688 Willow Dr, Carol Stream, IL 60188 Property Records

DuPage County property record for 688 Willow Dr, Carol Stream, IL 60188

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,594 sqft · built 1993
Lot Size	0.22 acres (9,583 sqft)
Owner	2 Individual Names on File
Last Sale	$420,000 (Jun 2005)
Tax Bill	$13,797 (2025)
Deeds & Mortgages	Oct 2025 Second Mortgage Nov 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-30-104-002`

Property Details

APN / Parcel Number

Primary APN	`02-30-104-002`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,594 sqft Living Area
Gross Area	3,977 sqft
1st Floor Area	1,383 sqft
2nd Floor Area	1,211 sqft
Basement Area	1,383 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Construction Type	Mixed
Lot Area	9,583 sqft (0.22 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Window A/C

Location & Zoning

Street Address	688 WILLOW DR
City	CAROL STREAM
State	IL
Zip	60188-4433
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	RENAISSANCE SUBDIVISION ALL
Legal Subdivision	RENAISSANCE SUBDIVISION
Legal Lot Number	46
Jurisdiction	DU PAGE IL
Township / Civil Division	BLOOMINGDALE
Census Block Group	1
Census Block	1003
Census Tract	841206

Owner

688 Willow Dr is owned and occupied by two individuals who bought it in June 2005.

Source: DuPage County records, as of August 17, 2026

Owner of Record	2 Individual Names on File
Mailing Address	688 WILLOW DR, CAROL STREAM, IL 60188-4433
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 20, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SOFI BANK NA
Nov 22, 2019	Deed of Trust, Mortgage · Conventional with PMI SOFI LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 22, 2005 · Amount on File
Deed Sale	Jun 22, 2005 · Amount on File
Deed Document Number	2005131155
Record Updated	Sep 20, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DU PAGE IL
Property Address	688 WILLOW DR, CAROL STREAM, IL 60188-4433
Transaction Type	Mortgage
Record Updated	Nov 6, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000065945
Date	Oct 20, 2025
Instrument	R2025-065945

Lender

Name	SOFI BANK NA
Type	Bank
Address	SALT LAKE CITY, UT 84121

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	241 Months
Due	Nov 1, 2045

Interest

Rate Type	Fixed Rate
Rate	8.99%

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DU PAGE IL
Property Address	688 WILLOW DR, CAROL STREAM, IL 60188-4433
Document Number	0000000277
Instrument Date	Nov 22, 2019
Transaction Type	Mortgage
Record Updated	Feb 5, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	688 WILLOW DR CAROL STREAM IL 601884433, CAROL STREAM, IL 60188-4433

Mortgage

Document Number	0000000277
Date	Jan 2, 2020
Instrument	277

Lender

Name	SOFI LNDG
Address	COTTONWOOD HEIGHTS, UT 84121

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2050

Interest

Rate	4.25%

Tax Assessment & Valuation

The 2025 property tax bill for 688 Willow Dr was $13,797 with a homeowner's exemption.

Source: DuPage County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DuPage County
County Subdivision	Bloomingdale Township
Municipality	Carol Stream Village
Elementary School District	Community Consolidated School District 93 (PK - 08)
Secondary School District	Glenbard Township High School District 87 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$13,797.00	$175,363 Land $36,983 Building $138,380	$526,089 Land $110,949 Building $415,140
2022	$11,927.00 Homeowner's exemption	$135,290 Land $28,770 Building $106,520	$405,870 Land $86,310 Building $319,560

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 688 Willow Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 1, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 688 Willow Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAROL STREAM serves 39,854 people · EPA ID IL0430200
Water Source	Purchased surface water from DU PAGE WATER COMMISSION
Last State Inspection	Sep 2025
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 437 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Verizon.

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