688 D St, Lincoln, CA 95648 Property Records

Placer County property record for 688 D St, Lincoln, CA 95648

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,344 sqft · built 1940
Lot Size	0.149 acres (6,500 sqft)
Owner	Individual Name on File
Last Sale	$315,000 (Jun 2018)
Tax Bill	$3,992 (2025)
Deeds & Mortgages	Dec 2025 Second Mortgage May 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`008-163-001-000`

Property Details

APN / Parcel Number

Primary APN	`008-163-001-000`
Alternative APN	`008-163-001`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,344 sqft Living Area

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Architectural Style	Bungalow
Construction Type	Frame
Lot Area	6,500 sqft (0.149 acres)
Garage Area	240 sqft
Parking Spaces	1 Parking Space
Pool Type	In-Ground Pool

Location & Zoning

Street Address	688 D ST
City	LINCOLN
State	CA
Zip	95648-1948
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1 BLK 27
Legal Subdivision	LINCOLN
Legal Block	27
Legal Lot Number	1
Jurisdiction	PLACER CA
Township / Civil Division	LINCOLN
Census Block Group	1
Census Block	1012
Census Tract	21401

Owner

688 D St is owned and occupied by an individual who bought it in June 2018.

Source: Placer County records, as of July 13, 2026

Owner of Record	Individual Name on File
Mailing Address	688 D ST, LINCOLN, CA 95648-1948
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 16, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC
May 20, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Nov 13, 2019	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Jun 6, 2018	Grant Deed, Transfer · FHA Mortgage LAND-HOME FINANCIAL SERVICES

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 6, 2018 · Amount on File
Deed Sale	Jun 6, 2018 · Amount on File
Deed Document Number	201840465
Prior Transfer Date	May 24, 1996
Prior Transfer Doc	0000032994
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	688 D ST, LINCOLN, CA 95648-1948
Transaction Type	Mortgage
Record Updated	Jan 1, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	688 D ST, LINCOLN, CA 95648-1948

Mortgage

Document Number	0000070565
Date	Dec 16, 2025
Instrument	2025-0070565

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jan 1, 2041

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	688 D ST, LINCOLN, CA 95648-1948
Transaction Type	Mortgage
Record Updated	Jul 11, 2023
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	688 D ST, LINCOLN, CA 95648-1948

Mortgage

Document Number	0000067805
Date	May 20, 2021
Instrument	2021-0067805

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	356 Months
Due	Jan 1, 2051

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	688 D ST, LINCOLN, CA 95648-1948
Transaction Type	Mortgage
Record Updated	Jul 21, 2022
Title Company	TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000091023
Date	Nov 13, 2019
Instrument	2019-0091023

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2049

June 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	PLACER CA
Recording Date	Jun 6, 2018
Property Address	688 D ST, LINCOLN, CA 95648-1948
Document Number	0000040465
Instrument Date	Jun 5, 2018
Instrument	2018-0040465
Transaction Type	Transfer
Record Updated	Jul 21, 2022
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	688 D ST, LINCOLN, CA 95648-1948

Mortgage

Document Number	0000040466
Date	Jun 6, 2018
Instrument	2018-0040466

Lender

Name	LAND-HOME FINANCIAL SERVICES
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 688 D St was $3,992 with a homeowner's exemption, up 1% from the year before.

Source: Placer County assessment roll, as of July 13, 2026

Property Jurisdictions

Type	Name
State	California
County	Placer County
Municipality	Lincoln City
Unified School District	Western Placer Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$395,139 (+2%) Land $110,252 Building $284,887
2025	$3,992.00 (+1.04%) Homeowner's exemption	$387,392 Land $108,091 Building $279,301
2024	$3,951.00 (+1.39%)
2023	$3,897.00 (+1.54%) Homeowner's exemption	$372,351 (+2%) Land $103,895 Building $268,456
2022	$3,838.00 Homeowner's exemption	$365,051 Land $101,858 Building $263,193

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 688 D St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1993.

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (1993–1995)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jan 1995 · Severe Winter Storms, Flooding, Landslides, Mud Flows

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 688 D St is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 79% of California
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LINCOLN serves 56,268 people · EPA ID CA3110004
Water Source	Purchased surface water from PLACER CWA - FOOTHILL
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 266 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Zeta Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Corridor Wireless Fixed Wireless	100 / 100
Cal.net Fixed Wireless	100 / 20

May also be available: Fidium Fiber.

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