Moore County property record for 688 Michael Rd, Carthage, NC 28327
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,841 sqft · built 1965 |
| Lot Size | 0.51 acres (22,216 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $892 (2026) |
| Deeds & Mortgages | Mar 2026 Line of Credit Feb 2022 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 857402862805 |
| Primary APN | 857402862805 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,841 sqft Living Area |
| 1st Floor Area | 1,421 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 1965 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Construction Type | Brick |
| Foundation Type | Footing |
| Roof Material | Rolled Roofing |
| Lot Area | 22,216 sqft (0.51 acres) |
| Porch | Porch |
| Porch Area | 126 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Commercial |
| Account Number | 24097200 |
|---|---|
| Street Address | 688 MICHAEL RD |
| City | CARTHAGE |
| State | NC |
| Zip | 28327-8906 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSIII |
| Legal Description | WEDGWOOD LOT 106 PART 105 ALS ADVLTAX MICHAEL |
| Legal Subdivision | WEDGEWOOD SUBDIVISION |
| Legal Lot Number | 106 |
| Jurisdiction | MOORE NC |
| Township / Civil Division | 7, MCNEILL |
| Census Block Group | 2 |
| Census Block | 2026 |
| Census Tract | 950506 |
Source: Moore County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 688 MICHAEL RD, CARTHAGE, NC 28327-8906 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 23, 2026 | Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU |
| Feb 11, 2022 | Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU |
| Aug 10, 2018 | Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU |
| Jul 11, 2018 | Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MOORE NC |
| Property Address | 688 MICHAEL RD, CARTHAGE, NC 28327-8906 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2026 |
| Name | Verified Name |
|---|
| Document Number | 006512/151 |
|---|---|
| Date | Mar 23, 2026 |
| Book Page | 6512/151 |
| Instrument | 2026004123 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MOORE NC |
| Property Address | 688 MICHAEL RD, CARTHAGE, NC 28327-8906 |
| Transaction Type | Mortgage |
| Record Updated | Feb 23, 2022 |
| Title Company | ACCURATE EQUITY GROUP |
| Name | Verified Name |
|---|
| Document Number | 005795/553 |
|---|---|
| Date | Feb 11, 2022 |
| Book Page | 5795/553 |
| Instrument | 2022002581 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | SOUTHERN PINES, NC 28388 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MOORE NC |
| Property Address | 688 MICHAEL RD, CARTHAGE, NC 28327-8906 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 5020/553 |
|---|---|
| Date | Aug 10, 2018 |
| Book Page | 5020/553 |
| Instrument | 2018011766 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | SOUTHERN PINES, NC 28387 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MOORE NC |
| Property Address | 688 MICHAEL RD, CARTHAGE, NC 28327-8906 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | ACCURATE TITLE GROUP, ACCURATE TITLE GROUP LLC |
| Name | Verified Name |
|---|
| Document Number | 5006/158 |
|---|---|
| Date | Jul 11, 2018 |
| Book Page | 5006/158 |
| Instrument | 2018010045 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Aug 1, 2028 |
Source: Moore County assessment roll, as of August 13, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Moore County |
| Unified School District | Moore County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $892.00 | $212,530 (-) Land $50,000 Building $162,530 | |
| 2025 | $892.00 (-7.76%) | $212,530 (-) Land $50,000 Building $162,530 | |
| 2024 | $212,530 (-) Land $50,000 Building $162,530 | ||
| 2023 | $967.00 | $212,530 Land $50,000 Building $162,530 | $212,530 Land $50,000 Building $162,530 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 30, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 20 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 20 in force |
| Nearby Flood Claims | 7 (2018–2025) |
| Most Recent Claim | Jul 2025 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · above 67% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF SOUTHERN PINES serves 24,102 people · EPA ID NC0363010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 63 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ripple Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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