6880 Thomas St, Horace, ND 58047 Property Records

Cass County property record for 6880 Thomas St, Horace, ND 58047

Property Summary

Property Type	Other Improved
Lot Size	0.117 acres (5,140 sqft)
Owner	Individual Name on Record
Last Sale	$286,900 (May 2026)
Tax Bill	$7,118 (2025)
Deeds & Mortgages	Aug 2024 Construction Loan May 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (reduced by levee)
APN	`15-1115-00870-000`

Property Details

APN / Parcel Number

Primary APN	`15-1115-00870-000`

Exterior

Lot Area	5,140 sqft

Location & Zoning

Street Address	6880 THOMAS ST
City	HORACE
State	ND
Zip	58047-9588
Property Category	Other
Property Type	Other > Other Improved
Legal Description	LOT: 13 BLOCK: 6 ADDITION: SOUTHDALE FARMS 3RD ADDITION ADDITIONAL: SOUTHDALE FARMS 3RD ADDN LT 13 BLK 6 **4-9-21
Legal Subdivision	LAKEVIEW ADDITION TO THE CITY OF HORACE
Legal Block	6
Legal Lot Number	13
Jurisdiction	CASS ND
Township / Civil Division	HORACE
Census Block Group	2
Census Block	2005
Census Tract	40503

Owner

Source: Cass County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	6880 THOMAS ST, HORACE, ND 58047-9588
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 1, 2024	Deed of Trust, Mortgage · Construction Mortgage CHOICE FINANCIAL GROUP
May 14, 2026	Warranty Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC
Jul 31, 2024	Warranty Deed, Construction Loan · Construction Mortgage CHOICE FINANCIAL GROUP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 14, 2026 · Amount on Record
Deed Sale	May 14, 2026 · Amount on Record
Prior Sale	Jul 31, 2024 · Amount on Record
Deed Document Number	20261758152
Record Updated	Sep 20, 2026

August 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS ND
Property Address	6880 THOMAS ST, HORACE, ND 58047-9588
Transaction Type	Mortgage
Record Updated	May 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0001716890
Date	Aug 1, 2024
Instrument	1716890

Lender

Name	CHOICE FINANCIAL GROUP
Type	Funding / Finance Company
Address	FARGO, ND 58104

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	18 Months
Due	Jan 31, 2026

Interest

Rate Type	Adjustable Rate

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CASS ND
Recording Date	May 14, 2026
Property Address	6880 THOMAS ST, HORACE, ND 58047-9588
Document Number	0001758152
Instrument Date	May 8, 2026
Instrument	2026.1758152
Transaction Type	Transfer
Record Updated	May 28, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001758153,
Date	May 14, 2026
Instrument	2026.1758153

Lender

Name	LOANDEPOT.COM LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.46%
Initial Type	Fixed Rate
Max Rate	-1%

July 2024: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	CASS ND
Recording Date	Jul 31, 2024
Property Address	6880 THOMAS ST, HORACE, ND 58047-9588
Document Number	0001716800
Instrument Date	Jul 31, 2024
Instrument	1716800
Transaction Type	Construction Loan
Record Updated	Apr 13, 2026
Title Company	THE TITLE FIRM, THE TITLE TEAM

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5302 51ST AVE S STE A, A, FARGO, ND 58104-5009
Investor	Possibly a Property Investor

Mortgage

Document Number	0001716801
Date	Jul 31, 2024
Instrument	1716801

Lender

Name	CHOICE FINANCIAL GROUP
Type	Funding / Finance Company

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	18 Months
Due	Jan 13, 2026

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Cass County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	North Dakota
County	Cass County
Municipality	Horace City
Unified School District	West Fargo Public School District 6 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,118.00 (+93.69%)	$136,550 (+882.37%) Land $19,900 Building $116,650	$273,100 (+882.37%) Land $39,800 Building $233,300
2023	$3,675.00	$13,900 Land $13,900	$27,800 Land $27,800

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 28 policies
Nearby Flood Policies	28 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · above 64% of North Dakota
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CASS RURAL WATER DISTRICT FARGO private · serves 4,242 people · EPA ID ND0901483
Water Source	Purchased surface water from CITY OF FARGO
Last State Inspection	Oct 2024
Also Mapped Here	CASS RURAL WATER DISTRICT-PHASE I, CASS RURAL WATER DISTRICT-PHASE II, CASS RURAL WATER DISTRICT-PHASE III
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 117 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Dickey Rural Telephone Cooperative Fiber	2,500 / 2,500
Midco Cable · Fiber, Fixed Wireless in parts of the area	1,250 / 250
Sparklight Fiber	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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