Property Address | 689 D ST, INDEPENDENCE, OR 97351-1715 |
| Document Number | 0000007043 |
| Instrument Date | Apr 20, 2021 |
| Instrument | 7043 |
| Transaction Type | Construction Loan |
| Record Updated | May 13, 2021 |
| Title Company | FIRST AMERICAN |
| Amount | Amount Recorded |
|---|---|
| Tax | $86.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 4445 S ELLIOTT PRAIRIE RD WOODBURN OR 970718754, WOODBURN, OR 97071-8754 |
| Document Number | 7044 |
|---|---|
| Date | Apr 23, 2021 |
| Instrument | 7044 |
| Name | LPMC LLC |
|---|---|
| Address | 1255 LEE ST SE # 200, SALEM, OR 97302-2856 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | POLK OR |
| Recording Date | Mar 15, 2021 |
| Property Address | 689 D ST, INDEPENDENCE, OR 97351-1715 |
| Document Number | 0000004587 |
| Instrument Date | Mar 09, 2021 |
| Instrument | 4587 |
| Transaction Type | Transfer |
| Record Updated | Mar 25, 2021 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $30.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 689 D ST INDEPENDENCE OR 973511715, INDEPENDENCE, OR 97351-1715 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | POLK OR |
| Recording Date | Feb 23, 2021 |
| Property Address | 689 D ST, INDEPENDENCE, OR 97351-1715 |
| Document Number | 0000003312 |
| Instrument Date | Feb 22, 2021 |
| Instrument | 3312 |
| Transaction Type | Transfer |
| Record Updated | Mar 05, 2021 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $30.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 689 D ST INDEPENDENCE OR 973511715, INDEPENDENCE, OR 97351-1715 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK OR |
| Property Address | 689 D ST, INDEPENDENCE, OR 97351-1715 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | WFG LENDER SERVICES |
| Name | Verified Name |
|---|
| Document Number | 0000004480 |
|---|---|
| Date | Apr 03, 2020 |
| Instrument | 2020-004480 |
| Name | FIRST TECHNOLOGY FEDERAL CU |
|---|---|
| Type | Credit Union |
| Address | HILLSBORO, OR 97124 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 299 Months |
| Due | Mar 25, 2045 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Polk County records · Assessment roll updated May 21, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Oregon |
| County | Polk County |
| Municipality | Independence City |
| Unified School District | Central School District 13J (KG - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $111,270 (+3%) Land $23,530 Building $87,740 | $313,260 (-3.7%) Land $150,000 Building $163,260 | |
| 2025 | $1,971.00 (+3.79%) | $108,030 (+2.99%) Land $22,840 Building $85,190 | $325,290 (+4.57%) Land $149,300 Building $175,990 |
| 2024 | $1,899.00 (-2.52%) | $104,890 (+2.99%) Land $22,170 Building $82,720 | $311,080 (-2%) Land $137,000 Building $174,080 |
| 2023 | $1,948.00 (+8.95%) | $101,840 (+2.99%) Land $21,520 Building $80,320 | $317,420 (+10.35%) Land $138,200 Building $179,220 |
| 2022 | $1,788.00 | $98,880 Land $20,890 Building $77,990 | $287,660 Land $117,500 Building $170,160 |
Source: FEMA National Flood Hazard Layer, Polk County (41053C), updated October 28, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 410530203053, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Oregon |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026
| Historic District | Within the Independence Historic District listed 1989 · 155 contributing resources · NRIS 89000048 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 408 locations within half a mile · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Monmouth Independence Network Fiber | 2,500 / 2,500 |
| Spectrum Cable | 1,000 / 1,000 |
| Alyrica Networks Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Hunter Communications & Technologies, Lumen Technologies.
Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026
| Water System | INDEPENDENCE WATER SYSTEM serves 10,300 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2022 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Copper | 1.45 mg/L (2021–2023) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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