6881 Tammy Ln, Saint Augustine, FL 32095 Property Records

St. Johns County property record for 6881 Tammy Ln, Saint Augustine, FL 32095

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,204 sqft · built 2006
Lot Size	0.99 acres (43,124 sqft)
Owner	Individual Name on Record
Last Sale	$249,000 (Dec 2020)
Tax Bill	$4,685 (2025)
Deeds & Mortgages	Oct 2018 Mortgage Dec 2020 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`073720-0381`

Property Details

APN / Parcel Number

Primary APN	`073720-0381`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Stories	1 Story
Building Area	2,204 sqft Living Area
Gross Area	2,582 sqft
1st Floor Area	2,204 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	43,124 sqft (0.99 acres)
Garage Type	Carport
Garage Area	400 sqft
Carport	Carport
Carport Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished Screened Porch
Porch Area	378 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	6881 TAMMY LN
City	SAINT AUGUSTINE
State	FL
Zip	32095-8334
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RMH
Legal Description	PT OF GRANT TO FRANCIS MILES LYING N OF CO RD E220FT OF TRACT 38 OF COOPERS COVE UNREC PLAT OR4886/1164 OR5128/1451
Legal Range	29E
Legal Township	06S
Legal Section	44
Legal Subdivision	COOPERS COVE UNPLATTED
Legal Tract	38
Legal Block	4
Legal Lot Number	38-2
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	4
Census Block	4038
Census Tract	20606

Owner

Source: St. Johns County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	6881 TAMMY LN, SAINT AUGUSTINE, FL 32095-8334
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants in Common

Deeds, Mortgages & Sale History

Date	Document
Oct 3, 2018	Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
Dec 17, 2020	Warranty Deed, Transfer · FHA Mortgage CONTOUR MORTGAGE CORP
Feb 20, 2020	Warranty Deed, Transfer · VA Mortgage UNITED WHOLESALE MORTGAGE
May 9, 2017	Warranty Deed, Transfer · Conventional with PMI STEARNS LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 17, 2020 · Amount on Record
Deed Sale	Dec 17, 2020 · Amount on Record
Prior Sale	Feb 20, 2020 · Amount on Record
Deed Document Number	2020115704
Deed Book / Page	5128 / 1451
Record Updated	Oct 29, 2026

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	6881 TAMMY LN, SAINT AUGUSTINE, FL 32095-8334
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0046210607
Date	Oct 3, 2018
Book Page	4621/0607
Instrument	2018071638

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2048

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Dec 17, 2020
Property Address	6881 TAMMY LN, SAINT AUGUSTINE, FL 32095-8334
Document Number	0051281451
Book / Page	5128 / 1451
Instrument Date	Dec 16, 2020
Instrument	2020115704
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,743.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3789 PITT STB, 3789, SCHELLSBURG, PA 15559

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	6881 TAMMY LN, ST AUGUSTINE, FL 32095-8334

Mortgage

Document Number	51281455
Date	Dec 17, 2020
Instrument	5128/1455

Lender

Name	CONTOUR MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Feb 20, 2020
Property Address	6881 TAMMY LN, SAINT AUGUSTINE, FL 32095-8334
Document Number	0048861164
Book / Page	4886 / 1164
Instrument Date	Feb 20, 2020
Instrument	2020013513
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	GLOBAL TTL PROFESSIONALS LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,330.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6450 SW 82ND ST, 6450, MIAMI, FL 33143-7912

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6881 TAMMY LN, SAINT AUGUSTINE, FL 32095-8334

Mortgage

Document Number	48861167
Date	Feb 20, 2020
Instrument	4886/1167

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2050

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	May 9, 2017
Property Address	6881 TAMMY LN, SAINT AUGUSTINE, FL 32095-8334
Document Number	0043711112
Book / Page	004371 / 001112
Instrument Date	May 2, 2017
Instrument	32304
Transaction Type	Transfer
Record Updated	Jun 21, 2017
Title Company	ACTION TITLE SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,127.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6881 TAMMY LN ST AUGUSTINE FL 320958334, ST AUGUSTINE, FL 32095-8334

Mortgage

Document Number	43711115
Date	May 9, 2017
Book Page	004371/001115
Instrument	32305

Lender

Name	STEARNS LNDG
Address	SANTA ANA, CA 92707-8788

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	May 8, 2047

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$343,313 (+3.15%)	$346,254 (+4.03%) Land $100,000 Building $246,254
2025	$4,685.00 (+17.54%)	$332,836 (+6.19%)	$332,836 (+6.19%) Land $100,000 Building $232,836
2024	$3,986.00 (+3.32%)	$313,446 (-0.84%)	$313,446 (-0.84%) Land $100,000 Building $213,446
2023	$3,858.00 (+9.57%)	$316,103 (+11.37%)	$316,103 (+11.37%) Land $100,000 Building $216,103
2022	$3,521.00	$283,825	$283,825 Land $89,600 Building $194,225

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 249 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	249 in force
Nearby Flood Claims	3 (2016–2022)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Nov 2022 · Hurricane Nicole

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · lower than 60% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 73 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250

Cell Coverage

5G and 4G LTE (outdoors only)

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