6885 Westgate Cir, Talbott, TN 37877 Property Records

Hamblen County property record for 6885 Westgate Cir, Talbott, TN 37877

Property Summary

Property Type	Commercial
Details	3.5 ba · 1,593 sqft · built 1994
Lot Size	100 acres (4,356,000 sqft)
Owner	Company Name on File
Last Sale	$100,000 (Oct 2025)
Tax Bill	$1,344 (2025)
Deeds & Mortgages	Oct 2026 Mortgage Oct 2025 Sale & Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`054F-D-042.00`

Property Details

APN / Parcel Number

Primary APN	`054F-D-042.00`
Alternative APNs	`05054FD054F04200` `032054F D 04200`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Units	2 Units
Stories	1 Story
Building Area	1,593 sqft Gross Area
1st Floor Area	1,593 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1994
Effective Year Built	Effective 2005
Architectural Style	Custom Design
Exterior Material	Brick
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	4,356,000 sqft (100 acres)
Lot Dimensions	150 ft deep x 100 ft wide
Terrain	Rolling

Exterior Amenities

Porch	Finished/Open Porch
Porch Area	112 sqft
Deck Area	90 sqft
Patio Area	180 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	6885 WESTGATE CIR
City	TALBOTT
State	TN
Zip	37877-8410
Property Category	Commercial
Property Type	Commercial > Retail
Local Zoning Code	R1
Legal Description	WESTGATE #2 PB: C PG: 61 LOT: 42 100X150
Legal Subdivision	WESTGATE #2
Legal Lot Number	42
Jurisdiction	HAMBLEN TN
Township / Civil Division	12
Census Block Group	2
Census Block	2044
Census Tract	101100

Owner

Source: Hamblen County records, as of October 12, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on File
Mailing Address	PO BOX 64, FRIENDSVILLE, TN 37737-0064
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Oct 2, 2026	Deed of Trust, Mortgage · Conventional Mortgage FUNDING
Oct 28, 2025	Warranty Deed, Construction Loan · Construction Mortgage KIAVI FUNDING INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 28, 2025 · Amount on File
Deed Sale	Oct 28, 2025 · Amount on File
Prior Sale	Apr 1, 1997 · Amount on File
Deed Document Number	202549099
Deed Book / Page	2165 / 654
Transfer Doc	0401000280
Record Updated	Oct 29, 2026

October 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMBLEN TN
Recording Date	Oct 2, 2026
Property Address	6885 WESTGATE CIR, TALBOTT, TN 37877-8410
Document Number	0000059223
Book / Page	2228 / 495
Instrument Date	Oct 2, 2026
Instrument	202659223
Transaction Type	Mortgage
Record Updated	Oct 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership, 266

Mortgage

Document Number	0000059223,
Date	Oct 2, 2026
Book Page	2228/495
Instrument	202659223

Lender

Name	FUNDING

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

October 2025: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	HAMBLEN TN
Recording Date	Oct 28, 2025
Property Address	6885 WESTGATE CIR, TALBOTT, TN 37877-8410
Document Number	0002165654
Book / Page	2165 / 654
Map Reference	CAB C SL 61
Instrument Date	Oct 24, 2025
Instrument	25049099
Transaction Type	Construction Loan
Record Updated	Nov 11, 2025
Title Company	BLUE RIDGE TITLE COMPANY LLC

Transaction

Amount	Amount on Record
Tax	$370.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 64, FRIENDSVILLE, TN 37737-0064

Mortgage

Document Number	0025049100
Date	Oct 28, 2025
Instrument	25049100

Lender

Name	KIAVI FUNDING INC
Type	Mortgage Company

Agreement

Type	Construction Mortgage
Amount	Amount on Record

Mortgage

Document Number	0002168829
Date	Nov 12, 2025
Book Page	2168/829
Instrument	25049561

Lender

Name	KIAVI FUNDING INC
Type	Mortgage Company
Address	2 ALLEGHENY CTR STE 200, PITTSBURGH, PA 15212

Agreement

Type	Construction Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

Source: Hamblen County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamblen County
Unified School District	Hamblen County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,344.00 (+38.27%)	$91,440 (+85.25%) Land $15,400 Building $76,040	$228,600 (+85.25%) Land $38,500 Building $190,100
2024	$972.00	$49,360 (-) Land $8,760 Building $40,600
2023		$49,360 (-) Land $8,760 Building $40,600
2022	$972.00	$49,360 Land $8,760 Building $40,600	$123,400 (-) Land $21,900 Building $101,500
2020			$123,400 Land $21,900 Building $101,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 9, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · above 51% of Tennessee
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALPHA-TALBOTT UTILITY DISTRICT serves 19,075 people · EPA ID TN0000014
Water Source	Purchased surface water from MORRISTOWN UTILITIES COMMISSION
Last State Inspection	Jul 2024
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 132 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Trilight Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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