Arapahoe County property record for 6886 S Spruce St, Centennial, CO 80112
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,291 sqft · built 1977 |
| Lot Size | 0.245 acres (10,672 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $429,900 (Apr 2018) |
| Tax Bill | $4,504 (2025) |
| Deeds & Mortgages | Jan 2020 Mortgage Apr 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 2075-28-2-05-025 |
| Primary APN | 2075-28-2-05-025 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,291 sqft Living Area |
| Gross Area | 3,003 sqft |
| 1st Floor Area | 1,430 sqft |
| Basement Area | 1,001 sqft |
| Finished Basement | 861 sqft |
| Unfinished Basement | 140 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 2017 |
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 10,672 sqft (0.245 acres) |
| Lot Dimensions | 125 ft deep x 85 ft wide |
| View / Lot | Neighborhood |
| Garage Type | Attached |
| Garage Area | 460 sqft |
| Driveway | Driveway |
| Driveway Area | 2 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Covered Porch |
| Porch Area | 112 sqft |
| Patio Area | 200 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 031851416 |
|---|---|
| Street Address | 6886 S SPRUCE ST |
| City | ENGLEWOOD |
| State | CO |
| Zip | 80112-1249 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUBDIVISIONCD 064800 SUBDIVISIONNAME WALNUT HILLS 1ST FLG BLOCK 001 LOT 018 LOT 18 BLK 1 WALNUT HILLS 1ST FLG |
| Legal Range | 67W |
| Legal Township | 5S |
| Legal Section | 28 |
| Legal Quarter | 2 |
| Legal Subdivision | WALNUT HILLS 1ST FLG |
| Legal Block | 001,1 |
| Legal Lot Number | 18 |
| Jurisdiction | ARAPAHOE CO |
| Township / Civil Division | SOUTHWEST ARAPAHOE |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 6707 |
Source: Arapahoe County records, as of June 15, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 6886 S SPRUCE ST, ENGLEWOOD, CO 80112-1249 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Jan 3, 2020 | Deed of Trust, Mortgage · Conventional with PMI KEYBANK USA |
| Apr 12, 2018 | Warranty Deed, Transfer · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 12, 2018 · Amount on Record |
| Deed Sale | Apr 12, 2018 · Amount on Record |
| Prior Sale | Apr 2, 1996 · Amount on Record |
| Deed Document Number | 201835448 |
| Prior Transfer Date | Mar 27, 1996 |
| Prior Transfer Doc | 0000039390 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ARAPAHOE CO |
| Property Address | 6886 S SPRUCE ST, CENTENNIAL, CO 80112-1249 |
| Document Number | 00E0003230 |
| Instrument Date | Jan 3, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jan 23, 2020 |
| Title Company | PREMIUM TITLE AGENCY, PREMIUM TITLE AGCY |
| Name | Verified Name |
|---|---|
| Address | 6886 S SPRUCE ST CENTENNIAL CO 801121249, CENTENNIAL, CO 80112-1249 |
| Document Number | 00E0003230 |
|---|---|
| Date | Jan 8, 2020 |
| Instrument | E0003230 |
| Name | KEYBANK USA |
|---|---|
| Type | Bank |
| Address | CLEVELAND, OH 44114-1306 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 7, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ARAPAHOE CO |
| Recording Date | Apr 12, 2018 |
| Property Address | 6886 S SPRUCE ST, CENTENNIAL, CO 80112-1249 |
| Document Number | 00D8035448 |
| Instrument Date | Apr 11, 2018 |
| Instrument | D8035448 |
| Transaction Type | Transfer |
| Record Updated | Feb 22, 2022 |
| Title Company | LAND TITLE GUARANTEE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $42.99 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 6886 S SPRUCE ST, ENGLEWOOD, CO 80112-1249 |
| Document Number | 00D8035449 |
|---|---|
| Date | Apr 12, 2018 |
| Instrument | D8035449 |
| Name | FINANCE OF AMERICA MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2048 |
Source: Arapahoe County assessment roll, as of June 15, 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | Arapahoe County |
| Municipality | Centennial City |
| Unified School District | Cherry Creek School District 5 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $37,644 (-2.08%) | $615,100 (-) Land $252,000 Building $363,100 | |
| 2025 | $4,504.00 (-0.79%) | $38,444 (-10.33%) | $615,100 (-11.48%) Land $252,000 Building $363,100 |
| 2024 | $4,540.00 (+33.49%) | ||
| 2023 | $42,874 | $694,900 Land $262,500 Building $432,400 | |
| 2021 | $3,401.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (1991) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 1991 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 99.2% of Colorado |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOUTHGATE WSD serves 55,000 people · EPA ID CO0103721 |
|---|---|
| Water Source | Purchased surface water from DENVER WATER BOARD |
| Last State Inspection | Dec 2024 |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 574 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Ting Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 1,000 / 75 |
| CenturyLink DSL · Fiber in parts of the area | 140 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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