Ocean County and Lacey Township property record for 689 Colgate Ave, Lanoka Harbor, NJ 08734
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,579 sqft · built 2002 |
| Lot Size | 0.344 acres (15,002 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $780,000 (Nov 2025) |
| Tax Bill | $10,874 (2025) |
| Deeds & Mortgages | Aug 2021 Mortgage Nov 2025 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-01900-01-00009 |
| Primary APN | 13-01900-01-00009 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 2,579 sqft Living Area |
| Gross Area | 3,915 sqft |
| Basement Area | 1,336 sqft |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asbestos |
| Lot Area | 15,002 sqft (0.344 acres) |
| Lot Dimensions | 150 ft deep x 100 ft wide |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Deck Area | Deck Area |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Account Number | 10000753 |
|---|---|
| Street Address | 689 COLGATE AVE |
| City | LANOKA HARBOR |
| State | NJ |
| Zip | 08734-1632 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R100 |
| Legal Description | 100 X 150 |
| Legal Subdivision | CHARTER OAKS SEC 02 |
| Legal Block | 1900 |
| Legal Lot Number | 9 |
| Jurisdiction | OCEAN NJ |
| Township / Civil Division | LACEY |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 732001 |
Source: Ocean County and Lacey Township records, as of July 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 689 COLGATE AVE, LANOKA HARBOR, NJ 08734-1632 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Aug 10, 2021 | Deed of Trust, Mortgage · Conventional Mortgage THINK MORTGAGE INC |
| Nov 10, 2025 | Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC |
| May 6, 2019 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| Jul 2, 2020 | Deed of Trust, Mortgage · Conventional Mortgage PLATINUM MORTGAGE INC |
| Oct 21, 2019 | Deed, Transfer · Conventional Mortgage PLATINUM MORTGAGE INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 10, 2025 · Amount on Record |
| Deed Sale | Nov 10, 2025 · Amount on Record |
| Prior Sale | Oct 21, 2019 · Amount on Record |
| Deed Document Number | 202588785 |
| Deed Book / Page | 20190 / 737 |
| Prior Transfer Date | Dec 15, 1998 |
| Prior Transfer Doc | 0000003777 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OCEAN NJ |
| Property Address | 689 COLGATE AVE, LANOKA HARBOR, NJ 08734-1632 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Title Company | SIGNATURE SETTLEMENT AND TITLE A, SIGNATURE STLMT & TTL AGCY L |
| Name | Verified Name |
|---|
| Document Number | 0186240321 |
|---|---|
| Date | Aug 10, 2021 |
| Book Page | 18624/321 |
| Instrument | 2021117462 |
| Name | THINK MORTGAGE INC |
|---|---|
| Address | STATEN ISLAND, NY 10305 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | OCEAN NJ |
| Recording Date | Nov 10, 2025 |
| Property Address | 689 COLGATE AVE, LANOKA HARBOR, NJ 08734-1632 |
| Document Number | 0201900737 |
| Book / Page | 20190 / 737 |
| Instrument Date | Oct 30, 2025 |
| Instrument | 2025088785 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2026 |
| Title Company | SHORE PROPS TITLE AGENCY, SHORE PROP TTL AGCY LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $7,093.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 8552 SNOWFALL ST, SARASOTA, FL 34241-2134 |
| Name | Verified Name |
|---|---|
| Address | 689 COLGATE AVE, LANOKA HARBOR, NJ 08734-1632 |
| Document Number | 2025088786 |
|---|---|
| Date | Nov 10, 2025 |
| Instrument | 2025088786 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OCEAN NJ |
| Property Address | 689 COLGATE AVE, LANOKA HARBOR, NJ 08734-1632 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | AMERICAN TITLE PLATINUM |
| Name | Verified Name |
|---|
| Document Number | 0174620132 |
|---|---|
| Date | May 6, 2019 |
| Book Page | 17462/0132 |
| Instrument | 2019041734 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Apr 25, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OCEAN NJ |
| Property Address | 689 COLGATE AVE, LANOKA HARBOR, NJ 08734-1632 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | SIGNATURE SETMNT & TTL AGCY |
| Name | Verified Name |
|---|
| Document Number | 0179490918 |
|---|---|
| Date | Jul 2, 2020 |
| Book Page | 17949/918 |
| Instrument | 2020068328 |
| Name | PLATINUM MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | STATEN ISLAND, NY 10305 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Jun 1, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | OCEAN NJ |
| Recording Date | Oct 21, 2019 |
| Property Address | 689 COLGATE AVE, LANOKA HARBOR, NJ 08734-1632 |
| Document Number | 0176501321 |
| Book / Page | 17650 / 1321 |
| Map Reference | MAP H-2324 |
| Instrument Date | Oct 18, 2019 |
| Instrument | 2019105616 |
| Transaction Type | Transfer |
| Record Updated | Nov 3, 2021 |
| Title Company | WATSON ABSTRACT SETMNT SVCS |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,647.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 16 NEWARK AVE, 16, LAVALLETTE, NJ 08735-2705 |
| Name | Verified Name |
|---|---|
| Address | 689 COLGATE AVE, LANOKA HARBOR, NJ 08734-1632 |
| Document Number | 2019105617 |
|---|---|
| Date | Oct 21, 2019 |
| Instrument | 2019105617 |
| Name | PLATINUM MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2049 |
Source: Ocean County and Lacey Township assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Ocean County |
| County Subdivision | Lacey Township |
| Unified School District | Lacey Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $397,600 (-) Land $113,000 Building $284,600 | $397,600 (-) Land $113,000 Building $284,600 | |
| 2025 | $10,874.00 (+7.93%) | $397,600 (-) Land $113,000 Building $284,600 | $397,600 (-) Land $113,000 Building $284,600 |
| 2024 | $10,075.00 (+11.98%) | ||
| 2023 | $397,600 Land $113,000 Building $284,600 | $397,600 Land $113,000 Building $284,600 | |
| 2022 | $8,997.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · above 64% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LACEY TWP MUA serves 29,000 people · EPA ID NJ1512001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2024 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2023 |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 94 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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