688 Ocean Palm Way, Saint Augustine, FL 32080 Property Records

St. Johns County property record for 688 Ocean Palm Way, Saint Augustine, FL 32080

Property Summary

Property Type	Single Family Home
Details	5 bd · 5.5 ba · 4,239 sqft · built 2006
Lot Size	0.19 acres (8,276 sqft)
Owner	2 Individual Names on Record
Last Sale	$3,550,000 (Jul 2024)
Tax Bill	$45,332 (2025)
Deeds & Mortgages	Dec 2017 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`174191-1170`

Property Details

APN / Parcel Number

Primary APN	`174191-1170`

Interior

Bedrooms	5 Beds
Full Baths	5.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	22 Plumbing Fixtures
Stories	2 Stories
Building Area	4,239 sqft Living Area
Gross Area	4,767 sqft
1st Floor Area	1,686 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2016
Exterior Material	Concrete
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	8,276 sqft (0.19 acres)
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	340 sqft
Porch	Finished/Open Porch
Porch Area	1,144 sqft
Patio Area	552 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	688 OCEAN PALM WAY
City	SAINT AUGUSTINE
State	FL
Zip	32080-8709
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	36/1-11 SEA COLONY UNIT 1 OF THE BEACH CLUB AT ANASTASIA RESIDENTIAL CLUSTER DEVELOPMENT BLK A LOT 17 OR5994/1958
Legal Range	30E
Legal Township	08S
Legal Section	10
Legal Subdivision	SEA COLONY UNIT 1 OF THE BEACH CLUB AT A
Legal Block	2
Legal Lot Number	17
Legal Unit	1
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	2
Census Block	2001
Census Tract	21410

Owner

Source: St. Johns County records, as of June 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	142 WOODS LN, WAYNE, PA 19087-3738
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 31, 2024 · Amount on Record
Deed Sale	Jul 31, 2024 · Amount on Record
Prior Sale	Dec 5, 2017 · Amount on Record
Deed Document Number	202460029
Deed Book / Page	5994 / 1958
Record Updated	Sep 20, 2026

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Dec 5, 2017
Property Address	688 OCEAN PALM WAY, SAINT AUGUSTINE, FL 32080-8709
Document Number	0044720460
Book / Page	004472 / 000460
Instrument Date	Nov 29, 2017
Instrument	82281
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	ACTION TITLE SERVICES/STATE JOHNS COUNTY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$16,296.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	688 OCEAN PALM WAY ST AUGUSTINE FL 320808709, ST AUGUSTINE, FL 32080-8709

Mortgage

Document Number	44720462
Date	Dec 5, 2017
Book Page	004472/000462
Instrument	82282

Lender

Name	REUNION BK/FL
Type	Bank
Address	2198 A1A S, ST AUGUSTINE, FL 32080-6512

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Municipality	St. Augustine Beach City
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$2,757,366 (-0.93%) Land $970,000 Building $1,787,366	$2,757,366 (-0.93%) Land $970,000 Building $1,787,366
2025	$45,332.00 (+59.95%)	$2,783,348 (+48.48%)	$2,783,348 (+32.49%) Land $970,000 Building $1,813,348
2024	$28,342.00 (+1.23%) Homeowner's exemption	$1,874,571 (+3%)	$2,100,776 (-7.54%) Land $924,000 Building $1,176,776
2023	$27,999.00 (+1.4%) Homeowner's exemption	$1,819,972 (+3%)	$2,272,060 (-6.37%) Land $924,000 Building $1,348,060
2022	$27,613.00 Homeowner's exemption	$1,766,963	$2,426,517 Land $924,000 Building $1,502,517

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AO, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 294 individual policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	954 units insured incl. 660 condo units
Nearby Flood Claims	5 (2016–2024)
Claims Outside the SFHA	4 of 5
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Irma, Sep 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SJCU-CR214 MAINLAND WTP serves 66,953 people · EPA ID FL2554447
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 73 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
IQ Fiber Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
AT&T Fiber · DSL in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20