689 Bay Point Rd, Georgetown, ME 04548 Property Records

Sagadahoc County and Georgetown Town property record for 689 Bay Point Rd, Georgetown, ME 04548

Property Summary

Property Type	Single Family Home
Lot Size	3.7 acres (161,172 sqft)
Owner	2 Trust Names on File
Tax Bill	$9,097 (2025)
Deeds & Mortgages	Jun 2026 Line of Credit May 2022 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`GEON M:02U L:001`

Property Details

APN / Parcel Number

Primary APN	`GEON M:02U L:001`
Alternative APNs	`GEON M:2U L:1` `583`

Exterior

Lot Area	161,172 sqft (3.7 acres)

Location & Zoning

Account Number	583
Old Parcel Number	GEON M:02U L:001
Street Address	689 BAY POINT RD
City	GEORGETOWN
State	ME
Zip	04548-3403
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Lot Number	1
Jurisdiction	GEORGETOWN ME
Township / Civil Division	GEORGETOWN
Census Block Group	4
Census Block	4034
Census Tract	970400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed Area	Within Arnold Trail to Quebec listed 1969 · 1 contributing resources · NRIS 69000018

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

689 Bay Point Rd is owner-occupied and held in a trust since December 2025.

Source: Sagadahoc County and Georgetown Town records, as of July 30, 2026

Owner of Record	2 Trust Names on File
Mailing Address	689 BAY POINT RD, GEORGETOWN, ME 04548-3403
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 25, 2026	Deed of Trust, Mortgage · Line of Credit CAMDEN NATIONAL BANK
May 2, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance CAMDEN NATIONAL BANK
Mar 6, 2026	Quit Claim Deed, Transfer Quitclaim
Feb 19, 2019	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Dec 1, 2025
Transfer Doc	0000001141
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GEORGETOWN ME
Recording Date	Jun 25, 2026
Property Address	689 BAY POINT RD, GEORGETOWN, ME 04548-3403
Document Number	0000003269
Instrument Date	Jun 12, 2026
Instrument	20263269
Transaction Type	Mortgage
Record Updated	Jul 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	689 BAY POINT RD, GEORGETOWN, ME 04548-3403

Mortgage

Document Number	0000003269,
Date	Jun 25, 2026
Instrument	20263269

Lender

Name	CAMDEN NATIONAL BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.36%
Initial Type	Adjustable Rate
Max Rate	-1%

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GEORGETOWN ME
Property Address	689 BAY POINT RD, GEORGETOWN, ME 04548-3403
Transaction Type	Mortgage
Record Updated	Mar 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003022
Date	May 2, 2022
Instrument	2022R-03022

Lender

Name	CAMDEN NATIONAL BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2052

March 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GEORGETOWN ME
Recording Date	Mar 6, 2026
Property Address	689 BAY POINT RD, GEORGETOWN, ME 04548-3403
Document Number	0000001141
Instrument Date	Dec 1, 2025
Instrument	2026R-01141
Transaction Type	Transfer
Record Updated	Mar 26, 2026

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	689 BAY POINT RD, GEORGETOWN, ME 04548-3403

February 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GEORGETOWN ME
Recording Date	Feb 19, 2019
Property Address	689 BAY POINT RD, GEORGETOWN, ME 04548-3403
Document Number	0000000980
Instrument Date	Feb 8, 2019
Instrument	980
Transaction Type	Transfer
Record Updated	Mar 13, 2019

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	283 PLEASANT ST PORTSMOUTH NH 038014510, PORTSMOUTH, NH 03801-4510

Tax Assessment & Valuation

The 2025 property tax bill for 689 Bay Point Rd was $9,097, up 4.3% from the year before.

Source: Sagadahoc County and Georgetown Town assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Sagadahoc County
County Subdivision	Georgetown Town
Unified School District	Georgetown (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$9,097.00 (+4.31%)	$1,448,600 (-) Land $887,300 Building $561,300
2024	$8,721.00	$1,448,600 Land $887,300 Building $561,300
2022	$4,094.00	$463,100 Land $448,100 Building $15,000

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 689 Bay Point Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 32 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	32 in force
Nearby Flood Claims	6 (2024)
Claims Outside the SFHA	4 of 6
Most Recent Claim	Jan 2024 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jan 2024 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 689 Bay Point Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Axiom Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

4G LTE only, no 5G reported

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