688 Germaine Dr, Galt, CA 95632 Property Records

Sacramento County property record for 688 Germaine Dr, Galt, CA 95632

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,059 sqft · built 1994
Lot Size	0.154 acres (6,700 sqft)
Owner	2 Individual Names on File
Last Sale	$296,000 (Jun 2019)
Tax Bill	$4,352 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Jun 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`150-0580-025-0000`

Property Details

APN / Parcel Number

Primary APN	`150-0580-025-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,059 sqft Living Area
1st Floor Area	1,059 sqft

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	L-Shape
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	6,700 sqft (0.154 acres)
Garage Area	423 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	688 GERMAINE DR
City	GALT
State	CA
Zip	95632-2176
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1C
Legal Description	VINEYARDS, THE 02, LOT 138
Legal Subdivision	VINEYARDS, THE 02
Legal Lot Number	138
Jurisdiction	SACRAMENTO CA
Township / Civil Division	GALT
Census Block Group	2
Census Block	2001
Census Tract	9501

Owner

688 Germaine Dr is owned and occupied by two individuals who bought it in June 2019.

Source: Sacramento County records, as of September 3, 2026

Owner of Record	2 Individual Names on File
Mailing Address	688 GERMAINE DR, GALT, CA 95632-2176
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 24, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC
Jun 7, 2019	Grant Deed, Transfer · Conventional with PMI BANK OF ENGLAND
Jun 7, 2019	Affidavit of Death, Transfer PLACER TITLE COMPANY, PLACER TITLE CO.

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 7, 2019 · Amount on File
Deed Sale	Jun 7, 2019 · Amount on File
Prior Sale	Aug 19, 2011 · Amount on File
Deed Book / Page	20190607 / 1360
Prior Transfer Date	Apr 11, 2006
Prior Transfer Doc	0000000093
Record Updated	Oct 29, 2026

September 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SACRAMENTO CA
Recording Date	Sep 24, 2021
Property Address	688 GERMAINE DR, GALT, CA 95632-2176
Document Number	2021092400626
Map Reference	MB 221 MAP 16
Instrument Date	Sep 17, 2021
Instrument	2021092400626
Transaction Type	Transfer
Record Updated	Oct 7, 2021
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	688 GERMAINE DR, GALT, CA 95632-2176

Mortgage

Document Number	2021092400627
Date	Sep 24, 2021
Instrument	2021092400627

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

June 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Jun 7, 2019
Property Address	688 GERMAINE DR, GALT, CA 95632-2176
Document Number	1906071360
Instrument Date	Jun 6, 2019
Instrument	1906071360
Transaction Type	Transfer
Record Updated	Jun 19, 2019
Title Company	PLACER TITLE COMPANY, PLACER TITLE CO.

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$325.60
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	688 GERMAINE DR GALT CA 956322176, GALT, CA 95632-2176

Mortgage

Document Number	1906071361
Date	Jun 7, 2019
Instrument	1906071361

Lender

Name	BANK OF ENGLAND
Type	Bank
Address	LITTLE ROCK, AR 72201

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jun 6, 2049

June 2019: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SACRAMENTO CA
Recording Date	Jun 7, 2019
Property Address	688 GERMAINE DR, GALT, CA 95632-2176
Document Number	1906071359
Instrument Date	Jun 6, 2019
Instrument	1906071359
Transaction Type	Transfer
Record Updated	Jun 19, 2019
Title Company	PLACER TITLE COMPANY, PLACER TITLE CO.

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	846 CLAYBURY CT GALT CA 956323400, GALT, CA 95632-3400

Tax Assessment & Valuation

The 2025 property tax bill for 688 Germaine Dr was $4,352, up 4.4% from the year before.

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Galt City
Elementary School District	Galt Joint Union Elementary School District (KG - 08)
Secondary School District	Galt Joint Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$382,868 (+2%) Land $124,335 Building $258,533
2025	$4,352.00 (+4.44%)	$375,362 Land $121,898 Building $253,464
2024	$4,167.00 (-3.94%)
2023	$4,338.00 (+3.93%)	$360,788 Land $117,165 Building $243,623
2022	$4,174.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 688 Germaine Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 688 Germaine Dr is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 79% of California
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GALT serves 26,536 people · EPA ID CA3410011
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 413 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	1,000 / 1,000
Softcom Internet Communications Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
DigitalPath Fixed Wireless	200 / 20
Cal.net Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks, Matrix Broadband.

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