6886 Sundrop St, Harmony (Saint Cloud), FL 34773 Property Records

Osceola County property record for 6886 Sundrop St, Harmony, FL 34773 · Last verified December 2025

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,120 sqft · built 2014
Lot Size	0.201 acres (8,799 sqft)
Owner	Individual Name on File
Last Sale	$395,000 (Jun 2025)
Tax Bill	$8,598 (2025)
Deeds & Mortgages	Oct 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`30263229890001158G`

Property Details

APN / Parcel Number

Primary APN	`30263229890001158G`
Alternative APN	`156691`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,120 sqft Heated Area
Gross Area	2,942 sqft
1st Floor Area	2,120 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2014
Exterior Material	Concrete Block
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	8,799 sqft (0.201 acres)
Garage Type	Finished
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	381 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Account Number	156691
Street Address	6886 SUNDROP ST
City	HARMONY
State	FL
Zip	34773-6076
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HARMONY NEIGHBORHOODS G-H-F PB 19 PG 163-176 LOT 158G
Legal Range	32E
Legal Township	26S
Legal Section	30
Legal Subdivision	HARMONY
Legal Tract	2989
Legal Block	1
Legal Lot Number	158G
Jurisdiction	OSCEOLA FL
Township / Civil Division	SOUTH AND EAST OSCEOLA
Census Block Group	2
Census Block	2091
Census Tract	43801

Owner

Source: Osceola County records · APN 30263229890001158G

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	6886 SUNDROP ST, HARMONY, FL 34773-6076
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 13, 2025 · Amount on Record
Deed Sale	Jun 13, 2025 · Amount on Record
Prior Sale	Oct 28, 2020 · Amount on Record
Deed Document Number	2025074818
Deed Book / Page	6804 / 563
Record Updated	Jun 08, 2026

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Oct 28, 2020
Property Address	6886 SUNDROP ST, HARMONY, FL 34773-6076
Document Number	0058210810
Book / Page	5821 / 810
Map Reference	MB 19 PG 163-176
Instrument Date	Oct 26, 2020
Instrument	2020146181
Transaction Type	Transfer
Record Updated	Feb 08, 2022
Title Company	OMEGA NATIONAL TTL AGCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,990.10
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8430 LEATHERLEAF LN, 8430, ORLANDO, FL 32827-7112

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6886 SUNDROP ST, HARMONY, FL 34773-6076

Mortgage

Document Number	0005821812
Date	Oct 28, 2020
Instrument	5821/812

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2050

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,598.00 (+7.6%)	$338,400 (-1.57%) Land $65,000 Building $273,400	$338,400 (-1.57%) Land $65,000 Building $273,400
2023	$7,991.00 (+9.54%)	$343,800 (+13.13%) Land $65,000 Building $278,800	$343,800 (+13.13%) Land $65,000 Building $278,800
2022	$7,295.00	$303,900 Land $60,000 Building $243,900	$303,900 Land $60,000 Building $243,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970438012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 64 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	64 in force 60 of 64 on primary residences

Wildfire

Wildfire Risk	Moderate above 68% of the US · above 47% of Florida
Wildfire Likelihood	About 1 in 337 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.