Scott County property record for 6873 Muddy Ford Rd, Georgetown, KY 40324 · Last verified February 2026
| Property Type | Rural Home |
|---|---|
| Details | 1,568 sqft |
| Lot Size | 16.2 acres (710,028 sqft) |
| Owner | Individual Name on File |
| Last Sale | $450,000 (Jul 2025) |
| Tax Bill | $1,630 (2025) |
| Deeds & Mortgages | Jul 2013 Mortgage Aug 2013 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 202-00-020.000 |
| Primary APN | 202-00-020.000 |
|---|
| Stories | 1 Story |
|---|---|
| Building Area | 1,568 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Exterior Material | Brick |
|---|---|
| Construction Type | Frame |
| Foundation Type | Concrete |
| Lot Area | 710,028 sqft (16.2 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 6873 MUDDY FORD RD |
|---|---|
| City | GEORGETOWN |
| State | KY |
| Zip | 40324-9285 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | FARM |
| Jurisdiction | SCOTT KY |
| Township / Civil Division | SADIEVILLE |
| Census Block Group | 2 |
| Census Block | 2022 |
| Census Tract | 40400 |
Source: Scott County records · APN 202-00-020.000
Assessment roll updated April 1, 2025 · Last verified February 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 6873 MUDDY FORD RD, GEORGETOWN, KY 40324-9285 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 31, 2013 | Deed of Trust, Mortgage · FHA Mortgage PEOPLES EXCHANGE BANK |
| Aug 12, 2013 | Deed of Trust, Mortgage · FHA Mortgage PEOPLES EXCHANGE BANK |
| Sep 01, 2005 | Deed of Trust, Mortgage FIFTH THIRD BANK |
| Jun 04, 2007 | Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK |
| Jul 24, 2025 | Deed, Transfer · Conventional Mortgage US BANK NA |
| Jul 22, 2008 | Deed, Transfer · FHA Mortgage PEOPLES EXCHANGE BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 24, 2025 · Amount on Record |
| Deed Sale | Jul 24, 2025 · Amount on Record |
| Prior Sale | Jul 22, 2008 · Amount on Record |
| Deed Document Number | 549459 |
| Deed Book / Page | D459 / 146 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTT KY |
| Property Address | 6873 MUDDY FORD RD, GEORGETOWN, KY 40324-9285 |
| Transaction Type | Mortgage |
| Record Updated | Feb 03, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0M1152/633 |
|---|---|
| Date | Jul 31, 2013 |
| Book Page | M1152/633 |
| Instrument | 300615 |
| Name | PEOPLES EXCHANGE BANK |
|---|---|
| Type | Bank |
| Address | WINCHESTER, KY 40392 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Aug 01, 2038 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTT KY |
| Property Address | 6873 MUDDY FORD RD, GEORGETOWN, KY 40324-9285 |
| Transaction Type | Mortgage |
| Record Updated | Feb 03, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0M1154/391 |
|---|---|
| Date | Aug 12, 2013 |
| Book Page | M1154/391 |
| Instrument | 301018 |
| Name | PEOPLES EXCHANGE BANK |
|---|---|
| Type | Bank |
| Address | WINCHESTER, KY 40392 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Aug 01, 2038 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTT KY |
| Property Address | 6873 MUDDY FORD RD, GEORGETOWN, KY 40324-9285 |
| Transaction Type | Mortgage |
| Record Updated | Feb 03, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 00M740/581 |
|---|---|
| Date | Sep 01, 2005 |
| Book Page | M740/581 |
| Instrument | 132507 |
| Name | FIFTH THIRD BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45263 |
| Amount | Amount Recorded |
|---|---|
| Term | 179 Months |
| Due | Aug 19, 2020 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTT KY |
| Property Address | 6873 MUDDY FORD RD, GEORGETOWN, KY 40324-9285 |
| Transaction Type | Mortgage |
| Record Updated | Feb 03, 2026 |
| Title Company | FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 00M850/221 |
|---|---|
| Date | Jun 04, 2007 |
| Book Page | M850/221 |
| Instrument | 157267 |
| Name | FIFTH THIRD BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45263 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | May 15, 2037 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SCOTT KY |
| Recording Date | Jul 24, 2025 |
| Property Address | 6873 MUDDY FORD RD, GEORGETOWN, KY 40324-9285 |
| Document Number | 00D459/146 |
| Book / Page | D459 / 146 |
| Instrument Date | Jul 22, 2025 |
| Instrument | 549459 |
| Transaction Type | Transfer |
| Record Updated | Feb 03, 2026 |
| Title Company | BLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $450.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 6873 MUDDY FORD RD, GEORGETOWN, KY 40324-9285 |
| Document Number | 0000549462 |
|---|---|
| Date | Jul 24, 2025 |
| Instrument | 549462 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2055 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SCOTT KY |
| Recording Date | Jul 22, 2008 |
| Property Address | 6873 MUDDY FORD RD, GEORGETOWN, KY 40324-9285 |
| Document Number | D319/238 |
| Book / Page | D319 / 238 |
| Instrument Date | Jul 18, 2008 |
| Instrument | 171971 |
| Transaction Type | Transfer |
| Record Updated | Jun 14, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1619 JUNCTION PIKE, 1619, BERRY, KY 41003-9045 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 6873 MUDDY FORD RD, GEORGETOWN, KY 40324-9285 |
| Document Number | 00M907/797 |
|---|---|
| Date | Jul 22, 2008 |
| Book Page | M907/797 |
| Instrument | 171972 |
| Name | PEOPLES EXCHANGE BANK |
|---|---|
| Address | WINCHESTER, KY 40392 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2038 |
Source: Scott County records · Assessment roll updated April 1, 2025 · Last verified February 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Scott County |
| Unified School District | Scott County School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,630.00 (+24.52%) | $258,700 (+79.12%) | $258,700 (+17.59%) |
| 2023 | $1,309.00 | $144,430 Land $5,930 Building $138,500 | $220,000 Land $81,500 Building $138,500 |
Source: FEMA National Flood Hazard Layer, Scott County (21209C), updated November 20, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 212090404002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Cost | Premium on Record median of 5 individual NFIP policies nearby |
| Nearby Flood Policies | 5 in force 5 of 5 on primary residences |
| Nearby Flood Claims | 5 (2001–2025) |
| Claims Outside the SFHA | 2 of 5 |
| Most Recent Claim | Apr 2025, rainfall accumulation, Severe Storms, Straight-line Winds, Tornadoes, And Flooding |
| Wildfire Risk | Low above 20% of the US · above 37% of Kentucky |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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