6882 E Washburn Rd, Waterloo, IA 50701 Property Records

Black Hawk County property record for 6882 E Washburn Rd, Waterloo, IA 50701

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,387 sqft · built 1919
Lot Size1.04 acres (45,302 sqft)
OwnerIndividual Name on Record
Last Sale$90,000 (Jun 2018)
Tax Bill$1,610 (2025)
Deeds & MortgagesJun 2018 Mortgage
Jun 2018 Sale & Mortgage
Flood ZoneZone AE (high risk)
APN8812-22-476-011

Property Details

APN / Parcel Number

Primary APN8812-22-476-011

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths3 Half Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,387 sqft Living Area
1st Floor Area816 sqft
Basement Area816 sqft
Game RoomGame Room
FlooringCarpet
Interior WallsPlaster

Exterior

Year BuiltBuilt 1919
Effective Year BuiltEffective 1919
Exterior MaterialVinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area45,302 sqft (1.04 acres)
Garage TypeDetached
Garage Area360 sqft
Parking Spaces1 Parking Space
PorchPorch
Porch Area192 sqft
Patio Area768 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address6882 E WASHBURN RD
CityWATERLOO
StateIA
Zip50701-9178
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPART GOVT LOT 9 SE SEC 22 T 88 R 12 COM NW COR S 1/2 SE 1/4 SAID SEC TH E 1868.7 FT TH S 712 FT TH N 75 DEG 40 MIN E ALONG
Legal Range12W
Legal Township88N
Legal Section22
Legal Lot Number9
JurisdictionBLACK HAWK IA
Township / Civil DivisionCEDAR
Census Block Group1
Census Block1005
Census Tract2902

Owner

Source: Black Hawk County records, as of September 1, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address6882 E WASHBURN RD, WATERLOO, IA 50701-9178
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 27, 2018Deed of Trust, Mortgage
VERIDIAN CREDIT UNION
Jun 11, 2018Warranty Deed, Transfer
VERIDIAN CREDIT UNION

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 11, 2018 · Amount on Record
Deed SaleJun 11, 2018 · Amount on Record
Prior SaleNov 5, 2015 · Amount on Record
Deed Document Number201820259
Record UpdatedOct 29, 2026

June 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBLACK HAWK IA
Property Address6882 E WASHBURN RD, WATERLOO, IA 50701-9178
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number201800021401
DateJun 27, 2018
Instrument201800021401
Lender
NameVERIDIAN CREDIT UNION
TypeCredit Union
Agreement
AmountAmount Recorded
Term355 Months
DueJan 1, 2048

June 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBLACK HAWK IA
Recording DateJun 11, 2018
Property Address6882 E WASHBURN RD, WATERLOO, IA 50701-9178
Document Number201800020259
Instrument DateJun 8, 2018
Instrument201800020259
Transaction TypeTransfer
Record UpdatedFeb 10, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address6882 E WASHBURN RD, WATERLOO, IA 50701-9178

Mortgage

Document Number201800020260
DateJun 11, 2018
Instrument201800020260
Lender
NameVERIDIAN CREDIT UNION
TypeCredit Union
Agreement
AmountAmount Recorded
Term355 Months
DueJan 1, 2048

Tax Assessment & Valuation

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

TypeName
StateIowa
CountyBlack Hawk County
Unified School DistrictWaterloo Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,610.00 (+2.29%) Homeowner's exemption$138,270 (+8.37%) Land $45,000 Building $93,270$138,270 (+8.37%) Land $45,000 Building $93,270
2024$1,574.00 (+25.12%)
2023$127,590 (+24.79%) Land $37,500 Building $90,090$127,590 (+24.79%) Land $37,500 Building $90,090
2022$1,258.00 Homeowner's exemption$102,240 Land $30,000 Building $72,240
2021$102,240 Land $30,000 Building $72,240

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayYes
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 13 policies
Nearby Flood Policies13 in force
Nearby Flood Claims21 (1993–2016)
Claims Outside the SFHA3 of 21
Most Recent ClaimSep 2016 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Sep 2016 · 6 claims
  • Severe Storms, Flooding, And Tornadoes, Jul 2010 · 2 claims
  • Severe Storms, Tornadoes, And Flooding, Jun 2008 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · above 65% of Iowa
Wildfire Likelihood0.04% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mediacom Xtream
Cable
1,000 / 50
Alpine Communications
Fiber
500 / 500
Verizon
Fixed Wireless
300 / 20
GigFire
Fixed Wireless
150 / 130

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