Bergen County and Paramus Borough property record for 688 Terrace Dr, Paramus, NJ 07652
| Property Type | Single Family Home |
|---|---|
| Details | 2,965 sqft · built 2017 |
| Lot Size | 0.373 acres (16,235 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,150,000 (Aug 2018) |
| Tax Bill | $18,405 (2025) |
| Deeds & Mortgages | Feb 2022 Line of Credit Oct 2019 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 46-07205-0000-00013 |
| Primary APN | 46-07205-0000-00013 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,965 sqft Living Area |
| 1st Floor Area | 2,965 sqft |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Construction Type | Frame |
| Lot Area | 16,235 sqft (0.373 acres) |
| Account Number | 762000 |
|---|---|
| Street Address | 688 TERRACE DR |
| City | PARAMUS |
| State | NJ |
| Zip | 07652-4926 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R75 |
| Legal Description | 80XIRR 5.5LT |
| Legal Subdivision | NORTH PARAMUS HEIGHTS |
| Legal Block | 7205 |
| Legal Lot Number | 13 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | PARAMUS |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 42302 |
Source: Bergen County and Paramus Borough records · APN 46-07205-0000-00013
Assessment roll updated June 29, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 688 TERRACE DR, PARAMUS, NJ 07652-4926 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 10, 2022 | Deed of Trust, Mortgage · Line of Credit TD BANK NA |
| Oct 22, 2019 | Deed of Trust, Mortgage · Conventional Mortgage GET A RATE LLC |
| Aug 14, 2018 | Deed with Mortgage, Transfer · Conventional Mortgage GET A RATE LLC |
| Jan 26, 2018 | Deed of Trust, Mortgage · Conventional Mortgage JILLCO ASSOCIATES LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 14, 2018 · Amount on Record |
| Deed Sale | Aug 14, 2018 · Amount on Record |
| Prior Sale | Dec 05, 2001 · Amount on Record |
| Deed Document Number | 201818-058123 |
| Deed Book / Page | 3026 / 482 |
| Prior Transfer Date | Sep 21, 2007 |
| Prior Transfer Doc | 0094250102 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 688 TERRACE DR, PARAMUS, NJ 07652-4926 |
| Transaction Type | Mortgage |
| Record Updated | Apr 21, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0045781045 |
|---|---|
| Date | Feb 10, 2022 |
| Book Page | 4578/1045 |
| Instrument | 2022018705 |
| Name | TD BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19808 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 324 Months |
| Due | Feb 15, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 688 TERRACE DR, PARAMUS, NJ 07652-4926 |
| Document Number | 0034330043 |
| Instrument Date | Oct 22, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 24, 2019 |
| Title Company | ELITE TITLE GROUP LLC, ELITE TITLE GRP LLC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 688 TERRACE DR PARAMUS NJ 076524926, PARAMUS, NJ 07652-4926 |
| Document Number | 0034330043 |
|---|---|
| Date | Dec 10, 2019 |
| Book Page | 003433/000043 |
| Instrument | 85566 |
| Name | GET A RATE LLC |
|---|---|
| Address | HACKENSACK, NJ 07601 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 09, 2049 |
| Document Type | Deed with Mortgage |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Aug 14, 2018 |
| Property Address | 688 TERRACE DR, PARAMUS, NJ 07652-4926 |
| Document Number | 0030260482 |
| Book / Page | 003026 / 000482 |
| Instrument Date | Jul 11, 2018 |
| Instrument | 58123 |
| Transaction Type | Transfer |
| Record Updated | Aug 28, 2018 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,150.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 688 TERRACE DR PARAMUS NJ 076524926, PARAMUS, NJ 07652-4926 |
| Document Number | 30260490 |
|---|---|
| Date | Aug 14, 2018 |
| Book Page | 003026/000490 |
| Instrument | 58123 |
| Name | GET A RATE LLC |
|---|---|
| Address | ELMWOOD PARK, NJ 07407 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 13, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 688 TERRACE DR, PARAMUS, NJ 07652-4926 |
| Document Number | 0028861999 |
| Instrument Date | Jan 26, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Mar 29, 2018 |
| Title Company | CHICAGO TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 10 SUSSEX RD TOWNSHIP OF WASHINGTON NJ 07676, TOWNSHIP OF WASHINGTON, NJ 07676 |
| Document Number | 0028861999 |
|---|---|
| Date | Mar 19, 2018 |
| Book Page | 002886/001999 |
| Name | JILLCO ASSOCIATES LLC |
|---|---|
| Address | 267 SPRINGFIELD AVE, PARAMUS, NJ 07652-4920 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Bergen County and Paramus Borough records · Assessment roll updated June 29, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Paramus Borough |
| Unified School District | Paramus Borough School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,289,700 (+5.04%) Land $440,100 Building $849,600 | $1,289,700 (+5.04%) Land $440,100 Building $849,600 | |
| 2025 | $18,405.00 (+5.5%) | $1,227,800 (+10.75%) Land $397,600 Building $830,200 | $1,227,800 (+10.75%) Land $397,600 Building $830,200 |
| 2024 | $17,446.00 (+7.86%) | ||
| 2023 | $1,108,600 Land $346,100 Building $762,500 | $1,108,600 Land $346,100 Building $762,500 | |
| 2022 | $16,174.00 |
Source: FEMA National Flood Hazard Layer as of December 8, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (1978) |
| Most Recent Claim | Apr 1978 · tidal / storm surge |
| Wildfire Risk | Low lower than 95% of the US · lower than 87% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Communications Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
May also be available: T-Mobile USA.
Based on FCC filings for 297 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people |
|---|---|
| Water Source | Surface water |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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