Middlesex County and Lowell City property record for 688 Lawrence St, Lowell, MA 01852
| Property Type | Triplex |
|---|---|
| Details | 8 bd · 3 ba · 3,640 sqft · built 1900 |
| Lot Size | 0.07 acres (3,049 sqft) |
| Owner | Individual Name on File |
| Last Sale | $920,000 (Mar 2025) |
| Tax Bill | $10,025 (2026) |
| Deeds & Mortgages | Aug 2025 Mortgage Aug 2025 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | O00820 |
| Primary APN | O00820 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 8 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 17 Rooms |
| Units | 3 Units |
| Stories | 2 Stories |
| Building Area | 3,640 sqft Living Area |
| Gross Area | 4,725 sqft |
| 1st Floor Area | 1,404 sqft |
| Basement Area | 1,386 sqft |
| Unfinished Basement | 1,386 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Flat |
| Roof Material | Other |
| Lot Area | 3,049 sqft (0.07 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | O00820 |
|---|---|
| Street Address | 688 LAWRENCE ST |
| City | LOWELL |
| State | MA |
| Zip | 01852-3536 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Triplex |
| Local Zoning Code | TMU |
| Legal Block | 3520 |
| Legal Lot Number | 688 |
| Jurisdiction | LOWELL MA |
| Township / Civil Division | LOWELL |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 312100 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Wamesit Canal-Whipple Mill Industrial Complex listed 1982 · 6 contributing resources · NRIS 82001994 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
688 Lawrence St, a triplex, is owned by an individual who bought it in March 2025.
Source: Middlesex County and Lowell City records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 688 LAWRENCE ST, 690, LOWELL, MA 01852-3536 |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 27, 2025 | Deed of Trust, Mortgage · Conventional Mortgage JEANNE D ARC CU |
| Aug 27, 2025 | Deed of Trust, Mortgage · Second Mortgage (Down Payment) JEANNE D ARC CU |
| Feb 28, 2020 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage EAST BOSTON SAVINGS BANK |
| Jul 31, 2018 | Foreclosure ENTERPRISE BANK & TRUST CO |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 5, 2025 · Amount on File |
| Deed Sale | Mar 5, 2025 · Amount on File |
| Prior Sale | Feb 28, 2020 · Amount on File |
| Deed Book / Page | 39103 / 133 |
| Prior Transfer Date | Mar 4, 2025 |
| Prior Transfer Doc | 039103-133 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOWELL MA |
| Property Address | 688 LAWRENCE ST, LOWELL, MA 01852-3536 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2026 |
| Name | Verified Name |
|---|
| Document Number | 039480-198 |
|---|---|
| Date | Aug 27, 2025 |
| Book Page | 39480/198 |
| Instrument | 26952 |
| Name | JEANNE D ARC CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.88% |
| Type Change Date | Sep 1, 2030 |
| Index | 1-Year CMT |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOWELL MA |
| Property Address | 688 LAWRENCE ST, LOWELL, MA 01852-3536 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2026 |
| Name | Verified Name |
|---|
| Document Number | 039480-224 |
|---|---|
| Date | Aug 27, 2025 |
| Book Page | 39480/224 |
| Instrument | 26953 |
| Name | JEANNE D ARC CU |
|---|---|
| Type | Credit Union |
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount on Record |
| Term | 301 Months |
| Due | Sep 1, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LOWELL MA |
| Recording Date | Feb 28, 2020 |
| Property Address | 688 LAWRENCE ST, LOWELL, MA 01852-3536 |
| Document Number | 33876-230 |
| Book / Page | 33876 / 230 |
| Instrument Date | Jan 24, 2020 |
| Instrument | 8991 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 19 SPRAGUE ST, MALDEN, MA 02148-4006 |
| Document Number | 8992 |
|---|---|
| Date | Feb 28, 2020 |
| Instrument | 8992 |
| Name | EAST BOSTON SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Type Change Date | Mar 1, 2030 |
| Document Type | Foreclosure |
|---|---|
| Jurisdiction | LOWELL MA |
| Recording Date | Jul 31, 2018 |
| Property Address | 688 LAWRENCE ST, LOWELL, MA 01852-3536 |
| Document Number | 032291-222 |
| Book / Page | 32291 / 222 |
| Instrument | 32992 |
| Transaction Type | Foreclosure |
| Record Updated | Jun 24, 2022 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $28.65 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 688 LAWRENCE ST, LOWELL, MA 01852-3536 |
| Investor | Possibly a Property Investor |
| Document Number | 0322910231 |
|---|---|
| Date | Jul 31, 2018 |
| Instrument | 32291/0231 |
| Name | ENTERPRISE BANK & TRUST CO |
|---|---|
| Type | Bank |
| Amount | Amount on Record |
|---|
The 2026 property tax bill for 688 Lawrence St was $10,025, up 4.3% from the year before.
Source: Middlesex County and Lowell City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| Municipality | Lowell City |
| Unified School District | Lowell School District (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $10,025.00 (+4.32%) | $883,300 (+5.52%) Land $115,600 Building $767,700 |
| 2025 | $9,610.00 (+5.41%) | $837,100 (+9.35%) Land $108,000 Building $729,100 |
| 2024 | $9,117.00 (+1.4%) | $765,500 (+5.75%) Land $97,400 Building $668,100 |
| 2023 | $8,991.00 | $723,900 Land $84,700 Building $639,200 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 688 Lawrence St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (1979) |
| Most Recent Claim | Jan 1979 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 688 Lawrence St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOWELL REGIONAL WATER UTILITY serves 120,418 people · EPA ID MA3160000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2017 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 744 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable · Fiber in parts of the area | 2,000 / 2,000 |
| Verizon Fiber · Fixed Wireless | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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