Frederick County property record for 688 Minebank Rd, Middletown, VA 22645
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,176 sqft · built 1973 |
| Lot Size | 6.94 acres (302,306 sqft) |
| Owner | Individual Name on File |
| Last Sale | $278,500 (Dec 2015) |
| Tax Bill | $1,895 (2026) |
| Deeds & Mortgages | Dec 2025 Line of Credit Mar 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 82A-2A |
| Primary APN | 82A-2A |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,176 sqft Living Area |
| Gross Area | 2,846 sqft |
| 1st Floor Area | 1,176 sqft |
| Basement Area | 1,176 sqft |
| Finished Basement | 1,176 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Brick |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 302,306 sqft (6.94 acres) |
| Terrain | Rolling |
| Garage Type | Carport |
| Garage Area | 392 sqft |
| Carport | Carport |
| Carport Area | 392 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Porch Area | 102 sqft |
| Cooling System | None |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Electric |
| Sewer | Connected |
| Water Source | Well |
| Account Number | 8024686 |
|---|---|
| Street Address | 688 MINEBANK RD |
| City | MIDDLETOWN |
| State | VA |
| Zip | 22645-2139 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Legal Description | 6.94 ACRES |
| Legal Subdivision | 1 |
| Jurisdiction | FREDERICK VA |
| Township / Civil Division | BACK CREEK |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 50700 |
688 Minebank Rd is owned and occupied by an individual who bought it in December 2015.
Source: Frederick County records, as of August 18, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 688 MINEBANK RD, MIDDLETOWN, VA 22645-2139 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 10, 2025 | Deed of Trust, Mortgage · Line of Credit NAVY FCU |
| Mar 16, 2021 | Deed of Trust, Mortgage · Conventional Mortgage AMERICAN SECURITY MORTGAGE CORPORATION |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 18, 2015 · Amount on File |
| Deed Sale | Dec 18, 2015 · Amount on File |
| Prior Sale | May 9, 2013 · Amount on File |
| Deed Document Number | 201512518 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK VA |
| Property Address | 688 MINEBANK RD, MIDDLETOWN, VA 22645-2139 |
| Transaction Type | Mortgage |
| Record Updated | Jan 2, 2026 |
| Name | Verified Name |
|---|---|
| Address | 688 MINEBANK RD, MIDDLETOWN, VA 22645-2139 |
| Document Number | 0000012417 |
|---|---|
| Date | Dec 10, 2025 |
| Instrument | 250012417 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 481 Months |
| Due | Jan 1, 2066 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK VA |
| Property Address | 688 MINEBANK RD, MIDDLETOWN, VA 22645-2139 |
| Transaction Type | Mortgage |
| Record Updated | Apr 21, 2021 |
| Title Company | STEWART TITLE, STEWART TITLE & ESCROW INC |
| Name | Verified Name |
|---|
| Document Number | 0000004410 |
|---|---|
| Date | Mar 16, 2021 |
| Instrument | 210004410 |
| Name | AMERICAN SECURITY MORTGAGE CORPORATION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.63% |
The 2026 property tax bill for 688 Minebank Rd was $1,895, up 10.4% from the year before.
Source: Frederick County assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Frederick County |
| Unified School District | Frederick County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,895.00 (+10.43%) | $357,524 Land $118,600 Building $238,924 | $357,524 Land $118,600 Building $238,924 |
| 2025 | $1,716.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 688 Minebank Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2004.
Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (2004) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2004 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 688 Minebank Rd is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Glo Fiber Fiber | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
| AT&T Fixed Wireless | 25 / 3 |
| T-Mobile Fixed Wireless | 25 / 3 |
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