688 S Pointe Dr, Arley, AL 35541 Property Records

Winston County property record for 688 S Pointe Dr, Arley, AL 35541

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 5,802 sqft · built 2007
Lot Size	4.89 acres (213,010 sqft)
Owner	Individual Name on File
Tax Bill	$5,401 (2026)
Deeds & Mortgages	Apr 2021 Mortgage Jul 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`23888`

Property Details

APN / Parcel Number

Primary APN	`23888`
Alternative APN	`67 20 04 19 0 200 001.019`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	13 Plumbing Fixtures
Stories	2 Stories
Building Area	5,802 sqft Living Area
1st Floor Area	2,420 sqft
Upper Floors Area	3,382 sqft
Basement Area	2,250 sqft
Finished Basement	1,547 sqft
Unfinished Basement	703 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2012
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	213,010 sqft (4.89 acres)
Lot Dimensions	476 ft deep x 447 ft wide
Garage Area	675 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Slab
Porch Area	338 sqft
Deck Area	288 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	23888
Street Address	688 S POINTE DR
City	ARLEY
State	AL
Zip	35541-2950
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 54 SOUTH POINTE S19 T12 R6
Legal Range	06W
Legal Township	12S
Legal Section	19
Legal Subdivision	SOUTH POINTE PHASE 1
Legal Lot Number	54
Jurisdiction	WINSTON AL
Township / Civil Division	ADDISON
Census Block Group	2
Census Block	2020
Census Tract	965502

Owner

688 S Pointe Dr is owned and occupied by an individual.

Source: Winston County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	688 S POINTE DR, ARLEY, AL 35541-2950
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC
Jul 24, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINSTON AL
Property Address	688 S POINTE DR, ARLEY, AL 35541-2950
Transaction Type	Mortgage
Record Updated	Apr 21, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	665/145
Date	Apr 12, 2021
Book Page	665/145

Lender

Name	QUICKEN LOANS INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	192 Months
Due	Jan 1, 2036

Interest

Rate Type	Fixed Rate

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINSTON AL
Property Address	688 S POINTE DR, ARLEY, AL 35541-2950
Transaction Type	Mortgage
Record Updated	Aug 7, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	639/671
Date	Jul 24, 2019
Book Page	639/671

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Aug 1, 2029

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 688 S Pointe Dr was $5,401, up 7.1% from the year before.

Source: Winston County assessment roll, as of January 15, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Winston County
Unified School District	Winston County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,401.00 (+7.06%)
2025	$5,045.00 (+7.07%) Additional exemption filed	$181,660 (+7.01%)	$1,892,800 (+11.49%) Land $258,100 Building $1,634,700
2024	$4,712.00 (+8.47%) Additional exemption filed	$169,760 (+8.39%)	$1,697,660 (+8.4%) Land $250,600 Building $1,447,060
2023	$4,344.00 (+17.15%) Additional exemption filed	$156,620 (+16.97%)	$1,566,140 (+16.96%) Land $250,600 Building $1,315,540
2022	$3,708.00 Additional exemption filed	$133,900	$1,339,040 Land $250,600 Building $1,088,440

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 688 S Pointe Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (2011–2021)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Apr 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 688 S Pointe Dr is moderate, ranking above 45% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · above 49% of Alabama
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sprout Fiber Internet Fiber	2,000 / 2,000
Point Broadband Fiber	1,000 / 1,000
Spectrum Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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