6876 Southern Trace Loop, Leeds, AL 35094 Property Records

Jefferson County property record for 6876 Southern Trace Loop, Leeds, AL 35094

Property Summary

Property TypeSingle Family Home
Details4 bd · 1,573 sqft · built 2024
Lot Size0.357 acres (15,551 sqft)
OwnerIndividual Name on File
Last Sale$310,000 (Sep 2025)
Tax Bill$1,602 (2025)
Deeds & MortgagesDec 2023 Mortgage
Sep 2025 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN24-00-25-4-000-052.000

Property Details

APN / Parcel Number

Primary APN24-00-25-4-000-052.000
Alternative APN
  • 455164

Interior

Bedrooms4 Beds
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms8 Rooms
Stories1 Story
Building Area1,573 sqft Living Area
Gross Area4,298 sqft

Exterior

Year BuiltBuilt 2024
Lot Area15,551 sqft (0.357 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number455164
Street Address6876 SOUTHERN TRACE LOOP
CityLEEDS
StateAL
Zip35094-6612
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionLOT 26 SOUTHERN TRACE SECTOR 5 PB 261 PG 65
Legal SubdivisionSOUTHERN TRACE SECTOR 5
Legal Lot Number26
JurisdictionJEFFERSON AL
Township / Civil DivisionLEEDS
Census Block Group2
Census Block2032
Census Tract12704

Owner

6876 Southern Trace Loop is owned and occupied by an individual who bought it in September 2025.

Source: Jefferson County records, as of December 15, 2025

Owner of RecordIndividual Name on File
Mailing Address6876 SOUTHERN TRACE LOOP, LEEDS, AL 35094-6612
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 1, 2023Deed of Trust, Mortgage · Conventional Mortgage
DHI MORTGAGE
Sep 4, 2025Warranty Deed, Transfer · Conventional Mortgage
FAIRWAY INDEPENDENT MORTGAGE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 4, 2025 · Amount on File
Deed SaleSep 4, 2025 · Amount on File
Deed Document Number2025081635
Record UpdatedJun 8, 2026

December 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJEFFERSON AL
Property Address6876 SOUTHERN TRACE LOOP, LEEDS, AL 35094-6612
Transaction TypeMortgage
Record UpdatedOct 6, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000106372
DateDec 1, 2023
Instrument2023106372
Lender
NameDHI MORTGAGE
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJan 1, 2053

September 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionJEFFERSON AL
Recording DateSep 4, 2025
Property Address6876 SOUTHERN TRACE LOOP, LEEDS, AL 35094-6612
Document Number0000081635
Instrument DateAug 28, 2025
Instrument2025081635
Transaction TypeTransfer
Record UpdatedOct 6, 2025

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address6876 SOUTHERN TRACE LOOP, LEEDS, AL 35094-6612

Mortgage

Document Number0000081636
DateSep 4, 2025
Instrument2025081636
Lender
NameFAIRWAY INDEPENDENT MORTGAGE
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term352 Months
DueJan 1, 2055

Tax Assessment & Valuation

The 2025 property tax bill for 6876 Southern Trace Loop was $1,602 with a homeowner's exemption, up 3.9% from the year before.

Source: Jefferson County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateAlabama
CountyJefferson County
MunicipalityLeeds City
Unified School DistrictLeeds City School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,602.00 (+3.89%) Homeowner's exemption$27,920 (+7.3%)$279,100 (+114.53%) Land $48,000 Building $231,100
2024$1,542.00$26,020$130,100 Land $48,000 Building $82,100

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 6876 Southern Trace Loop in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 13, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6876 Southern Trace Loop is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · lower than 74% of Alabama
Wildfire Likelihood0.05% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLEEDS WATER WORKS BOARD
serves 21,300 people · EPA ID AL0000753
Water SourceGroundwater
Last State InspectionApr 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 250 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Windstream
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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