6874 Bergstrand Rd, Duluth, MN 55803 Property Records

St. Louis County property record for 6874 Bergstrand Rd, Duluth, MN 55803

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.75 ba · 1,480 sqft · built 1957
Lot Size	7.78 acres (338,897 sqft)
Owner	Individual Name on Record
Tax Bill	$4,172 (2026)
Deeds & Mortgages	Jul 2022 Line of Credit Dec 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`365-0010-01210`

Property Details

APN / Parcel Number

Primary APN	`365-0010-01210`
Alternative APN	`529707`

Interior

Bedrooms	2 Beds
Full Baths	1.75 Baths
Total Rooms	2 Rooms
Stories	1 Story
Building Area	1,480 sqft Gross Area
1st Floor Area	255 sqft
Basement Area	740 sqft
Finished Basement	740 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Frame
Lot Area	338,897 sqft (7.78 acres)
Garage Area	1,098 sqft

Exterior Amenities

Porch	Slab
Porch Area	56 sqft
Deck Area	84 sqft
Cabin	342 sqft
Gazebo	196 sqft
Storage Building	238 sqft
Pole Barn	2,800 sqft
Sauna	Sauna
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Propane

Location & Zoning

Account Number	529707
Street Address	6874 BERGSTRAND RD
City	DULUTH
State	MN
Zip	55803-9453
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SMU
Legal Description	LOT 4 EX S 610 FT AND EX N 345 FT SERIAL #
Legal Range	15W
Legal Township	52N
Legal Section	08
Legal Subdivision	FREDENBERG TOWN OF
Legal Lot Number	4
Jurisdiction	ST LOUIS MN
Township / Civil Division	FREDENBERG
Census Block Group	1
Census Block	1013
Census Tract	10602

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	6874 BERGSTRAND RD, DULUTH, MN 55803-9453
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 11, 2022	Deed of Trust, Mortgage · Line of Credit HERMANTOWN FCU
Dec 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage LEND SMART MTG

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	6874 BERGSTRAND RD, DULUTH, MN 55803-9453
Transaction Type	Mortgage
Record Updated	Aug 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	BERGSTRAND RD, DULUTH, MN 55803

Mortgage

Document Number	0001447153
Date	Jul 11, 2022
Instrument	1447153

Lender

Name	HERMANTOWN FCU
Type	Credit Union
Address	DULUTH, MN 55811

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	299 Months
Due	Jun 22, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	6874 BERGSTRAND RD, DULUTH, MN 55803-9453
Document Number	00A1399487
Instrument Date	Dec 14, 2020
Transaction Type	Mortgage
Record Updated	Jan 11, 2021
Title Company	NORTH SHORE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	6874 BERGSTRAND RD DULUTH MN 558039453, DULUTH, MN 55803-9453

Mortgage

Document Number	00A1399487
Date	Dec 24, 2020
Instrument	A1399487

Lender

Name	LEND SMART MTG
Type	Mortgage Company
Address	SHOREVIEW, MN 55126

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Dec 23, 2035

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
County Subdivision	Fredenberg Township
Unified School District	Hermantown Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,172.00 (-3.83%) Homeowner's exemption
2025	$4,338.00 (+0.88%) Homeowner's exemption	$490,400 (+12.32%) Land $132,900 Building $357,500	$490,400 (+12.32%) Land $132,900 Building $357,500
2024	$4,300.00	$436,600 (+20.24%) Land $130,000 Building $306,600	$436,600 (+20.24%) Land $130,000 Building $306,600
2022		$363,100 Land $124,300 Building $238,800	$363,100 Land $124,300 Building $238,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 82% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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