6882 108th Ave, Clear Lake, MN 55319 Property Records

Sherburne County property record for 6882 108th Ave, Clear Lake, MN 55319

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,096 sqft · built 1957
Lot Size	0.61 acres (26,572 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,034 (2025)
Deeds & Mortgages	Sep 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`20-402-0355`

Property Details

APN / Parcel Number

Primary APN	`20-402-0355`
Alternative APNs	`20-00402-0355` `15087`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Building Area	1,096 sqft Living Area
1st Floor Area	936 sqft
Basement Area	468 sqft
Finished Basement	468 sqft
Unfinished Basement	468 sqft
Breakfast Nook	Breakfast Nook
Family Room	Family Room
Utility Room	Utility Room
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Architectural Style	Ranch
Exterior Material	Metal
Construction Type	Frame
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	26,572 sqft (0.61 acres)
Garage Type	Detached
Garage Area	624 sqft
Porch	Porch
Porch Area	160 sqft
Wet Bar	Wet Bar

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	15087
Street Address	6882 108TH AVE
City	CLEAR LAKE
State	MN
Zip	55319-9685
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Description	LOTS 12, 13 & 14, BLK 3 AND PART OF VACATED ALLEY
Legal Range	29W
Legal Township	34N
Legal Section	03
Legal Subdivision	ELK LAKE PARK
Legal Block	3
Legal Lot Number	12-14
Jurisdiction	SHERBURNE MN
Township / Civil Division	CLEAR LAKE
Census Block Group	2
Census Block	2008
Census Tract	30302

Owner

6882 108th Ave is owned and occupied by two individuals who acquired it in August 2013.

Source: Sherburne County records, as of September 15, 2026

Owner of Record	2 Individual Names on File
Mailing Address	6882 108TH AVE, CLEAR LAKE, MN 55319-9685
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 15, 2013
Deed Sale	Aug 15, 2013
Prior Sale	Jun 26, 2013 · Amount on File
Deed Document Number	2013776531
Prior Transfer Date	Jun 25, 2013
Prior Transfer Doc	0000773524
Record Updated	Oct 29, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHERBURNE MN
Property Address	6882 108TH AVE, CLEAR LAKE, MN 55319-9685
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000900076
Date	Sep 14, 2020
Instrument	900076

Lender

Name	SHERBURNE STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Jul 15, 2040

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 6882 108th Ave was $2,034 with a homeowner's exemption.

Source: Sherburne County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Sherburne County
County Subdivision	Clear Lake Township
Unified School District	St. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$273,200 (+1.11%) Land $85,900 Building $187,300	$273,200 (+1.11%) Land $85,900 Building $187,300
2025	$2,034.00	$270,200 Land $85,900 Building $184,300	$270,200 Land $85,900 Building $184,300
2023	$1,760.00	$244,500 Land $76,300 Building $168,200
2021			$244,500 Land $76,300 Building $168,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6882 108th Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 16 policies
Nearby Flood Policies	16 in force
Nearby Flood Claims	2 (2022)
Most Recent Claim	May 2022 · Severe Storms, Straight-line Winds, And Flooding
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, May 2022 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6882 108th Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 89% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Fiber	5,000 / 5,000

Cell Coverage

5G and 4G LTE (outdoors only)

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