6878 Dove Ln, Waterloo, IL 62298 Property Records

Monroe County property record for 6878 Dove Ln, Waterloo, IL 62298

Property Summary

Property Type	Mobile Home
Details	3 bd · 3 ba · 1,404 sqft · built 1995
Lot Size	5 acres (217,800 sqft)
Owner	2 Individual Names on Record
Last Sale	$305,000 (Sep 2023)
Tax Bill	$5,323 (2025)
Deeds & Mortgages	Sep 2023 Sale & Mortgage May 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08-27-400-012-000`

Property Details

APN / Parcel Number

Primary APN	`08-27-400-012-000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Building Area	1,404 sqft Living Area
1st Floor Area	1,404 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Mobile Home
Lot Area	217,800 sqft (5 acres)
Garage Area	1,140 sqft

Exterior Amenities

Porch	Slab
Porch Area	819 sqft
Patio Area	1,280 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	6878 DOVE LN
City	WATERLOO
State	IL
Zip	62298-2650
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	MA1
Legal Description	PART W/2 SE
Legal Range	09W
Legal Township	02S
Legal Section	27
Jurisdiction	MONROE IL
Township / Civil Division	7
Census Block Group	2
Census Block	2014
Census Tract	600401

Owner

Source: Monroe County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6878 DOVE LN, WATERLOO, IL 62298-2650
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 13, 2023	Joint Tenancy Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC
May 31, 2017	Deed of Trust, Mortgage · ARM MIDLAND STATES BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 13, 2023 · Amount on Record
Deed Sale	Sep 13, 2023 · Amount on Record
Deed Document Number	2023430516
Record Updated	Oct 29, 2026

September 2023: Joint Tenancy Deed, Transfer

Document Type	Joint Tenancy Deed
Jurisdiction	MONROE IL
Recording Date	Sep 13, 2023
Property Address	6878 DOVE LN, WATERLOO, IL 62298-2650
Document Number	0000430516
Instrument Date	Sep 8, 2023
Instrument	430516
Transaction Type	Transfer
Record Updated	Oct 11, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$457.50
Amount Accuracy	Rounded by County
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6878 DOVE LN, WATERLOO, IL 62298-2650

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6878 DOVE LN, WATERLOO, IL 62298-2650

Mortgage

Document Number	0000430517
Date	Sep 13, 2023
Instrument	430517

Lender

Name	GUARANTEED RATE INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2053

Interest

Rate Type	Fixed Rate
Rate	7.38%

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IL
Property Address	6878 DOVE LN, WATERLOO, IL 62298-2650
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ACCENT TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000390112
Date	May 31, 2017
Instrument	390112

Lender

Name	MIDLAND STATES BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	264 Months
Due	Jun 1, 2039

Interest

Rate Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Type Change Date	Jun 1, 2024
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	9.62%
Index	1-Year LIBOR

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Monroe County
Unified School District	Waterloo Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,323.00 (+7.51%) Homeowner's exemption	$99,210 (+48.32%) Land $23,620 Building $75,590	$297,630 (+48.32%) Land $70,860 Building $226,770
2024	$4,951.00 (+29.07%)
2022	$3,836.00 Additional exemption filed	$66,890 (+0.06%) Land $23,620 Building $43,270	$200,670 (+0.06%) Land $70,860 Building $129,810
2021	Additional exemption filed	$66,850 Land $23,620 Building $43,230	$200,550 Land $70,860 Building $129,690

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 18, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 70% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Harrisonville Telephone Company DSL	10 / 1

May also be available: Wisper ISP.

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