6879 Co Rd 45, Howard, CO 81233 Property Records

Fremont County property record for 6879 Co Rd 45, Howard, CO 81233

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,376 sqft · built 1895
Lot Size	4.32 acres (188,179 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,610 (2025)
Deeds & Mortgages	Jul 2026 Transfer Aug 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R027127`

Property Details

APN / Parcel Number

Primary APN	`R027127`
Alternative APN	`78003420`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,376 sqft Living Area
Gross Area	1,928 sqft
1st Floor Area	1,376 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1895
Effective Year Built	Effective 1965
Architectural Style	Multi-Level
Exterior Material	Composition/Composite
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	188,179 sqft (4.32 acres)
Garage Type	Attached
Garage Area	552 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	80 sqft
Deck Area	Deck Area
Patio Area	477 sqft

Utilities, Heating & Cooling

Heating System	Space Heater

Location & Zoning

Account Number	R027127
Street Address	6879 COUNTY ROAD 45
City	HOWARD
State	CO
Zip	81233-9674
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BEG AT SE COR SEC 2-48-10; TH N 87 DEG 35W 922.35 FT TO BEG OF THIS TR; TH FROM SD POB S 6 DEG W 301 FT TO THE N R/W FENCE LN OF THE CO RD 407 FT; TH WLY ALG THE SD N R/W FENCE LN OF SD CO RD 407 FT; TH NLY ALG THE E R/W FENCE LN OF THE SAME CO RD 40
Legal Range	10
Legal Township	48
Legal Section	02
Legal Subdivision	M & B OR UNKNOWN
Legal Tract	199
Jurisdiction	FREMONT CO
Township / Civil Division	COTOPAXI
Census Block Group	2
Census Block	2003
Census Tract	979001

Owner

Source: Fremont County records, as of August 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6879 COUNTY ROAD 45, HOWARD, CO 81233-9674
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 16, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Aug 1, 2017	Deed of Trust, Mortgage · VA Mortgage BBMC MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jul 16, 2026
Transfer Doc	0001057242
Record Updated	Sep 20, 2026

July 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FREMONT CO
Recording Date	Jul 16, 2026
Property Address	6879 COUNTY ROAD 45, HOWARD, CO 81233-9674
Document Number	0001057242
Instrument Date	Jul 16, 2026
Instrument	20261057242
Transaction Type	Transfer
Record Updated	Aug 31, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6879 COUNTY ROAD 45, HOWARD, CO 81233-9674

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREMONT CO
Property Address	6879 COUNTY ROAD 45, HOWARD, CO 81233-9674
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000952839
Date	Aug 1, 2017
Instrument	952839

Lender

Name	BBMC MORTGAGE LLC
Type	Government Agency
Address	LOMBARD, IL 60148

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2047

Tax Assessment & Valuation

Source: Fremont County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Fremont County
Unified School District	Fremont RE-3 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,610.00 (+42.35%)	$30,653 (-0.49%)	$490,454 (+6.67%)
2024	$1,131.00 (-1.65%)	$30,805 (+35.23%)
2023	$1,150.00 (+5.41%)	$22,779 (+0.09%)	$459,786 (+40.41%)
2022	$1,091.00	$22,759	$327,460

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 23, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 60% of the US · above 47% of Colorado
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Hilltop Broadband Fixed Wireless	50 / 15
CenturyLink DSL	40 / 3

Cell Coverage

5G (outdoors only) and 4G LTE

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