688 Terrace Dr, Paramus, NJ 07652 Property Records

Bergen County and Paramus Borough property record for 688 Terrace Dr, Paramus, NJ 07652

Property Summary

Property TypeSingle Family Home
Details2,965 sqft · built 2017
Lot Size0.373 acres (16,235 sqft)
Owner2 Individual Names on File
Last Sale$1,150,000 (Aug 2018)
Tax Bill$18,405 (2025)
Deeds & MortgagesFeb 2022 Line of Credit
Oct 2019 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN46-07205-0000-00013

Property Details

APN / Parcel Number

Primary APN46-07205-0000-00013
Alternative APNs
  • 460720500013
  • 762000

Interior

Stories1 Story
Building Area2,965 sqft Living Area
1st Floor Area2,965 sqft

Exterior

Year BuiltBuilt 2017
Effective Year BuiltEffective 2017
Construction TypeFrame
Lot Area16,235 sqft (0.373 acres)

Location & Zoning

Account Number762000
Street Address688 TERRACE DR
CityPARAMUS
StateNJ
Zip07652-4926
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR75
Legal Description80XIRR 5.5LT
Legal SubdivisionNORTH PARAMUS HEIGHTS
Legal Block7205
Legal Lot Number13
JurisdictionBERGEN NJ
Township / Civil DivisionPARAMUS
Census Block Group1
Census Block1004
Census Tract42302

Owner

Source: Bergen County and Paramus Borough records · APN 46-07205-0000-00013

Assessment roll updated June 29, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address688 TERRACE DR, PARAMUS, NJ 07652-4926
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 10, 2022Deed of Trust, Mortgage · Line of Credit
TD BANK NA
Oct 22, 2019Deed of Trust, Mortgage · Conventional Mortgage
GET A RATE LLC
Aug 14, 2018Deed with Mortgage, Transfer · Conventional Mortgage
GET A RATE LLC
Jan 26, 2018Deed of Trust, Mortgage · Conventional Mortgage
JILLCO ASSOCIATES LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 14, 2018 · Amount on Record
Deed SaleAug 14, 2018 · Amount on Record
Prior SaleDec 05, 2001 · Amount on Record
Deed Document Number201818-058123
Deed Book / Page3026 / 482
Prior Transfer DateSep 21, 2007
Prior Transfer Doc0094250102
Record UpdatedSep 20, 2026

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERGEN NJ
Property Address688 TERRACE DR, PARAMUS, NJ 07652-4926
Transaction TypeMortgage
Record UpdatedApr 21, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0045781045
DateFeb 10, 2022
Book Page4578/1045
Instrument2022018705
Lender
NameTD BANK NA
TypeBank
AddressWILMINGTON, DE 19808
Agreement
TypeLine of Credit
AmountAmount Recorded
Term324 Months
DueFeb 15, 2049
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERGEN NJ
Property Address688 TERRACE DR, PARAMUS, NJ 07652-4926
Document Number0034330043
Instrument DateOct 22, 2019
Transaction TypeMortgage
Record UpdatedDec 24, 2019
Title CompanyELITE TITLE GROUP LLC, ELITE TITLE GRP LLC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address688 TERRACE DR PARAMUS NJ 076524926, PARAMUS, NJ 07652-4926

Mortgage

Document Number0034330043
DateDec 10, 2019
Book Page003433/000043
Instrument85566
Lender
NameGET A RATE LLC
AddressHACKENSACK, NJ 07601
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 09, 2049

August 2018: Deed with Mortgage, Transfer

Document TypeDeed with Mortgage
JurisdictionBERGEN NJ
Recording DateAug 14, 2018
Property Address688 TERRACE DR, PARAMUS, NJ 07652-4926
Document Number0030260482
Book / Page003026 / 000482
Instrument DateJul 11, 2018
Instrument58123
Transaction TypeTransfer
Record UpdatedAug 28, 2018
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,150.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address688 TERRACE DR PARAMUS NJ 076524926, PARAMUS, NJ 07652-4926

Mortgage

Document Number30260490
DateAug 14, 2018
Book Page003026/000490
Instrument58123
Lender
NameGET A RATE LLC
AddressELMWOOD PARK, NJ 07407
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 13, 2048

January 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERGEN NJ
Property Address688 TERRACE DR, PARAMUS, NJ 07652-4926
Document Number0028861999
Instrument DateJan 26, 2018
Transaction TypeMortgage
Record UpdatedMar 29, 2018
Title CompanyCHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address10 SUSSEX RD TOWNSHIP OF WASHINGTON NJ 07676, TOWNSHIP OF WASHINGTON, NJ 07676

Mortgage

Document Number0028861999
DateMar 19, 2018
Book Page002886/001999
Lender
NameJILLCO ASSOCIATES LLC
Address267 SPRINGFIELD AVE, PARAMUS, NJ 07652-4920
Agreement
TypeConventional Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Bergen County and Paramus Borough records · Assessment roll updated June 29, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyBergen County
MunicipalityParamus Borough
Unified School DistrictParamus Borough School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$1,289,700 (+5.04%) Land $440,100 Building $849,600$1,289,700 (+5.04%) Land $440,100 Building $849,600
2025$18,405.00 (+5.5%)$1,227,800 (+10.75%) Land $397,600 Building $830,200$1,227,800 (+10.75%) Land $397,600 Building $830,200
2024$17,446.00 (+7.86%)
2023$1,108,600 Land $346,100 Building $762,500$1,108,600 Land $346,100 Building $762,500
2022$16,174.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of December 8, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims1 (1978)
Most Recent ClaimApr 1978 · tidal / storm surge

Wildfire

Wildfire RiskLow
lower than 95% of the US · lower than 87% of New Jersey
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Optimum Communications
Fiber · Cable
8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880

May also be available: T-Mobile USA.

Based on FCC filings for 297 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemVEOLIA WATER NEW JERSEY HACKENSACK
private · serves 792,713 people
Water SourceSurface water
Lead6 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line replacement
Jan 2021
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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