6889 US 98, Sebring, FL 33876 Property Records

Highlands County property record for 6889 US 98, Sebring, FL 33876 · Last verified April 2026

Property Summary

Property Type	Pasture
Details	3 bd · 3 ba · 5,133 sqft · built 2023
Lot Size	10.2 acres (445,623 sqft)
Owner	2 Individual Names on File
Last Sale	$140,000 (Jun 2022)
Tax Bill	$6,344 (2024)
Deeds & Mortgages	May 2021 Construction Loan Sep 2022 Construction Loan + 4 more
Flood Zone	Zone AE (high risk)
APN	`C-16-35-30-A00-0090-0000`

Property Details

APN / Parcel Number

Primary APN	`C-16-35-30-A00-0090-0000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Building Area	5,133 sqft Gross Area
1st Floor Area	3,168 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	445,623 sqft (10.2 acres)
Garage Type	Attached
Garage Area	639 sqft
Driveway	Driveway
Driveway Area	1,200 sqft

Exterior Amenities

Porch	Open Porch
Shed	1 Shed
Shed Area	392 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	6889 US 98
City	SEBRING
State	FL
Zip	33876
Property Category	Agriculture or Farming
Property Type	Agriculture / Farming > Pasture
Legal Description	W 250 FT OF E 2250 FT OF SEC 16 S OF US 98 16-35-30/9 10.23 ACRES
Legal Range	30E
Legal Township	35S
Legal Section	16
Legal Tract	9
Jurisdiction	HIGHLANDS FL
Township / Civil Division	SEBRING
Census Block Group	3
Census Block	3000
Census Tract	961202

Owner

Source: Highlands County records · APN C-16-35-30-A00-0090-0000

Assessment roll updated December 10, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	6889 US HIGHWAY 98, SEBRING, FL 33876-9628
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 17, 2021	Deed of Trust, Mortgage · Construction Mortgage WAUCHULA STATE BANK
Sep 19, 2022	Deed of Trust, Mortgage · Construction Mortgage MIDFLORIDA CU
Jun 02, 2022	Warranty Deed, Transfer · Conventional Mortgage MIDFLORIDA CU
Mar 01, 2021	Warranty Deed, Transfer ACCOMODATION, ACCOMMODATION
Mar 01, 2021	Warranty Deed, Transfer ACCOMODATION, ACCOMMODATION
Mar 01, 2021	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 02, 2022 · Amount on Record
Deed Sale	Jun 02, 2022 · Amount on Record
Prior Sale	May 16, 2019 · Amount on Record
Deed Document Number	20222097422
Deed Book / Page	2909 / 719
Prior Transfer Date	Feb 26, 2021
Prior Transfer Doc	0002021421
Record Updated	Jun 08, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HIGHLANDS FL
Property Address	6889 US HIGHWAY 98, SEBRING, FL 33876-9628
Transaction Type	Mortgage
Record Updated	Jun 29, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 DEANNA DR, LAKE PLACID, FL 33852-9723
Investor	Possibly a Property Investor

Mortgage

Document Number	0002034630
Date	May 17, 2021
Book Page	2823/1808
Instrument	2034630

Lender

Name	WAUCHULA STATE BANK
Type	Bank
Address	LAKE PLACID, FL 33852

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	372 Months
Due	May 01, 2052

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HIGHLANDS FL
Property Address	6889 US HIGHWAY 98, SEBRING, FL 33876-9628
Transaction Type	Mortgage
Record Updated	Jun 29, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	517 MATHES ST, SEBRING, FL 33875-9778

Mortgage

Document Number	0002115797
Date	Sep 19, 2022
Book Page	2932/39
Instrument	2115797

Lender

Name	MIDFLORIDA CU
Type	Credit Union
Address	LAKELAND, FL 33802

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	373 Months
Due	Oct 01, 2053

Interest

Rate Type	Adjustable Rate
Rate	4.87%
Type Change Date	Oct 01, 2033
Change Frequency	Annually
Min Rate At Change	2.87%
Max Rate At Change	6.87%
Index	1-Year CMT
Max Rate	8.87%

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Jun 02, 2022
Property Address	6889 US HIGHWAY 98, SEBRING, FL 33876-9628
Document Number	0002097422
Book / Page	2909 / 719
Instrument Date	May 31, 2022
Instrument	2097422
Transaction Type	Transfer
Record Updated	May 04, 2023
Title Company	LP TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$980.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	105 DEANNA DR, LAKE PLACID, FL 33852-9723

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4311 STURGEON DR, SEBRING, FL 33870-8482

Mortgage

Document Number	0002909722
Date	Jun 02, 2022
Instrument	2909/722

Lender

Name	MIDFLORIDA CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Jun 01, 2027

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Mar 01, 2021
Property Address	6889 US HIGHWAY 98, SEBRING, FL 33876-9628
Document Number	0002021420
Book / Page	2805 / 830
Instrument Date	Feb 26, 2021
Instrument	2021420
Transaction Type	Transfer
Record Updated	Dec 17, 2021
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 DEANNA DR, LAKE PLACID, FL 33852-9723

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Mar 01, 2021
Property Address	6889 US HIGHWAY 98, SEBRING, FL 33876-9628
Document Number	0002021419
Book / Page	2805 / 828
Instrument Date	Feb 26, 2021
Instrument	2021419
Transaction Type	Transfer
Record Updated	Dec 17, 2021
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	105 DEANNA DR, 105, LAKE PLACID, FL 33852-9723

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 DEANNA DR, LAKE PLACID, FL 33852-9723

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HIGHLANDS FL
Recording Date	Mar 01, 2021
Property Address	6889 US HIGHWAY 98, SEBRING, FL 33876-9628
Document Number	0002021421
Book / Page	2805 / 832
Instrument Date	Feb 26, 2021
Instrument	2021421
Transaction Type	Transfer
Record Updated	Dec 17, 2021
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	105 DEANNA DR, LAKE PLACID, FL 33852-9723

Tax Assessment & Valuation

Source: Highlands County records · Assessment roll updated December 10, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	Highlands County
Unified School District	Highlands County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$481,484 (+370.66%)	$544,132 (+431.9%) Land $76,496 Building $467,636
2024	$6,344.00 (+288.25%)
2023	$1,634.00 (-1.74%)	$102,300 (-) Land $102,300	$102,300 (-) Land $102,300
2022	$1,663.00	$102,300 Land $102,300	$102,300 Land $102,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Highlands County (12055C), updated November 17, 2015 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120559612023, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Special Flood Hazard Area	Yes
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required (federally backed mortgages)
Flood Insurance Cost	Premium on Record median of 14 individual NFIP policies nearby
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	14 in force

Wildfire

Wildfire Risk	High above 77% of the US · above 64% of Florida
Wildfire Likelihood	About 1 in 211 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 4 locations within about half a mile of this property, a small sample

Provider	Technology	Download / Upload (Mbps)
Rapid Systems	Fixed Wireless (licensed-by-rule)	50 / 10
T-Mobile USA	Fixed Wireless	25 / 3
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Conexon Connect, Xfinity, Lumen Technologies. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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