689 97th Ave N, Naples, FL 34108 Property Records

Collier County property record for 689 97th Ave N, Naples, FL 34108

Property Summary

Property Type	Single Family Home
Details	1,412 sqft · built 1982
Lot Size	0.15 acres (6,534 sqft)
Owner	Individual Name on Record
Last Sale	$545,000 (Dec 2020)
Tax Bill	$6,666 (2025)
Deeds & Mortgages	Nov 2022 Line of Credit Dec 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`510400 30 33A28`

Property Details

APN / Parcel Number

Primary APN	`510400 30 33A28`
Alternative APNs	`626383600081193003033` `62638360008`

Interior

Stories	1 Story
Building Area	1,412 sqft Living Area
1st Floor Area	1,412 sqft

Exterior

Year Built	Built 1982
Effective Year Built	Effective 2010
Construction Type	Masonry / Concrete Block
Lot Area	6,534 sqft (0.15 acres)

Exterior Amenities

Pool Area	338 sqft
Porch	Aluminum Porch
Porch Area	140 sqft
Deck Area	542 sqft

Location & Zoning

Street Address	689 97TH AVE N
City	NAPLES
State	FL
Zip	34108-2280
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RMF-6
Legal Description	NAPLES PARK UNIT 3 BLK 30 LOT 3
Legal Range	25
Legal Township	48
Legal Section	28
Legal Subdivision	NAPLES
Legal Tract	510400
Legal Block	30
Legal Lot Number	3
Legal Unit	3
Jurisdiction	COLLIER FL
Township / Civil Division	NAPLES
Census Block Group	2
Census Block	2011
Census Tract	10110

Owner

Source: Collier County records, as of August 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	1819 BONNIE BLUE LN, MIDDLETOWN, PA 17057-5915
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 29, 2022	Deed of Trust, Mortgage · Line of Credit M & T BANK
Dec 7, 2020	Warranty Deed, Transfer · Conventional Mortgage NOT AVAILABLE
May 7, 2018	Warranty Deed, Transfer · Conventional Mortgage FIFTH THIRD MORTGAGE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 7, 2020 · Amount on Record
Deed Sale	Dec 7, 2020 · Amount on Record
Prior Sale	May 7, 2018 · Amount on Record
Deed Document Number	20205965030
Deed Book / Page	5855 / 2837
Record Updated	Oct 29, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	689 97TH AVE N, NAPLES, FL 34108-2280
Transaction Type	Mortgage
Record Updated	Jan 4, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1819 BONNIE BLUE LN, MIDDLETOWN, PA 17057-5915

Mortgage

Document Number	0061933613
Date	Nov 29, 2022
Book Page	6193/3613
Instrument	6334195

Lender

Name	M & T BANK
Type	Bank
Address	BUFFALO, NY 14203

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Oct 28, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Dec 7, 2020
Property Address	689 97TH AVE N, NAPLES, FL 34108-2280
Document Number	0058552837
Book / Page	5855 / 2837
Map Reference	MB 3 PG 5
Instrument Date	Dec 4, 2020
Instrument	5965030
Transaction Type	Transfer
Record Updated	Dec 30, 2021
Title Company	ACCOMMODATION

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,815.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	21 WILDWOOD CIR, 21, PORTLAND, ME 04103-2778

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1819 BONNIE BLUE LN, MIDDLETOWN, PA 17057-5915

Mortgage

Document Number	0058552845
Date	Dec 7, 2020
Instrument	5855/2845

Lender

Name	NOT AVAILABLE
Type	MERS

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Jan 1, 2041

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	May 7, 2018
Property Address	689 97TH AVE N, NAPLES, FL 34108-2280
Document Number	0055061608
Book / Page	5506 / 1608
Map Reference	MB3 PGS 5
Instrument Date	Apr 25, 2018
Instrument	5551767
Transaction Type	Transfer
Record Updated	Dec 30, 2021
Title Company	ACTION TITLE SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,353.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	917 PINEHURST DR, 917, CHAPEL HILL, NC 27517-3427

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	689 97TH AVE N, NAPLES, FL 34108-2280

Mortgage

Document Number	0005551768
Date	May 7, 2018
Instrument	5551768

Lender

Name	FIFTH THIRD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2048

Tax Assessment & Valuation

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$575,067 (-8.48%) Land $391,500 Building $183,567	$575,067 (-19.47%) Land $391,500 Building $183,567
2025	$6,666.00 (-1.58%)	$628,345 (+21%)	$714,062 (-14.92%) Land $438,750 Building $275,312
2023	$6,773.00 (+10.18%)	$519,294 (+1%)	$839,246 (+23.69%) Land $573,750 Building $265,496
2022	$6,147.00	$472,085	$678,499 Land $432,338 Building $246,161

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 161 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	161 in force
Nearby Flood Claims	71 (1985–2024)
Claims Outside the SFHA	20 of 71
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Ian, Oct 2022 · 33 claims Hurricane Ian, Sep 2022 · 22 claims Hurricane Irma, Sep 2017 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLLIER COUNTY REGIONAL WTP serves 216,993 people · EPA ID FL5114069
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 689 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Hotwire Communications.

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