688 Charles Dr, Melbourne, FL 32935 Property Records

Brevard County property record for 688 Charles Dr, Melbourne, FL 32935

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,181 sqft · built 1957
Lot Size	0.32 acres (13,939 sqft)
Owner	Individual Name on File
Last Sale	$300,000 (Aug 2022)
Tax Bill	$4,001 (2025)
Deeds & Mortgages	Aug 2022 Sale & Mortgage Dec 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`27-37-28-02-N-12`

Property Details

APN / Parcel Number

Primary APN	`27-37-28-02-N-12`
Alternative APNs	`27-37-28-02-0000N.0-0012.00` `2728627`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,181 sqft Living Area
Gross Area	1,591 sqft
1st Floor Area	1,181 sqft

Exterior

Year Built	Built 1957
Effective Year Built	Effective 2013
Exterior Material	Other
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	13,939 sqft (0.32 acres)
Lot Dimensions	113 ft deep x 122 ft wide
Garage Type	Attached
Garage Area	325 sqft
Porch	Finished/Open Porch
Porch Area	85 sqft
Patio Area	197 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2728627
Street Address	688 CHARLES DR
City	MELBOURNE
State	FL
Zip	32935-6409
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1AA
Legal Description	ALMAR SUBD SEC B LOT 12 BLK N
Legal Range	37E
Legal Township	27S
Legal Section	28
Legal Subdivision	ALMAR SUBD SEC B
Legal Block	N
Legal Lot Number	12
Jurisdiction	BREVARD FL
Township / Civil Division	MELBOURNE
Census Block Group	2
Census Block	2012
Census Tract	64201

Owner

688 Charles Dr is owned and occupied by an individual who bought it in August 2022.

Source: Brevard County records, as of August 31, 2026

Owner of Record	Individual Name on File
Mailing Address	688 CHARLES DR, MELBOURNE, FL 32935-6409
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 2, 2022	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Dec 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage CALIBER HOME LOANS INC
Aug 2, 2019	Warranty Deed, Transfer · Conventional Mortgage MORTGAGE FIRM
Jan 11, 2019	Warranty Deed, Transfer ALLIANCE TITLE TREASURE COAST

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 2, 2022 · Amount on File
Deed Sale	Aug 2, 2022 · Amount on File
Prior Sale	Aug 2, 2019 · Amount on File
Deed Document Number	2022189750
Deed Book / Page	9575 / 896
Record Updated	Oct 29, 2026

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BREVARD FL
Recording Date	Aug 2, 2022
Property Address	688 CHARLES DR, MELBOURNE, FL 32935-6409
Document Number	0095750896
Book / Page	9575 / 896
Map Reference	MB 11 PG 97
Instrument Date	Jul 26, 2022
Instrument	2022189750
Transaction Type	Transfer
Record Updated	Aug 16, 2022
Title Company	PRESTIGE TITLE/BREVARD LLC, PRESTIGE TTL OF BREVARD LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,100.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	688 OAK RIDGE DR, 688, INDIALANTIC, FL 32903-4607

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	688 CHARLES DR, MELBOURNE, FL 32935-6409

Mortgage

Document Number	0009575897
Date	Aug 2, 2022
Instrument	9575/897

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2052

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BREVARD FL
Property Address	688 CHARLES DR, MELBOURNE, FL 32935-6409
Transaction Type	Mortgage
Record Updated	Dec 23, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	688 CHARLES DR, MELBOURNE, FL 32935-6409

Mortgage

Document Number	0093512260
Date	Dec 9, 2021
Book Page	9351/2260
Instrument	2021320855

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BREVARD FL
Recording Date	Aug 2, 2019
Property Address	688 CHARLES DR, MELBOURNE, FL 32935-6409
Document Number	0085042359
Book / Page	008504 / 002359
Instrument Date	Jul 22, 2019
Instrument	169457
Transaction Type	Transfer
Record Updated	Aug 29, 2019
Title Company	PRESTIGE TITLE/BREVARD LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,302.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	668 RIDGE OAK DR INDIALANTIC FL 32903, INDIALANTIC, FL 32903

Mortgage

Document Number	85042360
Date	Aug 2, 2019
Book Page	008504/002360
Instrument	169458

Lender

Name	MORTGAGE FIRM
Type	Mortgage Company
Address	ALTAMONTE SPRING, FL 32714

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2049

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BREVARD FL
Recording Date	Jan 11, 2019
Property Address	688 CHARLES DR, MELBOURNE, FL 32935-6409
Document Number	0083462521
Book / Page	008346 / 002521
Instrument Date	Jan 11, 2019
Instrument	7625
Transaction Type	Transfer
Record Updated	Jan 25, 2019
Title Company	ALLIANCE TITLE TREASURE COAST

Transaction

Amount	Amount on Record
Tax	$210.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	688 CHARLES DR MELBOURNE FL 329356409, MELBOURNE, FL 32935-6409

Tax Assessment & Valuation

The 2025 property tax bill for 688 Charles Dr was $4,001 with a homeowner's exemption.

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Brevard County
Municipality	Melbourne City
Unified School District	Brevard County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$225,490 (-13.71%)	$225,490 (-13.79%)
2025	$4,001.00 Homeowner's exemption	$261,310	$261,570 Land $115,500 Building $146,070
2023	$3,701.00 (+3.61%) Homeowner's exemption	$246,560 (+6.4%) Land $99,000 Building $147,560	$246,560 (+6.4%) Land $99,000 Building $147,560
2022	$3,572.00	$231,720 Land $88,000 Building $143,720	$231,720 Land $88,000 Building $143,720

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 688 Charles Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	2 (1999–2008)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Aug 2008 · Tropical Storm Fay

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 688 Charles Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MELBOURNE serves 167,753 people · EPA ID FL3051447
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 202 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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