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688 Reflection Dr, Topton, NC 28781 Property Records

Macon County property record for 688 Reflection Dr, Topton, NC 28781 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,092 sqft · built 2015
Lot Size0.75 acres (32,670 sqft)
OwnerCompany Name on File
Last Sale$672,500 (Sep 2022)
Tax Bill$2,288 (2023)
Deeds & MortgagesSep 2022 Sale
Sep 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN6505712530

Property Details

APN / Parcel Number

Primary APN6505712530
Alternative APNs
  • 147709
  • 153482

Interior

Bedrooms3 Beds
Full Baths3 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area1,092 sqft Heated Area
1st Floor Area1,092 sqft
Basement Area1,092 sqft
Finished Basement1,092 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2015
Effective Year BuiltEffective 2015
Architectural StyleConventional
Exterior MaterialWood
Construction TypeFrame
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area32,670 sqft (0.75 acres)
TerrainRolling

Exterior Amenities

PorchSlab
Porch Area276 sqft
Deck Area72 sqft
Patio Area684 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
Heating FuelElectric
SewerSeptic

Location & Zoning

Account Number153482
Street Address688 REFLECTION DR
CityTOPTON
StateNC
Zip28781-0030
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTRACT 22 PC 8692LOT 22 PC 8692
Legal SubdivisionREFLECTION SUBDIVISION
Legal Tract22
Legal Lot Number22
JurisdictionMACON NC
Township / Civil DivisionNANTAHALA
Census Block Group2
Census Block2147
Census Tract970200

Owner

Source: Macon County records · APN 6505712530

Assessment roll updated September 22, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address3713 TUMBRIL LN, WILMINGTON, NC 28412-7204
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Sep 29, 2022Warranty Deed, Transfer
Sep 18, 2020Warranty Deed, Transfer · Conventional Mortgage
QUICKEN LOANS LLC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleSep 29, 2022 · Amount on Record
Deed SaleSep 29, 2022 · Amount on Record
Prior SaleSep 18, 2020 · Amount on Record
Deed Document Number20227481
Record UpdatedSep 20, 2026

September 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMACON NC
Recording DateSep 29, 2022
Property Address688 REFLECTION DR, TOPTON, NC 28781-0030
Document Number00C42/2366
Book / PageC-42 / 2366
Map ReferenceCARD 8692
Instrument DateSep 21, 2022
Instrument2022007481
Transaction TypeTransfer
Record UpdatedOct 11, 2022

Transaction

AmountAmount Recorded
Tax$1,345.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3713 TUMBRIL LN, WILMINGTON, NC 28412-7204

September 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMACON NC
Recording DateSep 18, 2020
Property Address688 REFLECTION DR, TOPTON, NC 28781-0030
Document NumberF40/193
Book / PageF-40 / 193
Map ReferenceCARD 8692
Instrument DateSep 10, 2020
Instrument2020006826
Transaction TypeTransfer
Record UpdatedOct 04, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$745.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address77 W MAIN ST, FRANKLIN, NC 28734-3005
Mail Care OfRUSSELL R BOWLING
InvestorPossibly a Property Investor

Mortgage

Document Number2020006827
DateSep 18, 2020
Instrument2020006827
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2050

Tax Assessment & Valuation

Source: Macon County records · Assessment roll updated September 22, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMacon County
Unified School DistrictMacon County Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$688,250 (+0.58%) Land $200,000 Building $488,250$688,250 (+0.58%) Land $200,000 Building $488,250
2023$2,288.00$684,250 Land $200,000 Building $484,250$684,250 Land $200,000 Building $484,250

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Macon County (37113C), updated November 8, 2018 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371139702002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Nearby Flood Policies4 in force

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 11 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
FrontierDSL90 / 5
StarlinkSatellite (low-earth orbit)280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

No mobile data coverage reported

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