6877 W Gate Rd, Roscoe, IL 61073 Property Records

Winnebago County property record for 6877 W Gate Rd, Roscoe, IL 61073

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,695 sqft · built 1960
Lot Size	1.18 acres (51,836 sqft)
Owner	2 Individual Names on File
Last Sale	$91,700 (Jan 2016)
Tax Bill	$6,189 (2025)
Deeds & Mortgages	Jun 2022 Mortgage Jun 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04-27-277-009`

Property Details

APN / Parcel Number

Primary APN	`04-27-277-009`
Alternative APNs	`427277009` `027A039`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,695 sqft Living Area
Basement Area	1,395 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Ranch
Foundation Type	Raised
Lot Area	51,836 sqft
Garage Area	484 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	6877 W GATE RD
City	ROSCOE
State	IL
Zip	61073-9636
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	LYNNHURST SECOND ADDN BNG PT NE1/4 SEC27-46-2 LOT 010
Legal Subdivision	LYNNHURST
Legal Lot Number	010
Jurisdiction	WINNEBAGO IL
Township / Civil Division	ROSCOE
Census Block Group	4
Census Block	4010
Census Tract	3903

Owner

6877 W Gate Rd is owned and occupied by two individuals who bought it in January 2016.

Source: Winnebago County records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	6877 W GATE RD, ROSCOE, IL 61073-9636
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 22, 2022	Deed of Trust, Mortgage · Conventional Mortgage BLACKHAWK BANK
Jun 7, 2021	Warranty Deed, Transfer · Conventional Mortgage BLACKHAWK BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 7, 2016 · Amount on File
Deed Sale	Jan 7, 2016 · Amount on File
Prior Sale	Sep 25, 2006 · Amount on File
Record Updated	Oct 29, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNEBAGO IL
Property Address	6877 W GATE RD, ROSCOE, IL 61073-9636
Transaction Type	Mortgage
Record Updated	Jul 13, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000019614
Date	Jun 22, 2022
Instrument	2219614

Lender

Name	BLACKHAWK BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Jun 22, 2032

Interest

Rate Type	Fixed Rate

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINNEBAGO IL
Recording Date	Jun 7, 2021
Property Address	6877 W GATE RD, ROSCOE, IL 61073-9636
Document Number	0000019741
Map Reference	PB 27 PG 4
Instrument Date	May 24, 2021
Instrument	2119741
Transaction Type	Transfer
Record Updated	May 19, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$367.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	6877 W GATE RD, ROSCOE, IL 61073-9636

Mortgage

Document Number	0000019742
Date	Jun 7, 2021
Instrument	2119742

Lender

Name	BLACKHAWK BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2051

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 6877 W Gate Rd was $6,189 with a homeowner's exemption.

Source: Winnebago County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Winnebago County
County Subdivision	Roscoe Township
Secondary School District	Hononegah Community High School District 207 (09 - 12)
Elementary School District	Kinnikinnick Community Consolidated School District 131 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,189.00	$85,460 Land $25,038 Building $60,422	$256,380 Land $75,114 Building $181,266
2022	Homeowner's exemption	$54,496 Land $18,760 Building $35,736	$163,488 Land $56,280 Building $107,208

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6877 W Gate Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 12, 2023

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 6877 W Gate Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 65% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on W Gate Rd

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