689 185th St, Tipton, IA 52772 Property Records

Cedar County property record for 689 185th St, Tipton, IA 52772

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,592 sqft · built 1858
Lot Size	10.6 acres (464,350 sqft)
Owner	Individual Name on Record
Tax Bill	$5,146 (2026)
Deeds & Mortgages	Mar 2024 Line of Credit Nov 2023 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`028006182000050`

Property Details

APN / Parcel Number

Primary APN	`028006182000050`
Alternative APN	`27802800618200005000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,592 sqft Living Area
Basement Area	324 sqft
Unfinished Basement	324 sqft
Flooring	Ceramic Tile
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1858
Effective Year Built	Effective 1858
Exterior Material	Brick
Construction Type	Brick
Foundation Type	Stone
Roof Type	Hip
Roof Material	Asphalt
Lot Area	464,350 sqft (10.6 acres)
Garage Type	Attached
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Patio
Porch Area	326 sqft
Patio Area	90 sqft
Shed	1 Shed
Poultry House	1,250 sqft
Utility Building	1,820 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	689 185TH ST
City	TIPTON
State	IA
Zip	52772-9299
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PARC A NE SE & SE NE
Legal Range	03W
Legal Township	81N
Legal Section	18
Jurisdiction	CEDAR IA
Township / Civil Division	RED OAK
Census Block Group	4
Census Block	4034
Census Tract	450200

Owner

Source: Cedar County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	689 185TH ST, TIPTON, IA 52772-9299
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 19, 2024	Deed of Trust, Mortgage · Line of Credit DUPACO COMMUNITY CU
Nov 7, 2023	Deed of Trust, Mortgage · Line of Credit DUPACO COMMUNITY CU
Feb 7, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance DUPACO COMMUNITY CREDIT UNION
Jan 14, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance DUPACO COMMUNITY CREDIT UNION

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CEDAR IA
Property Address	689 185TH ST, TIPTON, IA 52772-9299
Transaction Type	Mortgage
Record Updated	Apr 2, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001726/12
Date	Mar 19, 2024
Book Page	1726/12
Instrument	2024 696

Lender

Name	DUPACO COMMUNITY CU
Type	Credit Union
Address	DUBUQUE, IA 52001

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Mar 18, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CEDAR IA
Property Address	689 185TH ST, TIPTON, IA 52772-9299
Transaction Type	Mortgage
Record Updated	Dec 4, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001713/40
Date	Nov 7, 2023
Book Page	1713/40
Instrument	2023 2852

Lender

Name	DUPACO COMMUNITY CU
Type	Credit Union
Address	DUBUQUE, IA 52001

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Nov 6, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CEDAR IA
Property Address	689 185TH ST, TIPTON, IA 52772-9299
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1506/156
Date	Feb 7, 2020
Book Page	1506/156
Instrument	389

Lender

Name	DUPACO COMMUNITY CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CEDAR IA
Property Address	689 185TH ST, TIPTON, IA 52772-9299
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1503/86
Date	Jan 14, 2020
Book Page	1503/86
Instrument	137

Lender

Name	DUPACO COMMUNITY CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Feb 1, 2035

Tax Assessment & Valuation

Source: Cedar County assessment roll, as of March 13, 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Cedar County
Unified School District	Tipton Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,146.00 Homeowner's exemption	$470,640 (-) Land $140,800 Building $329,840	$470,640 (-) Land $140,800 Building $329,840
2025	$5,146.00 (+29.43%) Homeowner's exemption	$470,640 (+44%) Land $140,800 Building $329,840	$470,640 (+44%) Land $140,800 Building $329,840
2024	$3,976.00 (+37.1%)
2023		$326,830 (+40.09%) Land $121,600 Building $205,230	$326,830 (+40.09%) Land $121,600 Building $205,230
2022	$2,900.00 Homeowner's exemption	$233,300 Land $67,500 Building $165,800
2021			$233,300 Land $67,500 Building $165,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 17, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2014)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2014 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 71% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mechanicsville Telephone Company Fiber	1,000 / 250
Nextlink Fixed Wireless	500 / 100
GigFire Fixed Wireless	150 / 130

Nearby Properties on 185th St

Nearby Streets

All Tipton, IA Property Records

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures