Orange County property record for 689 Canopy Estates Dr, Winter Garden, FL 34787
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4.5 ba · 4,122 sqft · built 2020 |
| Lot Size | 0.201 acres (8,745 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $1,498,000 (Aug 2023) |
| Tax Bill | $21,531 (2025) |
| Deeds & Mortgages | Aug 2023 Mortgage Dec 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 35-22-27-1100-00-130 |
| Primary APN | 35-22-27-1100-00-130 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 4,122 sqft Living Area |
| Gross Area | 5,862 sqft |
| 1st Floor Area | 2,039 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Exterior Material | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Concrete |
| Lot Area | 8,745 sqft (0.201 acres) |
| Garage Type | Attached |
| Garage Area | 638 sqft |
| Porch | Finished/Open Porch |
| Porch Area | 538 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 689 CANOPY ESTATES DR |
|---|---|
| City | WINTER GARDEN |
| State | FL |
| Zip | 34787-5094 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1B |
| Legal Description | CANOPY OAKS PHASE 1 88/96 LOT 13 |
| Legal Range | 27E |
| Legal Township | 22S |
| Legal Section | 35 |
| Legal Subdivision | CANOPY OAKS PH 1 |
| Legal Phase | 1 |
| Legal Tract | 1100 |
| Legal Lot Number | 13 |
| Jurisdiction | ORANGE FL |
| Township / Civil Division | SOUTHWEST ORANGE |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 17118 |
Source: Orange County records, as of April 30, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 689 CANOPY ESTATES DR, WINTER GARDEN, FL 34787-5094 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Aug 29, 2023 | Deed of Trust, Mortgage · Conventional Mortgage ARC HOME LLC |
| Dec 21, 2020 | Warranty Deed, Subdivision Related Transfer FIRST HORIZON BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 29, 2023 · Amount on Record |
| Deed Sale | Aug 29, 2023 · Amount on Record |
| Prior Sale | Dec 21, 2020 · Amount on Record |
| Deed Document Number | 2023493333 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE FL |
| Property Address | 689 CANOPY ESTATES DR, WINTER GARDEN, FL 34787-5094 |
| Transaction Type | Mortgage |
| Record Updated | Sep 15, 2023 |
| Name | Verified Name |
|---|---|
| Address | 7566 BROOKLYN DR, KISSIMMEE, FL 34747 |
| Document Number | 0000493334 |
|---|---|
| Date | Aug 29, 2023 |
| Instrument | 20230493334 |
| Name | ARC HOME LLC |
|---|---|
| Type | Mortgage Company |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ORANGE FL |
| Recording Date | Dec 21, 2020 |
| Property Address | 689 CANOPY ESTATES DR, WINTER GARDEN, FL 34787-5094 |
| Document Number | 0000665721 |
| Instrument Date | Dec 11, 2020 |
| Instrument | 665721 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jan 12, 2021 |
| Title Company | NETWORK CLOSING SERVICES INC, NETWORK CLOSING SVCS INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $6,755.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 689 CANOPY ESTATES DR WINTER GARDEN FL 347875094, WINTER GARDEN, FL 34787-5094 |
| Document Number | 665722 |
|---|---|
| Date | Dec 21, 2020 |
| Instrument | 665722 |
| Name | FIRST HORIZON BK |
|---|---|
| Type | Bank |
| Address | MEMPHIS, TN 38103 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Dec 20, 2050 |
Source: Orange County assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Orange County |
| Municipality | Winter Garden City |
| Unified School District | Orange County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,360,360 (-0.12%) Land $175,000 Building $1,185,360 | $1,360,360 (-1.31%) Land $175,000 Building $1,185,360 | |
| 2025 | $21,531.00 (+5.14%) Homeowner's exemption | $1,361,945 (+45.77%) | $1,378,370 (+18.84%) Land $175,000 Building $1,203,370 |
| 2024 | $20,478.00 (+43.92%) | ||
| 2023 | $14,229.00 (+3.57%) Homeowner's exemption | $934,309 (+3.78%) | $1,159,827 (+28.83%) Land $175,000 Building $984,827 |
| 2022 | $13,739.00 Homeowner's exemption | $900,300 Land $150,000 Building $750,300 | $900,300 Land $150,000 Building $750,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 36 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 36 in force |
| Nearby Flood Claims | 1 (2024) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 94% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WINTER GARDEN WATER DEPT (3 WPS) serves 72,205 people · EPA ID FL3481481 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2024 |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 109 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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