Franklin County property record for 6885 Downs St, Worthington, OH 43085
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 1,836 sqft · built 1964 |
| Lot Size | 0.203 acres (8,855 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $237,000 (Jun 2005) |
| Tax Bill | $9,777 (2024) |
| Deeds & Mortgages | Jun 2021 Mortgage Oct 2025 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 100-003592 |
| Primary APN | 100-003592 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,836 sqft Living Area |
| 1st Floor Area | 893 sqft |
| 2nd Floor Area | 952 sqft |
| Family Room | Family Room |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 2011 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Raised |
| Lot Area | 8,855 sqft (0.203 acres) |
| Lot Dimensions | 125 ft deep x 71 ft wide |
| Garage Type | Attached |
| Garage Area | 418 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 6885 DOWNS ST |
|---|---|
| City | WORTHINGTON |
| State | OH |
| Zip | 43085-2403 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 6885 DOWNS ST LOT 18 BLK H WORTHINGTON ESTATES |
| Legal Subdivision | WORTHINGTON ESTATES |
| Legal Block | H |
| Legal Lot Number | 18 |
| Jurisdiction | FRANKLIN OH |
| Township / Civil Division | SHARON |
| Census Block Group | 4 |
| Census Block | 4005 |
| Census Tract | 6721 |
Source: Franklin County records, as of February 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 6885 DOWNS ST, WORTHINGTON, OH 43085-2403 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 17, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FIRST COMMONWEALTH BANK |
| Oct 14, 2025 | Deed of Trust, Mortgage · Line of Credit US BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 29, 2005 · Amount on Record |
| Deed Sale | Jun 29, 2005 · Amount on Record |
| Prior Sale | Dec 31, 1998 · Amount on Record |
| Deed Document Number | 15582 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN OH |
| Property Address | 6885 DOWNS ST, WORTHINGTON, OH 43085-2403 |
| Transaction Type | Mortgage |
| Record Updated | May 1, 2026 |
| Title Company | GREAT AMERICAN TITLE AGENCY |
| Name | Verified Name |
|---|
| Document Number | 0000106529 |
|---|---|
| Date | Jun 17, 2021 |
| Instrument | 202106170106529 |
| Name | FIRST COMMONWEALTH BANK |
|---|---|
| Type | Bank |
| Address | INDIANA, PA 15701 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.75% |
| Type Change Date | Jul 1, 2031 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 7.75% |
| Index | 1-Year CMT |
| Max Rate | 7.75% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN OH |
| Property Address | 6885 DOWNS ST, WORTHINGTON, OH 43085-2403 |
| Transaction Type | Mortgage |
| Record Updated | May 1, 2026 |
| Title Company | RADIAN SETTLEMENT SERVICES INC, RADIAN STLMT SERVICES INC |
| Name | Verified Name |
|---|---|
| Address | 6885 DOWNS ST, WORTHINGTON, OH 43085-2403 |
| Document Number | 0000116018 |
|---|---|
| Date | Oct 14, 2025 |
| Instrument | 202510140116018 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | HOPKINS, MN 55343 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 5, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Franklin County assessment roll, as of August 1, 2024
| Type | Name |
|---|---|
| State | Ohio |
| County | Franklin County |
| County Subdivision | Sharon Township |
| Municipality | Worthington City |
| Unified School District | Worthington City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2024 | $9,777.00 (+9.13%) Homeowner's exemption | $147,430 (-) Land $50,510 Building $96,920 | |
| 2023 | $8,959.00 (+4.84%) Homeowner's exemption | $147,430 (+31.21%) Land $50,510 Building $96,920 | $421,200 (+31.21%) Land $144,300 Building $276,900 |
| 2022 | $8,545.00 Homeowner's exemption | $112,360 Land $30,560 Building $81,800 | |
| 2020 | $321,000 Land $87,300 Building $233,700 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2020) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2020 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | COLUMBUS PUBLIC WATER SYSTEM serves 1,309,468 people · EPA ID OH2504412 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2022 |
| Lead | 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 460 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Breezeline Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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