688 Bear Swamp Rd, Ashfield, MA 01330 Property Records

Franklin County and Ashfield Town property record for 688 Bear Swamp Rd, Ashfield, MA 01330

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 3,800 sqft · built 1990
Lot Size	2.01 acres (87,556 sqft)
Owner	Individual Name on File
Last Sale	$635,000 (Oct 2025)
Tax Bill	$7,290 (2025)
Deeds & Mortgages	Feb 2021 Refinance Oct 2025 Sale & Mortgage + 1 more
APN	`ASHF M:0006 B:0000 L:61A`

Property Details

APN / Parcel Number

Primary APN	`ASHF M:0006 B:0000 L:61A`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	3,800 sqft Living Area
Gross Area	6,150 sqft
Basement Area	1,741 sqft
Unfinished Basement	1,254 sqft

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Contemporary
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Hip
Roof Material	Metal
Lot Area	87,556 sqft (2.01 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	688 BEAR SWAMP RD
City	ASHFIELD
State	MA
Zip	01330-9701
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Lot Number	61A
Jurisdiction	ASHFIELD MA
Township / Civil Division	ASHFIELD
Census Block Group	2
Census Block	2005
Census Tract	41501

Owner

688 Bear Swamp Rd is owned and occupied by an individual who bought it in October 2025.

Source: Franklin County and Ashfield Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	688 BEAR SWAMP RD, ASHFIELD, MA 01330-9701
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
Feb 23, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance GREENFIELD COOPERATIVE BANK
Oct 10, 2025	Quit Claim Deed, Transfer · Conventional Mortgage GREENFIELD SAVINGS BANK
Aug 4, 2017	Quit Claim Deed, Transfer · Commercial Mortgage GREENFIELD CP BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 10, 2025 · Amount on File
Deed Sale	Oct 10, 2025 · Amount on File
Prior Sale	Aug 4, 2017 · Amount on File
Deed Book / Page	8549 / 28
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ASHFIELD MA
Property Address	688 BEAR SWAMP RD, ASHFIELD, MA 01330-9701
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007711-41
Date	Feb 23, 2021
Book Page	7711/41
Instrument	2162

Lender

Name	GREENFIELD COOPERATIVE BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	61 Months
Due	Mar 1, 2026

October 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ASHFIELD MA
Recording Date	Oct 10, 2025
Property Address	688 BEAR SWAMP RD, ASHFIELD, MA 01330-9701
Document Number	0008549-28
Book / Page	8549 / 28
Instrument Date	Oct 10, 2025
Instrument	9271
Transaction Type	Transfer
Record Updated	Mar 13, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	688 BEAR SWAMP RD, ASHFIELD, MA 01330-9701

Mortgage

Document Number	0000009272
Date	Oct 10, 2025
Instrument	9272

Lender

Name	GREENFIELD SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	5.5%
Type Change Date	Nov 1, 2035
Index	1-Year CMT
Margin	3

August 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ASHFIELD MA
Recording Date	Aug 4, 2017
Property Address	688 BEAR SWAMP RD, ASHFIELD, MA 01330-9701
Document Number	7072-323
Book / Page	7072 / 323
Instrument	8407
Transaction Type	Transfer
Record Updated	May 11, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	688 BEAR SWAMP RD, ASHFIELD, MA 01330-9701

Mortgage

Document Number	70720328
Date	Aug 4, 2017
Instrument	07072/0328

Lender

Name	GREENFIELD CP BK

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 4, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 688 Bear Swamp Rd was $7,290, down 0.4% from the year before.

Source: Franklin County and Ashfield Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Franklin County
County Subdivision	Ashfield Town
Unified School District	Mohawk Trail School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,290.00 (-0.42%)	$541,600 (+8.08%) Land $87,200 Building $454,400	$607,997 (+1.94%)
2024	$7,321.00 (-2.44%)	$501,100 (+17.6%) Land $87,200 Building $413,900	$596,410
2023	$7,504.00	$426,100 Land $69,800 Building $356,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 688 Bear Swamp Rd; there have been 2 flood claims nearby since 2011.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Claims	2 (2011)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Aug 2011 · Tropical Storm Irene
Claims by Event	Tropical Storm Irene, Aug 2011 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 688 Bear Swamp Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Whip City Fiber Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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