688 Francis Dr, Lafayette, CA 94549 Property Records

Contra Costa County property record for 688 Francis Dr, Lafayette, CA 94549

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,025 sqft · built 1966
Lot Size	0.22 acres (9,600 sqft)
Owner	Company Name on Record
Last Sale	$1,430,000 (Apr 2021)
Tax Bill	$7,798 (2025)
Deeds & Mortgages	May 2017 Second Mortgage Apr 2021 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`164-322-004-7`

Property Details

APN / Parcel Number

Primary APN	`164-322-004-7`
Alternative APN	`164-322-004`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,025 sqft Living Area
1st Floor Area	1,209 sqft
2nd Floor Area	816 sqft

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1986
Lot Area	9,600 sqft (0.22 acres)
Garage Type	Attached
Garage Area	495 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	688 FRANCIS DR
City	LAFAYETTE
State	CA
Zip	94549-1726
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10
Legal Description	TRACT 3543 19
Legal Subdivision	SUBDIVISION 3543
Legal Tract	3543
Legal Lot Number	19
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	3
Census Block	3005
Census Tract	347000

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	688 FRANCIS DR, LAFAYETTE, CA 94549-1726
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
May 8, 2017	Deed of Trust, Mortgage · Stand-Alone Second Mortgage PATELCO CU
Apr 30, 2021	Grant Deed, Transfer FIDELITY NATIONAL TITLE CO
Mar 10, 2020	Quit Claim Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE CO
Mar 10, 2020	Quit Claim Deed, Transfer QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 30, 2021 · Amount on Record
Deed Sale	Apr 30, 2021 · Amount on Record
Prior Sale	Nov 13, 2009 · Amount on Record
Deed Document Number	2021130188
Prior Transfer Date	Mar 5, 2020
Prior Transfer Doc	0000045749
Record Updated	Oct 29, 2026

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	688 FRANCIS DR, LAFAYETTE, CA 94549-1726
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	PLACER TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000079475
Date	May 8, 2017
Instrument	2017-079475

Lender

Name	PATELCO CU
Type	Credit Union
Address	PLEASANTON, CA 94588

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jun 1, 2032

April 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Apr 30, 2021
Property Address	688 FRANCIS DR, LAFAYETTE, CA 94549-1726
Document Number	0000130188
Map Reference	MB 113 PG 31
Instrument Date	Apr 14, 2021
Instrument	2021-130188
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	688 FRANCIS DR, LAFAYETTE, CA 94549-1726

March 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Mar 10, 2020
Property Address	688 FRANCIS DR, LAFAYETTE, CA 94549-1726
Document Number	0000045749
Instrument Date	Mar 5, 2020
Instrument	45749
Transaction Type	Transfer
Record Updated	Mar 18, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	688 FRANCIS DR LAFAYETTE CA 945491726, LAFAYETTE, CA 94549-1726

March 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Mar 10, 2020
Property Address	688 FRANCIS DR, LAFAYETTE, CA 94549-1726
Document Number	0000045747
Instrument Date	Mar 5, 2020
Instrument	45747
Transaction Type	Transfer
Record Updated	Mar 18, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	688 FRANCIS DR LAFAYETTE CA 945491726, LAFAYETTE, CA 94549-1726

Mortgage

Document Number	45748
Date	Mar 10, 2020
Instrument	45748

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount Recorded
Term	240 Months
Due	Mar 9, 2040

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Unified School District	Martinez Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$615,531 (+2%) Land $386,427 Building $229,104
2025	$7,798.00 (+6.6%) Homeowner's exemption	$603,462 (+4.04%) Land $378,850 Building $224,612
2023	$7,315.00 (+1.72%) Homeowner's exemption	$580,031 Land $364,140 Building $215,891
2022	$7,191.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2000–2002)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Dec 2002 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 70% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 548 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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