6887 White Oak Rd, Big Sandy, TX 75755 Property Records

Upshur County property record for 6887 White Oak Rd, Big Sandy, TX 75755

Property Summary

Property TypeRural Home
Details3,909 sqft · built 2018
Lot Size14.1 acres (616,374 sqft)
Owner2 Individual Names on File
Tax Bill$4,769 (2026)
Deeds & MortgagesJun 2019 Mortgage
Jan 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN096U-S01-000-013

Property Details

APN / Parcel Number

Primary APN096U-S01-000-013
Alternative APN
  • 18110

Interior

Building Area3,909 sqft Living Area
Gross Area3,086 sqft
1st Floor Area1,832 sqft

Exterior

Year BuiltBuilt 2018
Effective Year BuiltEffective 2018
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area616,374 sqft (14.1 acres)
Garage TypeAttached
Garage Area460 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number096U-S01-000-013
Street Address6887 WHITE OAK RD
CityBIG SANDY
StateTX
Zip75755-5665
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Legal DescriptionABS A96 CHAMBERLAIN, RICHARD,TRACT 13, 14.15 ACRES & HOUSE
Legal SubdivisionRICHARD SURVEY A-96
Legal Tract13
JurisdictionUPSHUR TX
Township / Civil DivisionBIG SANDY
Census Block Group1
Census Block1074
Census Tract950501

Owner

6887 White Oak Rd, a rural home, is owned and occupied by two individuals who acquired it in January 2018.

Source: Upshur County records, as of October 20, 2026

Owner of Record2 Individual Names on File
Mailing Address6887 WHITE OAK RD, BIG SANDY, TX 75755-5665
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jun 27, 2019Deed of Trust, Mortgage · Conventional Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP
Jan 17, 2018Vendor's Lien, Transfer · Commercial Mortgage
AUSTIN BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateJan 11, 2018
Transfer Doc201800255
Record UpdatedOct 29, 2026

June 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionUPSHUR TX
Property Address6887 WHITE OAK RD, BIG SANDY, TX 75755-5665
Transaction TypeMortgage
Record UpdatedSep 29, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number0201904053
DateJun 27, 2019
Instrument201904053
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
AddressCARROLLTON, TX 75007
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJul 1, 2049

January 2018: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionUPSHUR TX
Recording DateJan 17, 2018
Property Address6887 WHITE OAK RD, BIG SANDY, TX 75755-5665
Document Number201800255
Map ReferenceVOL163 PG492
Instrument DateJan 11, 2018
Instrument201800255
Transaction TypeTransfer
Record UpdatedNov 25, 2021

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address8300 PIGEON RD, GILMER, TX 75645-7811

Mortgage

Document Number201800256
DateJan 17, 2018
Instrument201800256
Lender
NameAUSTIN BANK
TypeBank
Special NotesSeller Financed
Agreement
TypeCommercial Mortgage
AmountAmount on Record
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 6887 White Oak Rd was $4,769 with a homeowner's exemption, up 53.5% from the year before.

Source: Upshur County assessment roll, as of October 16, 2026

Property Jurisdictions

TypeName
StateTexas
CountyUpshur County
Unified School DistrictBig Sandy Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,769.00 (+53.49%) Homeowner's exemption$340,100 (+3.92%) Land $88,530 Building $251,570$340,100 (+3.92%) Land $88,530 Building $251,570
2025$3,107.00 Homeowner's exemption$327,280 Land $86,720 Building $240,560$327,280 Land $86,720 Building $240,560
2023$306,240 Land $88,490 Building $217,750$306,240 Land $88,490 Building $217,750
2022$4,238.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6887 White Oak Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 19, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6887 White Oak Rd is moderate, ranking above 57% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 57% of the US · lower than 62% of Texas
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPRITCHETT WSC
serves 10,089 people · EPA ID TX2300012
Water SourceGroundwater
Last State InspectionSep 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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