688 SE Ely St, Oak Harbor, WA 98277 Property Records

Island County property record for 688 SE Ely St, Oak Harbor, WA 98277

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,602 sqft · built 1934
Lot Size0.52 acres (22,651 sqft)
Owner2 Individual Names on Record
Tax Bill$2,483 (2026)
Deeds & MortgagesMar 2022 Transfer
Flood ZoneZone X (minimal risk)
APNR13202-376-1720

Property Details

APN / Parcel Number

Primary APNR13202-376-1720
Alternative APN
  • 574042

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures9 Plumbing Fixtures
Stories1 Story
Building Area1,602 sqft Living Area
Gross Area2,664 sqft
1st Floor Area1,062 sqft
Upper Floors Area540 sqft
Basement Area1,062 sqft
FlooringWood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1934
Effective Year BuiltEffective 1986
Exterior MaterialAsbestos
Foundation TypeConcrete
Roof MaterialAsphalt
Lot Area22,651 sqft (0.52 acres)
Garage TypeDetached
Garage Area400 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area524 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address688 SE ELY ST
CityOAK HARBOR
StateWA
Zip98277-3751
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeOH
Legal DescriptionLOT B OH SP 8-83.13202.378-1700 V1 SP P239 AF#417316
Legal Range1E
Legal Township32N
Legal Section02
Legal SubdivisionCITY/OAK HBR SHORT 8-83
Legal Lot NumberB
JurisdictionISLAND WA
Township / Civil DivisionNORTH WHIDBEY ISLAND
Census Block Group1
Census Block1013
Census Tract970700

Owner

Source: Island County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address688 SE ELY ST, OAK HARBOR, WA 98277-3751
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateMar 24, 2022
Transfer Doc0004542260
Record UpdatedOct 29, 2026

March 2022: Transfer on Death Deed, Transfer

Document TypeTransfer on Death Deed
JurisdictionISLAND WA
Recording DateMar 28, 2022
Property Address688 SE ELY ST, OAK HARBOR, WA 98277-3751
Document Number0004542260
Instrument DateMar 24, 2022
Instrument4542260
Transaction TypeTransfer
Record UpdatedApr 4, 2022

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Tax Assessment & Valuation

Source: Island County assessment roll, as of October 20, 2025

Property Jurisdictions

TypeName
StateWashington
CountyIsland County
MunicipalityOak Harbor City
Unified School DistrictOak Harbor School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,483.00 (-40.05%)
2025$514,873 (+5.63%) Land $190,000 Building $324,873$514,873 (+5.63%) Land $190,000 Building $324,873
2023$4,142.00$487,421 (+5.48%) Land $180,000 Building $307,421$487,421 (+5.48%) Land $180,000 Building $307,421
2022$462,079 Land $180,000 Building $282,079$462,079 Land $180,000 Building $282,079

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 26, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF OAK HARBOR
serves 23,675 people · EPA ID WA5362650
Water SourcePurchased surface water from CITY OF ANACORTES
Last State InspectionJul 2022
Lead1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 244 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

May also be available: Astound Broadband, Ziply Fiber.

Nearby Properties on SE Ely St

Nearby Streets

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