6889 22nd Street Loop N, Saint Cloud, MN 56303 Property Records

Stearns County property record for 6889 22nd Street Loop N, Saint Cloud, MN 56303

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,648 sqft · built 2016
Lot Size	0.15 acres (6,534 sqft)
Owner	Individual Name on Record
Last Sale	$216,400 (Nov 2016)
Tax Bill	$4,114 (2026)
Deeds & Mortgages	Feb 2022 Sale Oct 2021 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`82-52401-0584`

Property Details

APN / Parcel Number

Primary APN	`82-52401-0584`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,648 sqft Living Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Exterior Material	Stone
Lot Area	6,534 sqft (0.15 acres)
Lot Width	65 ft Width
Garage Area	680 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Street Address	6889 22ND STREET LOOP N
City	SAINT CLOUD
State	MN
Zip	56303-4792
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD72
Legal Description	LOT 002 BLK 005 WEST PRAIRIE POINT SECTION 31 TOWNSHIP 125 RANGE 028 SECTION 31 TOWNSHIP 125 RANGE 028
Legal Range	28W
Legal Township	125
Legal Section	31
Legal Subdivision	WEST PRAIRIE POINT
Legal Block	5
Legal Lot Number	2
Jurisdiction	STEARNS MN
Township / Civil Division	ST. CLOUD
Census Block Group	3
Census Block	3015
Census Tract	1002

Owner

Source: Stearns County records, as of July 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	6889 22ND STREET LOOP N, SAINT CLOUD, MN 56303-4792
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 11, 2022	Warranty Deed, Transfer FIRST AMERICAN TITLE
Oct 1, 2021	Deed, Transfer
Oct 1, 2021	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 2, 2016 · Amount on Record
Deed Sale	Nov 2, 2016 · Amount on Record
Deed Document Number	2016585877
Last Transfer Date	Sep 24, 2021
Transfer Doc	00A1615713
Record Updated	Sep 20, 2026

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEARNS MN
Recording Date	Feb 11, 2022
Property Address	6889 22ND STREET LOOP N, SAINT CLOUD, MN 56303-4792
Document Number	00A1626160
Instrument Date	Feb 4, 2022
Instrument	A1626160
Transaction Type	Transfer
Record Updated	Aug 18, 2022
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	6889 22ND STREET LOOP N, SAINT CLOUD, MN 56303-4792

October 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	STEARNS MN
Recording Date	Oct 1, 2021
Property Address	6889 22ND STREET LOOP N, SAINT CLOUD, MN 56303-4792
Document Number	00A1615714
Instrument Date	Sep 24, 2021
Instrument	A1615714
Transaction Type	Transfer
Record Updated	Aug 18, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	6889 22ND STREET LOOP N, SAINT CLOUD, MN 56303-4792

October 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	STEARNS MN
Recording Date	Oct 1, 2021
Property Address	6889 22ND STREET LOOP N, SAINT CLOUD, MN 56303-4792
Document Number	00A1615713
Instrument Date	Sep 24, 2021
Instrument	A1615713
Transaction Type	Transfer
Record Updated	Nov 15, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6889 22ND STREET LOOP N, SAINT CLOUD, MN 56303-4792

Tax Assessment & Valuation

Source: Stearns County assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Stearns County
Municipality	St. Cloud City
Unified School District	St. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,114.00 (-2.37%)	$311,200 (+5.35%) Land $70,000 Building $241,200	$311,200 (+5.35%) Land $70,000 Building $241,200
2025		$295,400 (+3.76%) Land $70,000 Building $225,400	$295,400 (+3.76%) Land $70,000 Building $225,400
2023	$4,214.00	$284,700 Land $50,000 Building $234,700	$284,700 Land $50,000 Building $234,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Cloud serves 71,321 people · EPA ID MN1730027
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 198 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Intrepid Fiber Networks Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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