688 22nd St, Avalon, NJ 08202 Property Records

Cape May County and Avalon Borough property record for 688 22nd St, Avalon, NJ 08202

Property Summary

Property Type	Single Family Home
Details	5,245 sqft · built 2006
Lot Size	0.179 acres (7,802 sqft)
Owner	2 Individual Names on File
Last Sale	$700,000 (Oct 2005)
Tax Bill	$18,672 (2024)
Deeds & Mortgages	Oct 2020 Mortgage
Flood Zone	Zone AE (high risk)
APN	`12/16`

Property Details

APN / Parcel Number

Primary APN	`12/16`
Alternative APNs	`01-00022-08-00108-02` `01000220008001080002`

Interior

Stories	3 Stories
Building Area	5,245 sqft Living Area

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Construction Type	Frame
Lot Area	7,802 sqft (0.179 acres)
Lot Dimensions	130 ft deep x 60 ft wide

Location & Zoning

Account Number	12/16
Street Address	688 22ND ST
City	AVALON
State	NJ
Zip	08202-2123
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2B
Legal Description	110,112,117.02
Legal Block	22.8
Legal Lot Number	108.2
Jurisdiction	CAPE MAY NJ
Township / Civil Division	AVALON
Census Block Group	2
Census Block	2010
Census Tract	20902

Owner

688 22nd St is owned and occupied by two individuals who bought it in October 2005.

Source: Cape May County and Avalon Borough records, as of June 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	688 22ND ST, AVALON, NJ 08202-2123
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 27, 2005 · Amount on File
Deed Sale	Oct 27, 2005 · Amount on File
Deed Document Number	200573
Deed Book / Page	3194 / 763
Record Updated	Sep 20, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAPE MAY NJ
Property Address	688 22ND ST, AVALON, NJ 08202-2123
Document Number	0062570961
Instrument Date	Oct 5, 2020
Transaction Type	Mortgage
Record Updated	Oct 29, 2020
Title Company	SHORE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	694 22ND ST AVALON NJ 082022123, AVALON, NJ 08202-2123

Mortgage

Document Number	0062570961
Date	Oct 16, 2020
Book Page	006257/000961
Instrument	35009

Lender

Name	BENCHMARK FCU
Type	Credit Union
Address	WEST CHESTER, PA 19380

Agreement

Amount	Amount on Record
Term	360 Months
Due	Oct 15, 2050

Tax Assessment & Valuation

Source: Cape May County and Avalon Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Cape May County
Municipality	Avalon Borough
Unified School District	Avalon Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$3,041,100 (-) Land $1,850,000 Building $1,191,100	$3,041,100 (-) Land $1,850,000 Building $1,191,100
2025		$3,041,100 Land $1,850,000 Building $1,191,100	$3,041,100 Land $1,850,000 Building $1,191,100
2024	$18,672.00
2023		$3,041,100 Land $1,850,000 Building $1,191,100	$3,041,100 Land $1,850,000 Building $1,191,100
2022	$17,273.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 688 22nd St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective October 4, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 692 individual policies
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	1,308 units insured incl. 616 condo units
Nearby Flood Claims	932 (1979–2026)
Claims Outside the SFHA	3 of 932
Most Recent Claim	Feb 2026 · tidal / storm surge
Claims by Event	Hurricane Sandy, Nov 2012 · 439 claims Severe Coastal Storm, Jan 1992 · 53 claims Coastal Storms & Flooding, Mar 1984 · 70 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 688 22nd St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AVALON WATER AND SEWERAGE UTILITIES serves 39,839 people · EPA ID NJ0501001
Water Source	Groundwater
Last State Inspection	Aug 2024
Also Mapped Here	NJ AMERICAN WATER - CAPE MAY COURT HOUSE
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 583 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20