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688 Caney Fork Rd, Cullowhee, NC 28723 Property Records

Jackson County property record for 688 Caney Fork Rd, Cullowhee, NC 28723

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,968 sqft · built 1974
Lot Size12 acres (524,462 sqft)
OwnerIndividual Name on File
Last Sale$605,000 (Nov 2023)
Tax Bill$1,198 (2023)
Deeds & MortgagesJan 2026 Mortgage
Nov 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN7569-41-5282

Property Details

APN / Parcel Number

Primary APN7569-41-5282
Alternative APN
  • 33717

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories2 Stories
Building Area2,968 sqft Heated Area
1st Floor Area1,260 sqft
Upper Floors Area448 sqft
Basement Area1,260 sqft
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1974
Effective Year BuiltEffective 1984
Exterior MaterialWood
Roof TypeGable
Roof MaterialAsphalt
Lot Area524,462 sqft (12 acres)
Deck Area168 sqft
Patio Area1,012 sqft
Storage Building768 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemBaseboard
Heating FuelElectric

Location & Zoning

Account Number33717
Street Address688 CANEY FORK RD
CityCULLOWHEE
StateNC
Zip28723-8041
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCANEY FORK RD
Legal Township05
JurisdictionJACKSON NC
Township / Civil DivisionCANEY FORK
Census Block Group2
Census Block2029
Census Tract950700

Owner

Source: Jackson County assessment roll, as of January 1, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address10025 NE 5TH AVE, MIAMI SHORES, FL 33138-2442
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 20, 2026Deed of Trust, Mortgage · Conventional Mortgage
RABUN COUNTY BANK
Nov 13, 2023Warranty Deed, Transfer · Conventional Mortgage
HOMESTAR FINANCIAL CORP

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleNov 13, 2023 · Amount on Record
Deed SaleNov 13, 2023 · Amount on Record
Deed Document Number0023661355
Deed Book / Page2366 / 1355
Record UpdatedJun 7, 2026

January 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJACKSON NC
Property Address688 CANEY FORK RD, CULLOWHEE, NC 28723-8041
Transaction TypeMortgage
Record UpdatedJan 29, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address10025 NE 5TH AVE, MIAMI SHORES, FL 33138-2442

Mortgage

Document Number0024121734
DateJan 20, 2026
Book Page2412/1734
Lender
NameRABUN COUNTY BANK
TypeBank
Address121 RICKMAN ST, CLAYTON, GA 30525
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2056

November 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionJACKSON NC
Recording DateNov 13, 2023
Property Address688 CANEY FORK RD, CULLOWHEE, NC 28723-8041
Document Number0023661355
Book / Page2366 / 1355
Map ReferenceMB 685 PG 16
Instrument DateOct 30, 2023
Transaction TypeTransfer
Record UpdatedDec 4, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,210.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address10025 NE 5TH AVE, MIAMI SHORES, FL 33138-2442

Mortgage

Document Number0023661358
DateNov 13, 2023
Instrument2366///1358
Lender
NameHOMESTAR FINANCIAL CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2053

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of January 1, 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyJackson County
Unified School DistrictJackson County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2023$1,198.00$315,510 Land $89,640 Building $225,870

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 10 policies
Nearby Flood Policies10 in force
Nearby Flood Claims5 (1998–2024)
Most Recent ClaimSep 2024 · Tropical Storm Helene
Claims by Event
  • Tropical Storm Helene, Sep 2024 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 55% of the US · above 77% of North Carolina
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation at the parcel

Internet Providers

Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite		280 / 30
Sky Fi
Fixed Wireless		25 / 5

May also be available: Frontier.

Cell Coverage

5G and 4G LTE (outdoors only)

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