6879 Joyce Dr, Milton, FL 32570 Property Records

Santa Rosa County property record for 6879 Joyce Dr, Milton, FL 32570

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,902 sqft
Lot Size	0.348 acres (15,159 sqft)
Owner	2 Individual Names on Record
Last Sale	$373,750 (Apr 2026)
Tax Bill	$183 (2024)
Deeds & Mortgages	Apr 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`16-2N-28-0000-00321-0000`

Property Details

APN / Parcel Number

Primary APN	`16-2N-28-0000-00321-0000`
Alternative APN	`N282160000003210000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,902 sqft Living Area
Gross Area	2,994 sqft
1st Floor Area	1,902 sqft

Exterior

Exterior Material	Brick
Construction Type	Wood
Roof Material	Wood Shingle
Lot Area	15,159 sqft (0.348 acres)
Garage Type	Attached
Garage Area	600 sqft
Porch	Finished/Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	6879 JOYCE DR
City	MILTON
State	FL
Zip	32570-6322
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	UPDATED 2024 16-2N-28W: LOT 4 DES AS: COMM AT NE CORN NW4 THN N8821'36W 54.10 FT W R/W S R 87 THN S001'29E 13 45 FT TO S R/W BAYBERRY ST THN N8821'36W 540 FT TO E R/W OF JOYCE RD THN S001'29E 415 FT TO POB THN CONT 103.75 FT THN N88*21'36W 16
Legal Range	28W
Legal Township	2N
Legal Section	16
Legal Lot Number	4
Jurisdiction	SANTA ROSA FL
Township / Civil Division	SKYLINE
Census Block Group	1
Census Block	1026
Census Tract	10506

Owner

Source: Santa Rosa County records, as of May 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5705 REDOAK LN, MILTON, FL 32570-4018
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 16, 2026 · Amount on Record
Deed Sale	Apr 16, 2026 · Amount on Record
Prior Sale	Nov 23, 2004
Deed Document Number	202618827
Deed Book / Page	4732 / 1177
Prior Transfer Date	Sep 8, 2023
Prior Transfer Doc	0000048813
Record Updated	Sep 20, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Apr 16, 2026
Property Address	6879 JOYCE DR, MILTON, FL 32570-6322
Document Number	0000018827
Book / Page	4732 / 1177
Instrument Date	Apr 6, 2026
Instrument	2026.18827
Transaction Type	Transfer
Record Updated	May 7, 2026
Title Company	OMAHA NATIONAL TITLE, OMEGA NATIONAL TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$264,241.25
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5705 REDOAK LN, MILTON, FL 32570-4018

Mortgage

Document Number	0000018828,
Date	Apr 16, 2026
Instrument	2026..18828

Lender

Name	MORTGAGE RESEARCH CTR

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$14,875 (-) Land $14,875	$14,875 (-) Land $14,875
2024	$183.00 (+16.56%)	$14,875 (-) Land $14,875	$14,875 (-) Land $14,875
2023	$157.00 (+2.61%)	$14,875 (-) Land $14,875	$14,875 (-) Land $14,875
2022	$153.00	$14,875	$14,875 Land $14,875

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 30 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	30 in force
Nearby Flood Claims	2 (2014–2020)
Most Recent Claim	Sep 2020 · Hurricane Sally

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 76% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	POINT BAKER WATER SYSTEM, INC. private · serves 11,318 people · EPA ID FL1570540
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 65 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fixed Wireless	1,000 / 50
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20