Polk County property record for 6875 Echo Ln, Lakeland, FL 33813
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,323 sqft · built 2001 |
| Lot Size | 2.34 acres (102,174 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $261,800 (Sep 2004) |
| Tax Bill | $3,176 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage |
| Flood Zone | Zone A (high risk) |
| APN | 23-29-24-141889-000140 |
| Primary APN | 23-29-24-141889-000140 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,323 sqft Living Area |
| Gross Area | 2,895 sqft |
| 1st Floor Area | 2,323 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 102,174 sqft |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 572 sqft |
| Pool Type | Enclosed Pool |
|---|---|
| Pool Area | 336 sqft |
| Porch | Unfinished Open Porch |
| Porch Area | 216 sqft |
| Street Address | 6875 ECHO LN |
|---|---|
| City | LAKELAND |
| State | FL |
| Zip | 33813-4531 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CHRISTINA ESTATES PHASE TWO PB 104 PG 47 LOT 14 |
| Legal Range | 23E |
| Legal Township | 29S |
| Legal Section | 24 |
| Legal Subdivision | CHRISTINA ESTATES PHASE TWO |
| Legal Phase | 2 |
| Legal Tract | 141889 |
| Legal Block | 2 |
| Legal Lot Number | 14 |
| Jurisdiction | POLK FL |
| Township / Civil Division | LAKELAND |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 11835 |
Source: Polk County records, as of September 28, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 6875 ECHO LN, LAKELAND, FL 33813-4531 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 8, 2004 · Amount on Record |
| Deed Sale | Sep 8, 2004 · Amount on Record |
| Prior Sale | Feb 8, 2002 · Amount on Record |
| Deed Document Number | 2004182569 |
| Deed Book / Page | 5913 / 791 |
| Last Transfer Date | Aug 17, 2006 |
| Transfer Doc | 0000099252 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 6875 ECHO LN, LAKELAND, FL 33813-4531 |
| Transaction Type | Mortgage |
| Record Updated | Sep 14, 2021 |
| Name | Verified Name |
|---|---|
| Address | 6875 ECHO LN, LAKELAND, FL 33813-4531 |
| Document Number | 0000053815 |
|---|---|
| Date | Mar 3, 2021 |
| Book Page | 11604/317 |
| Instrument | 2021053815 |
| Name | THIRD FSLA OF CLEVELAND |
|---|---|
| Type | Bank |
| Address | CLEVELAND, OH 44105 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Mar 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.59% |
| Type Change Date | Mar 1, 2024 |
| Change Frequency | Annually |
| Min Rate At Change | 2% |
| Max Rate At Change | 4.59% |
| Index | Prime Rate |
| Max Rate | 8.59% |
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $293,639 (+2.7%) | $445,621 (-1.85%) Land $125,000 Building $320,621 | |
| 2025 | $3,176.00 (-12.41%) Homeowner's exemption | $285,919 (+5.99%) | $454,026 (-0.04%) Land $125,000 Building $329,026 |
| 2023 | $3,626.00 (+3.9%) Homeowner's exemption | $269,768 (+3%) | $454,229 (+3.54%) Land $120,000 Building $334,229 |
| 2022 | $3,490.00 Homeowner's exemption | $261,911 | $438,683 Land $115,000 Building $323,683 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 61 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 61 in force |
| Nearby Flood Claims | 6 (1995–2024) |
| Claims Outside the SFHA | 2 of 6 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 64% of the US · above 40% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 272 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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