6885 Freedom Blvd, Aptos, CA 95003 Property Records

Santa Cruz County property record for 6885 Freedom Blvd, Aptos, CA 95003

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,916 sqft · built 2006
Lot Size	3 acres (130,680 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,099,000 (Nov 2017)
Tax Bill	$14,547 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Sep 2022 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`041-281-59`

Property Details

APN / Parcel Number

Primary APN	`041-281-59`
Alternative APN	`041-281-59-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Building Area	1,916 sqft Living Area
Gross Area	2,466 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	130,680 sqft
Terrain	Steep
Garage Type	Attached
Garage Area	550 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic

Location & Zoning

Street Address	6885 FREEDOM BLVD
City	APTOS
State	CA
Zip	95003-9620
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Subdivision	APTOS RHO
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	WATSONVILLE
Census Block Group	2
Census Block	2000
Census Tract	122402

Owner

Source: Santa Cruz County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6885 FREEDOM BLVD, APTOS, CA 95003-9620
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jul 30, 2026	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Sep 27, 2022	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Oct 13, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Jul 23, 2021	Deed of Trust, Mortgage · Line of Credit BBVA USA
Nov 21, 2017	Grant Deed, Transfer · Conventional Mortgage BROKER SOLUTIONS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 21, 2017 · Amount on Record
Deed Sale	Nov 21, 2017 · Amount on Record
Prior Sale	Jul 12, 2013 · Amount on Record
Deed Document Number	201739233
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Recording Date	Jul 30, 2026
Property Address	6885 FREEDOM BLVD, APTOS, CA 95003-9620
Document Number	0000017169
Instrument Date	Jul 25, 2026
Instrument	202617169
Transaction Type	Mortgage
Record Updated	Aug 10, 2026
Title Company	AMERICAN COAST TITLE COMPANY, AMERICAN COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	6885 FREEDOM BLVD, APTOS, CA 95003-9620

Mortgage

Document Number	0000017169,
Date	Jul 30, 2026
Instrument	202617169

Lender

Name	LOANDEPOT.COM LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Aug 1, 2046

Interest

Rate Type	Fixed Rate
Rate	6.49%
Initial Type	Fixed Rate
Max Rate	-1%

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	6885 FREEDOM BLVD, APTOS, CA 95003-9620
Transaction Type	Mortgage
Record Updated	Oct 12, 2022
Title Company	STEWART TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6885 FREEDOM BLVD, APTOS, CA 95003-9620

Mortgage

Document Number	0000026923
Date	Sep 27, 2022
Instrument	2022-0026923

Lender

Name	PNC BANK NA
Type	Bank
Address	DAYTON, OH 45401

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Sep 18, 2062

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	6885 FREEDOM BLVD, APTOS, CA 95003-9620
Transaction Type	Mortgage
Record Updated	Oct 26, 2021
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6885 FREEDOM BLVD, APTOS, CA 95003-9620

Mortgage

Document Number	0000051731
Date	Oct 13, 2021
Instrument	2021-0051731

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	6885 FREEDOM BLVD, APTOS, CA 95003-9620
Transaction Type	Mortgage
Record Updated	Aug 3, 2021
Title Company	TITLE CONNECTION, TITLE CONNECT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6885 FREEDOM BLVD, APTOS, CA 95003-9620

Mortgage

Document Number	0000038960
Date	Jul 23, 2021
Instrument	2021-0038960

Lender

Name	BBVA USA
Type	Bank
Address	RIVERSIDE, CA 92504

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jun 30, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Nov 21, 2017
Property Address	6885 FREEDOM BLVD, APTOS, CA 95003-9620
Document Number	0000039233
Map Reference	VOL65 PG25
Instrument Date	Nov 17, 2017
Instrument	2017-0039233
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	6885 FREEDOM BLVD, APTOS, CA 95003-9620

Mortgage

Document Number	0000039234
Date	Nov 21, 2017
Instrument	2017-0039234

Lender

Name	BROKER SOLUTIONS INC
Type	Funding / Finance Company
Address	TUSTIN, CA 92780

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2047

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Unified School District	Pajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,275,484 (+2%) Land $956,323 Building $319,161
2025	$14,547.00 (+9.36%) Homeowner's exemption	$1,250,474 (+4.04%) Land $937,571 Building $312,903
2023	$13,302.00 (+1.81%) Homeowner's exemption	$1,201,917 Land $901,164 Building $300,753	$1,249,650
2022	$13,065.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	3 (2016–2023)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Mar 2023 · Severe Winter Storms, Straight-line Winds, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 75% of California
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CENTRAL WATER DISTRICT serves 2,726 people · EPA ID CA4410018
Water Source	Groundwater
Last State Inspection	Sep 2022
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Surfnet Communications Fixed Wireless	100 / 20

May also be available: AT&T, Cruzio, Etheric Networks, Xfinity.

Cell Coverage

5G (outdoors only) and 4G LTE

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