6886 Niumalu Loop, Honolulu, HI 96825 Property Records

State of Hawaii and Honolulu County property record for 6886 Niumalu Loop, Honolulu, HI 96825

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,477 sqft · built 1971
Lot Size	0.172 acres (7,508 sqft)
Owner	Trust Name on File
Tax Bill	$3,553 (2026)
Deeds & Mortgages	May 2019 Line of Credit
Flood Zone	Zone D (undetermined)
APN	`1-3-9-066-115`

Property Details

APN / Parcel Number

Primary APN	`1-3-9-066-115`
Alternative APNs	`1-3-9-066-115-0000` `390661150000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,477 sqft Living Area
Gross Area	1,666 sqft
1st Floor Area	1,477 sqft
Flooring	Tile
Interior Walls	Plaster

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Architectural Style	Contemporary
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Other
Lot Area	7,508 sqft (0.172 acres)
Garage Type	Carport
Garage Area	517 sqft
Carport	Carport
Carport Area	517 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	189 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	6886 NIUMALU LOOP
City	HONOLULU
State	HI
Zip	96825-1645
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	U/04/00
Legal Description	LOT 187 LUNA-KAI MARINA UNIT 9-B FP 1120 7,508 SF
Legal Subdivision	LUNA-KAI MARINA UNIT 9-B
Legal Lot Number	187
Legal Unit	9-B
Jurisdiction	HONOLULU HI
Township / Civil Division	HONOLULU
Census Block Group	2
Census Block	2002
Census Tract	107

Owner

6886 Niumalu Loop is owner-occupied and held in a trust since May 2004.

Source: State of Hawaii and Honolulu County records, as of June 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Trust Name on File
Mailing Address	6886 NIUMALU LOOP, HONOLULU, HI 96825-1645
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	May 17, 2004
Transfer Doc	0000114219
Record Updated	Sep 20, 2026

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HONOLULU HI
Property Address	6886 NIUMALU LOOP, HONOLULU, HI 96825-1645
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TG

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0A70760671
Date	May 17, 2019
Instrument	A-70760671

Lender

Name	AMERICAN SAVINGS BANK FSB
Type	Bank
Address	HONOLULU, HI 96813

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	May 10, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2026 property tax bill for 6886 Niumalu Loop was $3,553 with a homeowner's exemption.

Source: State of Hawaii and Honolulu County assessment roll, as of June 17, 2026

Property Jurisdictions

Type	Name
State	Hawaii
County	Honolulu County
Unified School District	Hawaii Department of Education (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,553.00 Homeowner's exemption	$1,435,600 Land $1,237,800 Building $197,800	$1,435,600 Land $1,237,800 Building $197,800
2025	$3,553.00
2024		$1,186,400 (-14.62%) Land $1,125,300 Building $61,100	$1,186,400 (-14.62%) Land $1,125,300 Building $61,100
2023	$4,373.00 (+19.45%)	$1,389,600 Land $1,125,300 Building $264,300	$1,389,600 Land $1,125,300 Building $264,300
2022	$3,661.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6886 Niumalu Loop in Zone D, where flood risk has not been studied, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone D undetermined · not studied
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	1 (2026)
Most Recent Claim	Mar 2026 · Severe Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6886 Niumalu Loop is moderate, ranking above 64% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · lower than 68% of Hawaii
Wildfire Likelihood	0.1% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HNL-WINDWARD-PEARL HARBOR serves 631,389 people · EPA ID HI0000331
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2016–2018) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 518 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	2,850 / 2,850
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20