688 E Bridge St, Elkader, IA 52043 Property Records

Clayton County property record for 688 E Bridge St, Elkader, IA 52043

Property Summary

Property TypeRestaurant
Details900 sqft · built 2004
Lot Size0.551 acres (23,993 sqft)
OwnerCompany Name on Record
Last Sale$120,000 (Apr 2024)
Tax Bill$2,374 (2025)
Deeds & MortgagesApr 2024 Mortgage
Mar 2021 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN2523256006

Property Details

APN / Parcel Number

Primary APN2523256006

Interior

Stories1 Story
Building Area900 sqft Gross Area
1st Floor Area900 sqft

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Exterior MaterialMetal
Construction TypeFrame
Roof MaterialMetal
Lot Area23,993 sqft (0.551 acres)

Exterior Amenities

PorchSlab
Deck AreaDeck Area
Patio Area2 sqft
Canopy420 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Water SourceCommercial

Location & Zoning

Street Address688 E BRIDGE ST
CityELKADER
StateIA
Zip52043-9041
Property CategoryCommercial
Property TypeCommercial > Retail > Restaurant
Legal DescriptionLOT 6 STAHR ADDITION
Legal SubdivisionSTAHR ADD
Legal Lot Number6
JurisdictionCLAYTON IA
Township / Civil DivisionBOARDMAN
Census Block Group3
Census Block3018
Census Tract70300

Owner

Source: Clayton County records, as of September 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address18072 DRUMLIN RD, ELKADER, IA 52043-8082
Owner TypeCompany
VestingLimited Liability Partnership

Deeds, Mortgages & Sale History

DateDocument
Apr 18, 2024Deed of Trust, Mortgage · Stand-Alone First Mortgage
FIDELITY BANK & TRUST
Mar 4, 2021Deed of Trust, Mortgage · Conventional Mortgage
FREEDOMBANK
Feb 11, 2021Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 15, 2024 · Amount on Record
Deed SaleApr 15, 2024 · Amount on Record
Deed Document Number2024888
Prior Transfer DateJan 22, 2021
Prior Transfer Doc2021R00636
Record UpdatedOct 29, 2026

April 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLAYTON IA
Property Address688 E BRIDGE ST, ELKADER, IA 52043
Transaction TypeMortgage
Record UpdatedMay 6, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address18072 DRUMLIN RD, ELKADER, IA 52043-8082

Mortgage

Document Number2024R00904
DateApr 18, 2024
Instrument2024R00904
Lender
NameFIDELITY BANK & TRUST
TypeBank
AddressPOSTVILLE, IA 52162
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLAYTON IA
Property Address688 E BRIDGE ST, ELKADER, IA 52043
Transaction TypeMortgage
Record UpdatedJul 7, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2021R00917
DateMar 4, 2021
Instrument2021R00917
Lender
NameFREEDOMBANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term72 Months
DueMar 15, 2027
Interest
Rate TypeFixed Rate

February 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCLAYTON IA
Recording DateFeb 11, 2021
Property Address688 E BRIDGE ST, ELKADER, IA 52043
Document Number2021R00636
Map ReferencePB 24 PG 86
Instrument DateJan 22, 2021
Instrument2021R00636
Transaction TypeTransfer
Record UpdatedJun 30, 2021

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address504 OAK ST NE, ELKADER, IA 52043-9053

Tax Assessment & Valuation

Source: Clayton County assessment roll, as of November 3, 2025

Property Jurisdictions

TypeName
StateIowa
CountyClayton County
MunicipalityElkader City
Unified School DistrictCentral Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,374.00 (-3.02%)$107,936 (+10.23%) Land $43,667 Building $64,269$107,936 (+10.23%) Land $43,667 Building $64,269
2024$2,448.00 (+2.34%)
2023$97,918 Land $39,588 Building $58,330$97,918 Land $39,588 Building $58,330
2022$2,392.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims2 (1991–2008)
Most Recent ClaimJun 2008 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 49% of Iowa
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemELKADER MUNI WATER DEPT
serves 1,219 people · EPA ID IA2223011
Water SourceGroundwater
Last State InspectionOct 2025
Lead5 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mediacom Xtream
Cable
1,000 / 50
Alpine Communications
Fiber
500 / 500

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