689 Chicago Dr, Howell, MI 48843 Property Records

Livingston County property record for 689 Chicago Dr, Howell, MI 48843

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,544 sqft · built 1994
Lot Size	0.328 acres (14,288 sqft)
Owner	2 Individual Names on File
Tax Bill	$3,588 (2025)
Deeds & Mortgages	Nov 2025 Transfer Oct 2025 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`07-31-301-025`

Property Details

APN / Parcel Number

Primary APN	`07-31-301-025`
Alternative APN	`470731301025`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,544 sqft Living Area
1st Floor Area	840 sqft
Basement Area	840 sqft
Unfinished Basement	840 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Exterior Material	Aluminum/Vinyl
Lot Area	14,288 sqft (0.328 acres)
Lot Dimensions	100 ft deep x 143 ft wide
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	689 CHICAGO DR
City	HOWELL
State	MI
Zip	48843-1727
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	SEC 31 T3N R5E HOWELL LAKE OAK GROVE SUB, LOTS 49-50-51
Legal Range	05E
Legal Township	03N
Legal Section	31
Legal Subdivision	HOWELL LK OAK GROVE SUB
Legal Tract	712600
Legal Lot Number	49-51
Jurisdiction	LIVINGSTON MI
Township / Civil Division	OCEOLA
Census Block Group	2
Census Block	2010
Census Tract	712601

Owner

689 Chicago Dr is owned and occupied by two individuals who acquired it in April 2018.

Source: Livingston County records, as of August 17, 2026

Owner of Record	2 Individual Names on File
Mailing Address	689 CHICAGO DR, HOWELL, MI 48843-1727
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 18, 2025	Intrafamily Transfer, Transfer
Oct 22, 2025	Intrafamily Transfer, Transfer
Feb 15, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage POINT DIGITAL FINANCE INC
Dec 9, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
May 9, 2018	Quit Claim Deed, Mortgage · VA Mortgage LOW VA RATES LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Apr 25, 2018
Transfer Doc	2018R012429
Record Updated	Sep 20, 2026

November 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LIVINGSTON MI
Recording Date	Nov 18, 2025
Property Address	689 CHICAGO DR, HOWELL, MI 48843-1727
Document Number	0000023421
Map Reference	LB 2 PG 78
Instrument Date	Nov 17, 2025
Instrument	2025R-023421
Transaction Type	Transfer
Record Updated	Dec 2, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	689 CHICAGO DR, HOWELL, MI 48843-1727

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	689 CHICAGO DR, HOWELL, MI 48843-1727

October 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LIVINGSTON MI
Recording Date	Oct 22, 2025
Property Address	689 CHICAGO DR, HOWELL, MI 48843-1727
Document Number	0000021327
Map Reference	LB 2 PG 78
Instrument Date	Oct 22, 2025
Instrument	2025R-021327
Transaction Type	Transfer
Record Updated	Nov 7, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	689 CHICAGO DR, HOWELL, MI 48843-1727

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	689 CHICAGO DR, HOWELL, MI 48843-1727

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LIVINGSTON MI
Property Address	689 CHICAGO DR, HOWELL, MI 48843-1727
Transaction Type	Mortgage
Record Updated	Feb 28, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	689 CHICAGO DR, HOWELL, MI 48843-1727

Mortgage

Document Number	0000002578
Date	Feb 15, 2023
Instrument	2023R-002578

Lender

Name	POINT DIGITAL FINANCE INC
Type	Mortgage Company
Address	PALO ALTO, CA 94302

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 9, 2053

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LIVINGSTON MI
Property Address	689 CHICAGO DR, HOWELL, MI 48843-1727
Transaction Type	Mortgage
Record Updated	Dec 28, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	689 CHICAGO DR, HOWELL, MI 48843-1727

Mortgage

Document Number	0000049132
Date	Dec 9, 2021
Instrument	2021R-049132

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	331 Months
Due	Jul 1, 2049

May 2018: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	LIVINGSTON MI
Recording Date	May 9, 2018
Property Address	689 CHICAGO DR, HOWELL, MI 48843-1727
Document Number	0000012429
Instrument Date	Apr 25, 2018
Instrument	12429
Transaction Type	Mortgage
Record Updated	Nov 16, 2018
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	689 CHICAGO DR HOWELL MI 488431727, HOWELL, MI 48843-1727

Mortgage

Document Number	12430
Date	May 9, 2018
Instrument	12430

Lender

Name	LOW VA RATES LLC
Address	LINDON, UT 84042

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 8, 2048

Interest

Rate Type	Adjustable Rate
Rate	2.99%

Tax Assessment & Valuation

The 2025 property tax bill for 689 Chicago Dr was $3,588 with a homeowner's exemption, up 3.1% from the year before.

Source: Livingston County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Livingston County
County Subdivision	Oceola Township
Unified School District	Howell Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$192,400 (+8.58%)	$384,800 (+8.58%)
2025	$3,588.00 (+3.1%) Homeowner's exemption	$177,200	$354,400
2024	$3,480.00
2023		$150,300
2021			$300,600
2019	$3,058.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 689 Chicago Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 17, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 689 Chicago Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MHOG SEWER & WATER AUTHORITY serves 17,046 people · EPA ID MI0004098
Water Source	Groundwater
Last State Inspection	Aug 2023
Also Mapped Here	CITY OF HOWELL
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 87 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: ACD.net.

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